I agree. Here's a basic bootloader tip, suitable for a Linux n00b:
When asked the first time about a bootloader, just say "no." I actually don't recall that dialog at all in Ubuntu, but in Debian, Mandriva & Fedora, you'd be asked whether you want to install a bootloader. Say "no," then put a blank floppy in and at the next step type
'/dev/fd0'
Put Linux on your MBR when you're used to it, comfortable with it, and don't rely on Windows.