because my knees hurt too much today for me to stand.

As to bank accounts and permanently attached phones, I was eating lunch last week at a crowded Chinese joint. I hear the guy behind me on his phone discussing buying something; I wasn't really paying that much attention. Then in a loud voice he starts reading out numbers: four groups of four numbers each. He then states a month and year a little later in the decade. Then he reads one more group of three numbers.

His mama must have raised a dumb @$$.