Discussion on:

Five applications for staying organized

Do you have some tips for organizing a busy life?

Windows 7 has Sticky Notes which does the same thing as "Post It Digital Notes" for free. It's more stripped-down certainly, but I find that an advantage: much cleaner, simpler interface. Also, if you're already using Outlook, the Tasks feature does everything Lexa Organizer does.

Found none here! Need things that will organize personal information such as accounts, insurance, funeral arrangements, Things like where files, books, music are located. Better yet something that will become my failing brain.

My answer to a bad memory is to offload my brain into Evernote. The productivity process to utilize is GTD / Getting Things Done.
http://lifehacker.com/5892905/the-secret-weapon-combines-gtd-and-evernote-into-one-synchronized-productivity-system

Fences comes in both Free and Paid flavors.

FastStone does most (if not all) of what ACDSee does for free, and there is a portable version.
Of course there are many other free image viewers and editors, but I have found this application to be very similar to ACDSee, except that it is free.
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Plenty of free Tag and rename programs are also available.
The free MP3Tag and the TagScanner are examples.
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Free sticky notes applications are also out there, and most people know how to get them easily.
PNotes and Stickies are just examples. Both are available in portable format.
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Free organizers are available almost everywhere, and there are plenty of Cloud applications for that purpose, all free of charge. Try the sites of Google, Yahoo, Microsoft, etc., or download free applications from SourceForge.