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Accepting Credit Card Payments as an onsite consultant

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Setup a PayPal account to accept payments. That takes all of the fraud difficulties out of your hands. Customers can pay using a credit card even if they don't have a PayPal account themselves. Once the money is in your PayPal account, you simply transfer it to your own bank account. Of course, you can leave it there too (to pay some bills with), but it will earn no interest while sitting.