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If you want to spend the bucks for a new motherboard or computer, motherboard manufacturers are implementing USB 3.0 via a NEC 720200 chip or a Fujitsu MB86C30A chip. This is similar to how USB 2.0 first became implemented.

You are right. Until USB 3.0 SuperSpeed devices become widely available there will be little need for a USB 3.0 add-in card.