What about all of the systems that are hacked and compromised without the user ever knowing it? Those of us who work in the trenches see this all the time. In my experience, the average Internet user often does not know when his or her computer has been compromised. We are encountering more and more malware that uses clever technical as well as social engineering mechanisms to either go undetected, or unrecognized as malicious by the end user.

To me, this is where our concern should be concentrated.