I Have also faced such issues with Skydrive where I am not able to keep my business and personal files apart, therefore I made the ultimate switch to storing my docs in Dropbox and integrating it with GroupDocs document management solution. Since Dropbox differentiates among media files, photos and my documents, I get to access my business docs directly from Dropbox and work on those using GroupDocs apps. It has been a handy solution for me and if you haven't used GroupDocs yet, check out its website here:

http://groupdocs.com/