Being a Sprint customer, I actually looked at the Pre breifly. Nice phone for a first gen WebOS product. Multi-tasking on it is cute, shows layered apps. Can't talk on the phone while using a data stream though. That's an issue with CDMA networks partly, and the Qualcomm CDMA/EVDO implementation used in many phones. EVDO Rev. A products can if configured correctly, though most aren't from the dealer.

iPhone uses AT&T's HSPDA network for data so that it can talk and use data streams simultaneously. I'm not an AT&T customer anymore because I can't afford to drop calls from customers, but if I was I still wouldn't have an iPhone mostly because I prefer Windows Mobile or Blackberry.

Hadn't thought about the idea of banking via my phone browser, might try that out to see how I like it. Mostly I bank by phone anyhow, strictly an audio thing with no printout that way, and no keylogging possibility. I have used my banks online features, but it took until this year to get them to allow special characters and longer than 8 digit passwords. They did implement 2 factor seurity a couple of years ago, but I don't have much faith in pictures as a security system.