Yes, back in the good old days, even with the dot matrix printers, PrintMaster was the software to use if you wanted to make a card. It was most efficient, and I used a dozen PrintMaster products over the years. When PrintMaster 2.0 came out, I was first in line for it, anxious to upgrade once again. As bowenmr discovered, it was not compatible with all other versions, and it was a frustrating piece of software, hard to use and not intuitive at all. My biggest gripe with 2.0 was that most every clip or add-in I chose involved buying something additional, probably the "packs" you mentioned. It was no longer fun. I sent it back and got my money back (except for postage), and I also vowed never again would I buy PrintMaster. Hallmark is a fun program for me and I recommend it for anyone who likes to make cards, envelopes, flyers, etc.