Sorry, Nick, but you're just being silly
You took my "break up the cartel" comment, and made an incorrect assumption. I don't advocate government regulation to "break up" insurance company monopolies / strangle hold / whatever you want to call it. I advocate consumer competition.
Moreover, I'm not "disingenuous" at all by not defining liberty. While it certainly does have different meanings to different people, you and I both received an American education, and if you don't know what I mean by it, go back to school.
By the way, Nick, it's a real bore to have you "moderate" my comments to other people. If you have something constructive to add, fee free. Otherwise.......