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American Express
(1636 results)-
White Papers
Factoring Can Offer A Short-Term Financing Alternative, But Watch The Fees
June 15, 2009, 12:00am PDT
Factoring is one option to consider when searching for short-term financing alternatives for your small business. As an asset-based financing arrangement, factoring allows you to sell your...
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White Papers
Merchant Cash Advances Can Ease The Crunch But Are Costly And Can Be Risky
June 18, 2009, 12:00am PDT
Merchant cash advances - also known as business cash advances, and credit-card or charge-card receivables factoring - offer one more financing alternative for small-business owners seeking...
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White Papers
5 Ways To Save Your Business Money Now
June 18, 2009, 12:00am PDT
If sales are down and cash flow is tight, small business owners can find ways to reduce expenses and save money. This paper shows five ways you can get started. You can conserve cash yet obtain...
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White Papers
Tax Free Employee Benefits
June 22, 2009, 12:00am PDT
There exists a constant power struggle between employers (wanting the best bang for their employee-related expenditures) and employees (wanting the best remuneration possible for their blood,...
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White Papers
Paying Your (Small Business) Bills
June 19, 2009, 12:00am PDT
Don't let the vendor be the one to notice you haven't paid your bills. Communicate early and often to keep your business in good standing. Reevaluate your business. Sure, there's a credit crunch...
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White Papers
Where To Put Your Money
June 23, 2009, 12:00am PDT
The problem is that small business owners are used to calling all the shots and feeling like they are the best at whatever it is they do - a great entrepreneurial mindset, but a lousy one for...
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White Papers
How To Preserve Cash For Your Business
June 30, 2009, 12:00am PDT
If you're running a small business today and aren't thinking about how to tighten your belt, you are surely in rarefied company. But if you're like the rest of us, you're scrambling to cover...
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White Papers
Learning To Cut To Win
June 30, 2009, 12:00am PDT
If only everyone had cut out all the excessive crap back in 2006 when it might have mattered. Since most small businesses didn't, many have streamlined and are quickly learning how to tighten...
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White Papers
The Straight Skinny On When To Offer Early Payment
July 1, 2009, 12:00am PDT
Some businesses try to encourage early payments from customers by offering what are known as trade terms. Typical trade terms might be 1/10/30. Those terms mean that the buyer gets a 1% discount...
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White Papers
Free Stuff Can Have A Big Payoff
July 1, 2009, 12:00am PDT
Everyone loves getting free stuff. But what businesses have to figure out is whether there's a paying to giving things away. This paper mentions three benefits and explains these benefits that...
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White Papers
An Inside Track To A Big Sale
July 3, 2009, 12:00am PDT
Find someone who can materially benefit from owning your company. Sounds obvious, right? It's surprising how many people think that just because someone has money that they are automatically a...
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White Papers
8 Ways To Minimize Costs And Maximize ROI On Employee Travel
July 6, 2009, 12:00am PDT
Whether you have a sales force of two that only does the occasional overnight, or you maintain an army of road warriors and have your own travel coordination department, these 8 tips given in this...
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White Papers
Crisis Management: Folding Or Plotting
July 7, 2009, 12:00am PDT
Sink or swim. Stick it out or fold up the tent. If only keeping your clients and customers talking about you was as easy as the silly (yet effective) Snickers Snacklish campaign. There are two...
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White Papers
For Smart Executives, Smaller Can Be Better
July 9, 2009, 12:00am PDT
Big banks are stumbling, big companies are struggling, and big government is having plenty of its own problems. All in all, it looks like a better time for talent to start landing in small...
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White Papers
Make Purchases Without Cash
July 13, 2009, 12:00am PDT
In a tough economy, more business owners are conserving cash by bartering for the stuff they need. Even in modern times, bartering remains a practical choice for small businesses. It's a cash...
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White Papers
Customers And Suppliers Can Help You Over A Rough Patch
July 16, 2009, 12:00am PDT
One of the most overlooked sources of short-term funds for a small business continues to be its network of customers and suppliers, and it's worth thinking about how to manage those relationships...
