You obviously did not read PCI DSS. There are different levels of PCI DSS compliance. It depends how you process your transactions and how many transactions you process. It appears to me you utilize internet based transactions to process payment cards from home. This form of processing has many, many risks involved and requires more security then a simple transactions using a phone line. Therefore the protection requirements of PCI DSS are much more in-depth. If you are using internet based transaction you are required to have your system scanned quarterly among many others which becomes expensive over time. Should you decide not to comply with PCI DSS and your service provider suffers a breach, you are still responsible for all damages because you outsourced to a third party. You really need to reevaluate your needs for credit card processing and decide which method works best for you while providing you and your customers the best protection. I myself outsource my processing through PayPal. Although my students register for my classes at my website, they are taken to PayPal to make payment for the classes. It is up to them to pay by check or payment cards and I never ever have possession of their card or account numbers. This is slightly more expensive; however, it seriously limits my exposure in the event PayPal was to suffer a data breach. Although I perform business in this manner, there are still some requirements I must put in place to ensure Im compliant with PCI DSS but not very much at all. You can always outsource your processes, but you can not outsource your responsibilities.
In regards to our Lazy Legislators here in Nevada. We have citizen legislators who run their own businesses and ranches.
They are first and foremost business and family people looking out for the state as needed. They are not Professional Politicians living off the backs of the people such as the case with your state. We only have one professional politician in Nevada and we hope to make Dirty Harry available to run for office in your state this November.
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