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I have tried a lot of chat applications (and first 3 from this list), but what I don't like is creating master account so I can use protocols I need... and then log to them too.
Trillian and Pidgin were fighting a long time on my PC, and I ditched both. Reason was that I needed multiprotocol on the move - on my mobile device.
So I tried Beejive and IM+ on my Blackberry and IM+, IMO and Beejive on my Android.
Guess what stayed? IMO. Has all protocols I need and does not require master ID.
And it has web interface...