To firmly believe that everyone else on the road particularly car drivers would go out of their way to try to Kill You. Sure it's Paranoid but the end result is also true. It doesn't matter to your corpse if the person who ran you down was deliberately trying to kill you or just didn't bother looking and ran you down by not seeing you till it was way too late.
True you don't have to be Paranoid but I always found it far more painful that if you didn't firmly believe that other road users would go out of their way to try to kill you and you feel all warm and fuzzy and safe you'll end up in a position of Broken Bones long Hospital stays and the like because the idiot did something without looking and hurt you as a direct result. Things like that happen when there is only a stationary car on the side of the road and no other traffic at all but you riding down the road. That driver who you didn't know was there will decide to start their car and do a U Turn without looking and run you down.
Or that driver behind you at the lights will suddenly think that they can go and will not worry about the motorcycle in front of them, they think that they can get into a gap in the traffic so they believe that everyone will get out of their way to allow them to go where they want to.
Regardless they didn't specifically set out to run you down and Kill/Mame you or even hurt you but the end result is always the same you get hurt sometimes seriously the car driver says that they didn't see you even though they had been parked behind you for over a minute and tried to push you through a red light into the stream of oncoming traffic or whatever.
Basically if you trust others to do the Right Thing you are going to be continually let down as they will do what they see as best for them. Be that a Person or Company and it's always way too late after the event to ask Why Me?
Things get even worse when you allow that Company to decide what it is that they will do so I have to suppose that I fall into the Never Trust Anyone Camp. Paranoid is far less PAINFUL!
And remember just because a person is Paranoid doesn't mean that someone isn't following them.
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