It is about time that a conscious approach is the only solution. I've noticed that within the past year, spyware, malware, trojans, etc, have been taking over user systems to the point of no real software solution. There are no magic solutions for this sort of activity, even in the virus world. This is prevalent in the the existence of removal tools and instructions on your AV's website.

Email address exploitation is something that I deal with everyday. People don't understand that a message can be sent out using their own address. The kind of problems that arise from "social engineering" are becoming more serious. The intelligence of this activity is growing exponentially. I guess that we should feel lucky, in that we will always be employed while there are threats like this floating around on the internet.

As far as viruses go, on my home home PC, I encounter a problem maybe once or twice a year. This is usually do to my own stupidity and negligence. Though I have never had to settle for wiping the slate clean and losing vital data, I have had a damaged OS before. This is no big deal in my world, but when it comes to a client's PC, well... I'm sure that we've seen it all. What a pain it is to deal with this garbage.