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White Papers
Delegate Vs. Relegate
July 20, 2009, 12:00am PDT
There's a little voice inside every entrepreneur telling them they have to do everything themselves and that no one else can be trusted with their business. While many small businesses start with...
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White Papers
Building Some Protection Against A Down Economy
July 16, 2009, 12:00am PDT
Today, business owners find themselves pressed to keep up with uncertain economic conditions. But even in an economic downturn there are opportunities to be had - if you are prepared to take...
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White Papers
Understanding Your Business Credit Report
July 24, 2009, 12:00am PDT
Like your personal credit history, your company's credit rating is determined by credit reporting agencies - independent companies that assess your credit "Score" based on factors such as payment...
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White Papers
How To Fire A Customer
July 24, 2009, 12:00am PDT
If you've done customer profitability analysis, you've probably identified who are your best customers - as well as who are your worst. Those customers who place only small or infrequent orders,...
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White Papers
The Delicate Balance Between Account Payables And Receivables
July 27, 2009, 12:00am PDT
It's second nature for any business owner to keep an eye on sales, repeat business, and profits. But as critical as these factors are, it's equally important to monitor the delicate balance...
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White Papers
Time To Upgrade For The Upturn?
July 28, 2009, 12:00am PDT
With the economic crisis starting to show signs of coming to an end, firms have to think about preparing to handle the good times after two years of trying to run lean and mean. Trying to predict...
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White Papers
Three Tips For Working With Asset-Based Lenders
July 30, 2009, 12:00am PDT
With bank loans harder to come by, more small companies are turning to asset-based lending. When credit was flowing more freely, many small businesses gravitated away from collateralized loans....
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White Papers
Core Competencies And Saving Money
July 29, 2009, 12:00am PDT
What's the core competency of your business? What do you do that sets you apart from your competitors? Perhaps it's customer service. Maybe it's an excellent product. It might be your personal...
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White Papers
When And How To Offer Discounts For Early Payment
July 31, 2009, 12:00am PDT
Offering discounts for cash, upfront and early payment can be an integral part of a comprehensive business management strategy, not just the domain of the accounts receivable department. Bring up...
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White Papers
Reality TV For SMBs
July 31, 2009, 12:00am PDT
Just as reality TV wants as many eyeballs watching as possible, a company wants a surplus of clients. Through a series of experimental executive and managerial training sessions, a company's...
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White Papers
The Key To Small Business Success
August 3, 2009, 12:00am PDT
For most entrepreneurs, the single biggest business challenge is not finding a promising opportunity to go after. It is eliminating the dozens of promising opportunities you could go after and...
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White Papers
Can Social Networking Really Save A Small Business Money?
August 5, 2009, 12:00am PDT
If you want to actually make social networking cost effective for your small brick-and-mortar business, this paper shows several ways to do it. First of all, don't duplicate effort. Many...
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White Papers
What Is Scenario Planning And Is It Useful For Small Businesses?
August 10, 2009, 12:00am PDT
Scenario planning is a forecasting tool that helps managers and organizations better understand the trends driving the future competitive environment. The first step in scenario planning is...
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White Papers
Five Ways To Get Paid By Small Business Customers
August 10, 2009, 12:00am PDT
When it comes to getting paid, all customers are not created equal. It pays to focus on the high risk customers in your credit policies and in your collections process. That includes when you have...
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White Papers
How To Set Priorities
August 10, 2009, 12:00am PDT
A small company simply doesn't have the resources to compete with bigger, richer companies if it's trying to be all things to all people. While trying to do one thing extremely well, however, you...
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White Papers
How To Find And Hire A Virtual Assistant For Your Small Business
August 11, 2009, 12:00am PDT
Good tasks to outsource to a VA are ones where the procedure is relatively simple, there aren't a lot of decision points (if any) in the workflow, and is a repetitive process. Before looking for a...
