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Infographic: Online payment security

can make all the difference in security. If someone cracks your CC number at a site or brick and mortar store, the crooks won't be able to use it. Discover is the only CC I know that offers this service; they also offer a special secure utility that you can install on your PC, to help foil any attackers that may infest your computer. I am not a shill and don't represent any company mentioned in this post. They are the best solutions I have used and have personally saved my bacon at least once.

Other than that, Paypal is always best. if it is offered, but using a password encryption vault, Keyscrambler, and Rapport will go a long way toward securing your PC online activities. Just using anti-malware/virus is not enough in the new threat environment. I don't recommend ZoneAlarm, as a software firewall, but I do recommend Online Armor. For a hardware firewall, you can't beat CheckPoint's Safe@Office 500W UTM appliances though. ZoneAlarm unfortunately dropped their venerable Z100G UTM appliance, and it was one of the best deals on market, with excellent anti-virus stream scanning and the works! To bad they dropped it, as it was very affordable for SMBs and many of my clients SOHOs. I have no affiliations with these companies, I just hate online crime, and will do anything to disseminate information to thwart it at any opportunity.

Me, I don't shop online much. Most online payment services are done across the internet are over SSL, it's incredible that there's still some way of cracking passwords and PINs. No liabilty clauses neither if your information is stolen in tr??nsit eventhough your computer is connected at that point. Or how about if your the goods don't come. The encryption vaults are really useful tools I agree, when you're at home. Microsoft has Windows Live ID digital wallets service for free.
If the employers/merchants haven't implemented something like Linovio's PaymentConnect on thier end. Then, PayPal, like you said is one of the best its so common. One brand new app I just found out about it is, FaceCash from Think Computer Corporation for smart phones it uses face recognition, only good at participating stores though. This may breakthrough.