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I agree with wingnut. This was a waste of my time. I hope the editor gives you another chance to rewrite this. I won't be passing this link on to family and friends, etc. they won't understand some of it. Most will have no clue what phishing or a firewalls is. Put it in simple terms where someone who doesn't understand computers very well will know what to do when they bank online (via a desktop or mobile). Looking forward to seeing it rewritten.