"However, the measure is certainly a great convenience if one is prone to leaving their credit cards at home with the mistaken assumption that it has been lost."
That's me you're talking about. I'd love to see my bank in the UK introduce this as well!
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Even if I deactivate the card by some other means, could the thief then use my phone to reactivate the card? I would hope that the bank has some way to deactivate SMS re-activation.
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