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White Papers
Military Veterans Make Good Business Folk
August 12, 2009, 12:00am PDT
Small businesses looking to hire don't have to look only to Harvard and Yale graduates. Ranks of military alumni with real world work experience on top of college degrees can also run a company...
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White Papers
Credit Lines - A Great Financing Tool If You Can Get It
August 20, 2009, 12:00am PDT
A bank line of credit can be hard to come by these days, especially for small companies. So what's it take to get one? Stellar credit and cash flow that can more than cover the fixed charges...
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White Papers
Health Care's Drain On Cash Flow
August 14, 2009, 12:00am PDT
It's no secret that health insurance is a huge burden on companies' balance sheets. When General Motors revealed in 2005 that it would take its largest quarterly hit in a decade due to a $1.1...
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White Papers
Scalable Benefits For Growing Businesses
August 21, 2009, 12:00am PDT
"When you talk about saving one and a half cents on every dollar, it becomes almost irresponsible not to take advantage of that offer. Every little bit counts, and as your business grows, those...
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White Papers
How To Tell If You're Getting The Best Bang For Your Marketing Buck
August 25, 2009, 12:00am PDT
Pretty much every small business needs to invest in marketing. But in this economy, when budgets are tight and spending is scrutinized, it's often tempting to gut the marketing budget. After all,...
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White Papers
Cash For Clunker Businesses
September 1, 2009, 12:00am PDT
Like cars, many small businesses out there are clunkers - cash guzzling, severely damaged by the recession. Now, the government is looking to bail out these business owners, as it did for car...
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White Papers
How To Use Vendor-Managed Inventory Programs
September 1, 2009, 12:00am PDT
A well-run Vendor-Managed Inventory (VMI) program could allow your business to speed up its cash flow by more closely matching your cash outlay for inventory with your cash inflows from sales and...
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White Papers
When To Outsource For Your Small Business
September 15, 2009, 12:00am PDT
As a crucial growth step in any business - and in varying degrees throughout the business development process - outsourcing becomes a necessity. The big bucks are made not on one person's efforts...
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White Papers
Banks Ramp Up On Small Business Fees
January 22, 2010, 12:00am PST
Even with all their federal bailout money, many banks are having a tough time making ends meet these days - and one of their solutions is a dramatic increase in fees for individual and...
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White Papers
Getting Your Personal House In Order
January 26, 2010, 12:00am PST
If you have much experience with life and with business, you know quite well how true Murphy's Law is. "Anything that can go wrong, will go wrong." Quite often, problems seem to come in bunches,...
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White Papers
Five Ways To Effectively Follow Up (Without Being Annoying Or Breaking The Bank)
January 25, 2010, 12:00am PST
How can a small business balance the need to maintain a connection to their customers without crossing the line into the type of annoyance that drives them away? One is not talking about a sales...
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White Papers
Getting The Bank In Your Corner As A Small Businessperson
January 28, 2010, 12:00am PST
Cash flow is the lifeblood of any small business. The quicker you can translate your hard work into cash in the bank, the better. Of course, one big key in all of this is the bank itself. The...
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White Papers
Money-Saving Strategies For Workers' Compensation
February 1, 2010, 12:00am PST
Tthere are ways to save on workers' compensation expenses that don't involve dodging obligations. The most effective method, according to the author, is to cultivate "An organizational culture of...
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White Papers
Online Tax Payment And Filing For Small Businesses
February 3, 2010, 12:00am PST
The IRS wants businesses to pay their taxes online, as well as file their taxes online. It's faster, eliminates the need for the IRS to have people open envelopes and process paperwork and has...
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White Papers
Be Account-able When Approaching Lenders
February 4, 2010, 12:00am PST
As the recession slowly eases, many of the complaints about the slow pace of recovery are coming from the small business community. One common gripe: the reluctance of the banking industry to lend...
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White Papers
The New Rules Of Financial Management
February 5, 2010, 12:00am PST
We know from the Fall 2009 results of the American Express OPEN Small Business Monitor that 60% of the entrepreneurs surveyed are experiencing cash flow issues, with their biggest cash flow worry...
