Wow..... Just simply wow to the ignorance of some people that make public postings. If you are uninformed on a subject there is no problem with this, but to them make a post on a website visited by millions, on a subject you clearly know nothing about is just worrying!
Having worked in the finance industry, I can tell you right now that BILLIONS of pounds/dollars/whatever is lost every MONTH because behavioural patterns are (1) Easy to forge/copy, (2) It rarely prevents, and is actually reactive, rather than proactive to historic actions. (3) Users in work places often do their job the "proper way" for 6 months, until they know the system of their job, then they find shortcuts. (4) Why would you REPLACE passwords with Behavorial ID (BID)? it should surely be in addition to it! (5) When you launch a new application, or provide a new technology to the user, which results in them changing, will you fund the millions of currence it costs to install a predicted BID for on expected usage of that new resource? (6) Simply using sufficient encryption on drives, communications, and any where else applicable, + a solid pass phrase rather than passwords, should be enough to reduce most attacks, in a corporate environment proper administration of locking down users so new addons and apps can not be installed + firewall + A/V and IPS, and so on so on provide enough options for a capable admin to do their work. It then falls down the users to be somewhat careful in life, and failure to do so should result in punishment.
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