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Kiva - Really?
With all of the pain, starving and homelessness on this planet today, you list an organization at #1 that gives a monetary loan to entrepreneurs? I don't have anything against helping others with their business endeavors, but let's help the less fortunate with food, water shelter and safety before we put them in business. If you felt that this charity should be on your list, at least put it it last. Obviously, your priorities are reflective of your sitting in an office with little outside contact, all day. Get from behind the keyboard and walk down an impoverished street in your hometown and tell me these people need a loan for their new business. With the economy in the state it is, extra money for charities is hard to come by. Let's help the truly needy with the basics we take for granted before we bankroll someones business idea!