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White Papers
9 Ways To Protect Your Pricing And Keep Your Customers
February 4, 2010, 12:00am PST
You don't always have to slash prices to stay competitive. There are many great ways you can add value to your goods and services at little or no cost. Competing with the local Y and its depth of...
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White Papers
How The $1.9 Trillion Tax Hike Will Affect Your Small Business
February 10, 2010, 12:00am PST
President Obama is raising taxes by $1.9 trillion in 2011, saying that this move is supposed to help small businesses. Small business owners may be wondering how that statement can be true. The...
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White Papers
The (Almost) Surefire Method For Getting Publicity For Your Business
February 11, 2010, 12:00am PST
You know your business is good, and so do your customers. Potential customers may think it is good, but they do not really know for sure; after all, your advertising is just you telling them, and...
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White Papers
How To Deal With Audits
February 11, 2010, 12:00am PST
Just the idea of having a problem with the IRS is enough to worry many business owners. The tax system can be difficult to deal with even at the best of times. When something goes wrong, it can be...
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White Papers
Tax Breaks For Going Green
February 16, 2010, 12:00am PST
Going green can be a matter of personal choice - of wanting to make your business better for the environment. But going green can also be good business. With the many tax deductions and credits...
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White Papers
Cash-Strapped Businesses Turn To Purchase-Order Financing
February 17, 2010, 12:00am PST
It's a small-business owner's nightmare: Your company lands a major merchandise order from a corporation or government agency, but doesn't have the money to pay for manufacturing and delivery. If...
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White Papers
8 Ways To Shield Your Business From Hackers
February 17, 2010, 12:00am PST
With 85% of data breach occurring at the small business level, business owners need to secure online banking and data stringently. Most of the people are aware of the need to take sensible...
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White Papers
Here Comes Good News For Credit-Starved Small Businesses
February 18, 2010, 12:00am PST
One of the biggest challenges facing small businesses today is the availability of credit. Various surveys have confirmed that while banks have tentatively become more willing to extend credit,...
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White Papers
An S-corporation Can Save You Thousands (At Least) In Taxes
February 22, 2010, 12:00am PST
If you have ever wondered about the differences in incorporating your small business as either a C-corporation or an S-corporation, pay attention. What follows could save you thousands, if not...
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White Papers
Financial Benchmarking: How Do You Compare To Your Competitors?
February 22, 2010, 12:00am PST
There's no better evidence for the value of benchmarking than the Olympics. "The time to beat," we hear repeatedly as downhill skiers race for the finish line. That's what drives them to shatter...
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White Papers
What Would Automatic IRAs Mean For Small Businesses?
February 24, 2010, 12:00am PST
Among the raft of recent proposals that President Obama announced during his State of the Union address was a plan to help Americans increase their retirement savings. As reported by AP, the...
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White Papers
Exploring Debt Restructuring Options
February 25, 2010, 12:00am PST
Many businesses piled up debt over the past two years, as sales shrank. If your business is finding it hard to keep up with all its credit card, credit line, and bank loan payments, it may be time...
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White Papers
Responsibility Is The Secret Sauce
February 25, 2010, 12:00am PST
When you run a small business, lots of things can go wrong. Customers don't pay. Suppliers don't come through. Contractors don't provide the work on time. These are the realities of life. When...
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White Papers
14 Travel Hacks And Airfare Saving Tips For Businesses
February 26, 2010, 12:00am PST
Traveling for business can be a costly proposition; you are often on the road at peak times (and paying peak prices for it), and if a few people from the office are on the trip, the company's...
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White Papers
Read Your Financial Statements Like A Banker
March 1, 2010, 12:00am PST
Let's face it - financial statements aren't the most fascinating things to read. Unless, that is, you're a banker. Your balance sheet and income statement tell a banker more about your business...
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White Papers
Cash Flow And Leasing
March 3, 2010, 12:00am PST
One of the most common pieces of advice given on business management websites when it comes to cash flow discussions is to lease your equipment. The argument in favor of leasing is...
