that is true. the name of o the game is to have what I call the "Three Part Package":
1) Lots of memory 64/256/512 or memory
2) Powerful processor P4, AMD Atheon
3) A large hardrive anything over 30 Gigs for home use

If you can afford to have that combination you will not have much of any problems at all. Of course the combination will change over time because of the technology change in our hardware and software usage.