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The reason to change passwords regularly is so that if a user's password has been compromised that access will cease to work at some point, so the more frequent the password changes, the less likely you will face long term damage from a compromised system. (incidently, the passwords doesn't even have to be compromised, a skilled technician can simply capture a user's ID / pass hash and pass that if the transmission isn't salted). I see where you are coming from with that, but it is a legitimate security measure.