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How does smoking disable a Laptop?

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I have read the Warranty 5+ times and with a magnify glass and there is no mention of any smoke damage other than by fire, in today's world with money being so tight, all anyone wants to do is sell, get the money now and we will deal with problems later, don't need to be questioned when buying electronic's but for the purchase of an extended warranty as I did (3 yr) for a computer there should be question to rather there are smokers using the product, if so then they shouldn't be able to purchase it or be sold to, the Warranty is available at any Sam's Club and easy to read, I referred it to the Attorney General's Office for clarification as my service/replacement contract doesn't expire until May 2012 and they want to do nothing leaving me at a $800 loss.