-AANNNNDD--??
-All realistic and valid considerations. Perhaps the next installment could address why one should never defy death by driving to work in the morning; after all, there really are some reasons it would be safer.. I am persuaded that fear mongering only weakens people.
The second (missing) half of this article should offer follow-up strategies to those who find themselves at this crossroad, for whatever reason. It is NOT a hopeless situation, and a percentage of your readers should, in fact move on.