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To me SaaS represents one of the biggest challenges to IT in terms of general management and control. In the old days if a department wanted an app they came to IT who deployed it and monitored it and managed it. Now any department can buy any SaaS app and put any data they want up there without having the processes to provision and importantly deprovision users. Its the wild west out there. If I might be so bold - OneLogin is certainly worth looking at and adds to the level of security by including free 2FA.