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Bankrate

(70 results)
Content Type:
  • Tools & Templates

    Generic Loan Calculator

    January 1, 2008, 12:00am PST

    Use this tool as a generic loan calculator, it determines total payments, total interests for the loan.

    Provided by Bankrate

  • Tools & Templates

    Nominal And Effective Interest Rates

    January 1, 2008, 12:00am PST

    Use this tool to calculate what rates are necessary to achieve a desired future value amount given a present value amount, and the time period over which to compound your investment.

    Provided by Bankrate

  • Tools & Templates

    Simple Loan Payment Calculator

    January 1, 2008, 12:00am PST

    Enter the values and this tool will tell you the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.

    Provided by Bankrate

  • Tools & Templates

    Rent Versus Buy Calculator

    January 1, 2008, 12:00am PST

    This tool allows you to compare renting versus buying by entering how much you want to spend a month and how much down you would put into your house.

    Provided by Bankrate

  • Tools & Templates

    How Much Are My Payments?

    January 1, 2008, 12:00am PST

    Use this tool to determine your monthly payment amount. Estimate your taxes and insurance so that these amounts will be included in the payment calculation. Enter amounts in the fields below and...

    Provided by Bankrate

  • Tools & Templates

    How Much Does That Loan Really Cost?

    January 1, 2008, 12:00am PST

    Enter the interest rate of your loan, the quoted APR and the loan amount. This tool will then tell you how much the loan will then cost you.

    Provided by Bankrate

  • Tools & Templates

    Mortgage Calculator (Includes Amortization Schedule)

    January 1, 2009, 12:00am PST

    Trying to calculate monthly mortgage payments when thinking about a home loan can be a daunting task? Use this easy to use tool to calculate mortgage.

    Provided by Bankrate

  • Tools & Templates

    Advanced Mortgage Calculator: Calculate Your Payment And More

    January 1, 2009, 12:00am PST

    Use this advanced mortgage tool to calculate payments and more.

    Provided by Bankrate

  • Tools & Templates

    Mortgage Points Adviser: Which Rate/Points Combination Is Right For You?

    January 1, 2009, 12:00am PST

    When you pay "Points," you pay interest in a lump sum upfront to get a lower rate on your fixed rate mortgage. Each point costs 1% of the mortgage amount. The more points you pay, the lower your...

    Provided by Bankrate

  • Tools & Templates

    15-Year Or 30-Year Mortgage

    January 1, 2009, 12:00am PST

    Determining which mortgage term is right can be a challenge. With a 15-year mortgage less interest is paid, but only with a higher monthly payment. Use this 15-year vs. 30-year mortgage tool to...

    Provided by Bankrate

  • Tools & Templates

    Fixed- Or Adjustable-Rate Mortgage: Which Is Right For You?

    January 1, 2009, 12:00am PST

    Fixed or adjustable rate mortgage? Find out which is right for you. Note, with a Fixed Rate Mortgage (FRM), monthly payments will be steady, while with an Adjustable Rate Mortgage (ARM), payments...

    Provided by Bankrate

  • Tools & Templates

    Get A Biweekly Mortgage Payment Plan

    January 1, 2009, 12:00am PST

    This biweekly mortgage tool shows the possible savings by using an accelerated biweekly mortgage payment. By paying half the monthly payment every two weeks, each year the mortgage company will...

    Provided by Bankrate

  • Tools & Templates

    Interest-Only Mortgage Loan Payment Calculator

    January 1, 2009, 12:00am PST

    The rates on interest-only loans can change as often as every month, or may be fixed for a 10-year period. Check to see when and how often your interest-only rate can change. Recalculate your...

    Provided by Bankrate

  • Tools & Templates

    Rent Or Buy Your Next Home: Which Is Right For You?

    January 1, 2009, 12:00am PST

    For some people, buying their home makes the most sense, and for others, renting is best. To determine which is right for you, you first need to determine whether you can afford to buy. Then you...

    Provided by Bankrate

  • Tools & Templates

    Should You Refinance Your Mortgage?

    January 1, 2009, 12:00am PST

    This refinance tool will figure whether it's worth chasing a lower interest rate and refinancing your mortgage.

    Provided by Bankrate

  • Tools & Templates

    Compare The Cost Of Living Between Cities

    January 1, 2009, 12:00am PST

    Use this tool to compare cost of living.

    Provided by Bankrate

  • Tools & Templates

    What Happens When Your Adjustable Rate Mortgage Adjusts?

