We also looked into the prospect of outsourcing. However, being a small bank we have certain regulatory requirements to meet. This means, 1. No Uncle Bob's discount Exchange hosting, and 2. E-mail needs to be archived for x period of time. Through the last few years here we have invested considerable time and money into creating the layers that make up our e-mail architecture. We use a combination of Open Source (time=money) and pay products (money) to ensure our e-mail is legitimate, secure, monitored, stored, and sent encrypted when necessary. We are just too invested in our e-mail architecture to change. I guess I had better start planning to migrate to 2010. Thanks for the reminder. : )