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I was one up on them
I setup a limited account on my Win7 machine and if there's sites such as crazy pic of the day, etc I use it for that purpose. Sure enough, a classic randsomware trojan downloaded and locked me out. All I did was totally delete the account, being that it was a throw away account to begin with, problem solved. Now, I just use my Linux box to do the same and chuckle a bit thinking how the virus must be confused being that there's no C:/ drive.