Look around-- you are being nickle-dimed to death by the subscription model--- a great way to create reliable revenue streams instead of selling on merit and innovation and (ohh, no!) product improvement and merit. It is a sheme to keep you hooked and paying even if the product sucks next year. It is really getting bad...more and more software is being offered in annual rental instead of purchase...aka The Cloud. This is costing you and me a fortune. What are people paying for data-plan phones? You could feed a family of four on it. Bad news. I hate it and have told some providors sorry, no deal.