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Hey, Greg, great article. I find your writing very easy to follow.

From your article, when doing a refresh, "the Refresh your PC tool will find and backup all your data, settings, and apps. It will then install a fresh copy of Windows and restore all of your data, settings, and apps." I presume that it reformats the Windows partition before installing the fresh copy. I would certainly hope so. In that case, where does it put the data, settings, and apps? These could be 100GB or more.