    January 1, 2009, 12:00am PST

    Do you know what your new mortgage payment will be when your rate adjusts? Use this tool to find out what your payment would be if your rate was to adjust today.

    Provided by Bankrate

  • Tools & Templates

    Adjustable-Rate Mortgage Calculator

    January 1, 2009, 12:00am PST

    Adjustable-rate mortgages can provide attractive interest rates, but your payment is not fixed. This adjustable-rate mortgage tool helps you to approximate your possible adjustable mortgage payments.

    Provided by Bankrate

  • Tools & Templates

    Annual Percentage Rate Calculator For ARM Loans

    January 1, 2009, 12:00am PST

    Use this annual percentage rate tool to determine the annual percentage rate, or APR, of your adjustable-rate mortgage, or ARM. Knowing your APR can help you compare different ARMs with different...

    Provided by Bankrate

  • Tools & Templates

    ARM Or Fixed-Rate Calculator

    January 1, 2008, 12:00am PST

    Use this ARM or fixed-rate tool to determine whether a fixed-rate mortgage or an adjustable rate mortgage, or ARM, will be better for you when buying a home. The tool also compares a fully...

    Provided by Bankrate

  • Tools & Templates

    Blended-Rate Mortgage Calculator

    January 1, 2009, 12:00am PST

    The high price of homes has many buyers trying to get 100 percent, or near 100 percent, financing. One option is to acquire two mortgages. This blended-rate mortgage tool helps determine the...

    Provided by Bankrate

  • Tools & Templates

    Fixed-Rate Vs. Interest-Only Mortgage Calculator

    January 1, 2009, 12:00am PST

    A fixed-rate mortgage has the same payment for the entire term of the loan. Use this tool to compare a fixed-rate mortgage to an interest-only mortgage.

    Provided by Bankrate

  • Tools & Templates

    Interest-Only ARM calculator

    January 1, 2009, 12:00am PST

    Interest-only ARM mortgages can provide very low monthly payments; however, you are not paying off any principal during the interest-only period. Use this interest-only ARM tool to examine an...

    Provided by Bankrate

  • Tools & Templates

    Interest-Only Mortgage Calculator

    January 1, 2009, 12:00am PST

    Use this interest-only mortgage tool to generate an amortization schedule for an interest-only mortgage. Quickly see how much interest will be paid and the principal balances. Determine the affect...

    Provided by Bankrate

  • Tools & Templates

    Mortgage Annual Percentage Rate Calculator

    January 1, 2009, 12:00am PST

    Use this annual percentage rate tool to determine the annual percentage rate, or APR, for your mortgage. This tool gives full amortization schedule, either by year or by month.

    Provided by Bankrate

  • Tools & Templates

    Mortgage Debt Consolidation Calculator

    January 1, 2009, 12:00am PST

    This mortgage debt consolidation tool is designed to help determine whether using a mortgage to consolidate debt is right for you. Enter credit card balances, installment loans and the mortgages...

    Provided by Bankrate

  • Tools & Templates

    Mortgage Loan Payment Calculator

    January 1, 2009, 12:00am PST

    Use this mortgage loan payment tool to generate an amortization schedule for a current mortgage. Quickly see how much interest will be paid and the principal balances. This mortgage loan payment...

    Provided by Bankrate

  • Tools & Templates

    How Much Money Can I Borrow For A Mortgage?

    January 1, 2009, 12:00am PST

    The first step in buying a house is determining your budget. This mortgage tool will show how much you can afford. Fill in the entry fields and it will show you a complete amortization schedule of...

    Provided by Bankrate

  • Tools & Templates

    Income Required For Mortgage Calculator

    January 1, 2009, 12:00am PST

    What income is required to qualify for a mortgage? That largely depends on the monthly debt payments and the current interest rate. This income required for mortgage tool collects these important...

    Provided by Bankrate

  • Tools & Templates

    Option ARM Vs. Fixed-Rate Mortgage Calculator

    January 1, 2009, 12:00am PST

    A fixed-rate mortgage has the same payment for the entire term of the loan. The option ARM uses a low initial rate to calculate your initial minimum monthly payment. Although the interest rate...

    Provided by Bankrate

  • Tools & Templates

    Mortgage Refinance Break-Even Calculator

    January 1, 2009, 12:00am PST

    How long will it take to break even on a mortgage refinance? That depends on a multitude of factors, including your current interest rate, the new potential rate, closing costs and how long you...

    Provided by Bankrate

  • Tools & Templates

    Refinance Interest Savings Calculator

    January 1, 2009, 12:00am PST

    How much interest can you save if you refinance your mortgage? This tool helps you find out. Enter the specifics about your current mortgage, along with your current appraised value, new loan...