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White Papers
Cash Vs. Accrual And Why Accounting Matters For Taxes
March 4, 2010, 12:00am PST
When you're running a small business, it may seem like deciding between cash and accrual accounting is just one more thing on the long list of things you need to get done. But the fact of the...
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White Papers
Energy Star Office Equipment For Your Small Business
March 8, 2010, 12:00am PST
Energy Star-rated appliances are popular for homes because they can offer significantly more energy efficiency than the alternatives. You can get similar benefits for the office by choosing office...
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White Papers
Cash Flow: What It Is And What It Isn't
March 8, 2010, 12:00am PST
If a commemorative coin were commissioned to recognize the contribution of the small business economy, it would surely be embossed with the words: In Cash We Trust. If you've ever scrambled to...
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White Papers
3 Components Of Financial Clarity
March 9, 2010, 12:00am PST
The over-arching challenge most businesses have on their profit and loss statement is complying with the matching principle - matching revenues and correlated expenses in the correct period. First...
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White Papers
6 Ways To Differentiate Your E-Commerce Website
March 10, 2010, 12:00am PST
RDFa tags improve the chances that the results delivered by your eCommerce site will match the needs of Internet shoppers, as expressed in their search queries. This microformatting approach...
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White Papers
Accountable Plans Are Win-Win Taxwise
March 11, 2010, 12:00am PST
If your company has travel and entertainment costs, there's a way to pay for them without resulting in income to your employees or payroll taxes for the company. It's called an "Accountable plan"...
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White Papers
The Three Budgets
March 12, 2010, 12:00am PST
We're all optimistic about the future of our business. Without that optimism, we wouldn't be able to push through the challenges of small business ownership. Our dream of a sunny future and our...
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White Papers
The Truth About Government Contracting
March 15, 2010, 12:00am PDT
The government has set a goal to purchase 23% of its goods and services from small firms. Within that goal, buying objectives for specially designated small businesses include: women-owned...
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White Papers
5 Ways You Can Improve Cash Flow With Your Invoices
March 15, 2010, 12:00am PDT
Cash flow can be a crucial issue for small businesses: until your clients pay you, you may not be able to turn around and pay your own bills. That can make improving your cash flow a priority. But...
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White Papers
How To Design Credit Policies
March 17, 2010, 12:00am PDT
When designing your company's credit policies, focus on supporting your company's goals. Most likely, you'll want to increase sales, market share, and profits. First, figure out the route you'll...
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White Papers
5 Health Care Reform Changes Small Businesses Need To Start Thinking About Now
March 16, 2010, 12:00am PDT
While health care reform continues to be debated in Congress, preparations for its arrival have already begun for small businesses across the United States. The extent to which small businesses...
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White Papers
40 Tips To Accelerate Your Cash Flow
March 16, 2010, 12:00am PDT
Business is actually quite simple - generate positive cash flow, and hopefully lots of it. In practice, however, it is a little harder to accomplish. Invoice on-time because every day you are late...
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White Papers
Growing Optimism Among Business Owners
March 18, 2010, 12:00am PDT
Small business owners are more optimistic about the economy than they were one year ago, according to a survey of small business owners designed to gauge sentiment and future plans. Of those...
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White Papers
4 Secrets Of Meaningful Projections
March 22, 2010, 12:00am PDT
Most business owners feel one of two ways about projections. Either they feel projections are worthless because they cannot predict the future, or they feel projections are a mechanism to make...
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White Papers
Strapped? Strategies For Improving Your Cash Flow
March 19, 2010, 12:00am PDT
In a time of slow sales growth, cash flow is a troubling issue for many companies. In fact, 47% of small business owners have experienced cash flow problems over the last 90 days, according to a...
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White Papers
Minimizing Late Payments To Maximize Your Cash Flow
March 24, 2010, 12:00am PDT
Don't allow late payments to skew your cash flow. If you find that a payment due to you is late, don't let it dangle in the wind. Contact them and see what the issue is and whether or not you can...
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