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The car is usually NOT yours if you're making payments on it. It is the property of the lien holder, who has every right to install such a device. If the car WAS legally yours (meaning fully paid and no liens against it) and it was repossessed, that would be something called Grand Theft Auto... and I'm not referring to a video game.

That said, I think such devices are lame and can cause serious issues. But if you can't make the payments, you shouldn't have purchased the car. Sure, no one can foresee losing their job, but the lien holder has a right to protect their asset how they see fit.