A downside of hiring college students without a very structured mentoring environment is that they can learn skills and then take off. They build a nice resume and then leave for more lucrative waters.
On the point of recruiters, one thing that irks me is that you might have all or more of the skills required but not industry knowledge so that sends your resume to the trash. You may be the best developer or PM they can find with 110% of the skills, education, certifications, within the price range, years of experience, location, fit in the culture, but without banking knowledge, you don't even get those 6 seconds for someone to look at your resume.
When I was a web deveopler, content was content, resorts, insurance, hairdos, antiques. But today, you have to have specific industry experience for many IT jobs.
And it would be nice to hear back when someone said 'no'.
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