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By the definition in this article, I'm not Gen Y, but I've found that most folks older than me, have no clue how sensitive and vulnerable their information is online. By contrast, the younger generation seems to have a bit of a better understanding of this when I ask them about it.

I think, perhaps the issue is not generational, it's an educational thing. Younger folks may be more informed on these matters than some of their elders, and conversely, some older folks may have a poor understanding and assume they understand the risks.