    Provided by Bankrate

  • Tools & Templates

    How Much Money Can You Save In Your 401(k) Plan?

    January 1, 2009, 12:00am PST

    Use this tool to calculate how much money you can save in your 401(k) plan. It gives result on the basis on currently saved money, per month contribution and the years left for retirement.

    Provided by Bankrate

  • Tools & Templates

    Should You Borrow From Your 401(k) Plan?

    January 1, 2009, 12:00am PST

    If you have money problems, borrowing from your 401(k) plan seems like an easy answer. With low interest rates and immediate approval, why not take funds from your planned retirement to use for...

    Provided by Bankrate

  • Tools & Templates

    How Much Will You Need To Retire?

    January 1, 2009, 12:00am PST

    This retirement tool shows what interest rate you need to earn to reach retirement goal.

    Provided by Bankrate

  • Tools & Templates

    How Long Until You Become A Millionaire?

    January 1, 2009, 12:00am PST

    Based upon the current value of your investments, monthly deposit and its average annual return this tool calculates how long it will take you to become a millionaire.

    Provided by Bankrate

  • Tools & Templates

    How Do I Reach My Retirement Goal?

    January 1, 2009, 12:00am PST

    Based upon the current value of your investments, and the period of time until retirement this tool helps you to calculate to reach to you retirement goal.

    Provided by Bankrate

  • Tools & Templates

    CD Laddering Calculator: How To Maximize The Return On Your CDs

    January 1, 2009, 12:00am PST

    Use 'CD Laddering' to get high yields and sufficient access to your cash. CD laddering is your best option for a savings portfolio that will deliver both interest income and available cash. This...

    Provided by Bankrate

  • Tools & Templates

    How Long Will Your Savings Last?

    January 1, 2009, 12:00am PST

    This tool allows you to see how long a lump sum amount will last.

    Provided by Bankrate

  • Tools & Templates

    CD Interest Calculator

    January 1, 2009, 12:00am PST

    Use this CD tool to find out how much interest is earned on a Certificate of Deposit (CD). Just enter a few pieces of information and this CD tool will calculate the Annual Percentage Yield (APY)...

    Provided by Bankrate

  • Tools & Templates

    Savings From Refinancing

    January 1, 2009, 12:00am PST

    Use this tool to determine savings from refinancing.

    Provided by Bankrate

  • Tools & Templates

    Tax Advantaged Investment Calculator

    January 1, 2009, 12:00am PST

    The way taxes are applied to an investment can make a huge difference. This tax advantaged investment tool is designed to help compare a normal taxable investment to two common tax advantaged...

    Provided by Bankrate

  • Tools & Templates

    Mutual Fund Fees Calculator

    January 1, 2009, 12:00am PST

    This mutual fund fees tool can help analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in the fund's prospectus, view the impact of...

    Provided by Bankrate

  • Tools & Templates

    Tax Equivalent Yield Calculator

    January 1, 2009, 12:00am PST

    This tax equivalent yield tool will estimate the tax-equivalent yield, or TEY, for a municipal bond. Income generated from municipal bond coupon payments are not subject to federal income tax. In...

    Provided by Bankrate

  • Tools & Templates

    Investment Goals Calculator

    January 1, 2009, 12:00am PST

    This tool helps to estimate whether or not you are on track to reaching your investment goal, taking into account your current savings plan and required investment period.

    Provided by Bankrate

  • Tools & Templates

    Investment Fees Calculator

    January 1, 2009, 12:00am PST

    Even a small difference in the investment fees paid on investments can add up over time. Use this investment fees tool to see how different fees can impact the investment strategy! Even a small...

    Provided by Bankrate

  • Tools & Templates

    Stock Retirement Plan

    January 1, 2009, 12:00am PST

    If you own company stock in a retirement plan, it is possible to take advantage of using the long term capital gains tax rate rather than ordinary income tax rate on this investment. Normally, all...

    Provided by Bankrate

  • Tools & Templates

    Social Security Benefit Calculator

    January 1, 2009, 12:00am PST

    Ever wonder how much you might receive in Social Security? Use this Social Security benefit tool to estimate your amount of Social Security benefits. Remember, this is only an estimate. Actual...

    Provided by Bankrate

  • Tools & Templates

    Self Employed 401k Calculator

    January 1, 2009, 12:00am PST

    Self-employed individuals and businesses employing only the owner, partners and spouses have several options for tax-advantaged savings: an individual 401(k) plan, a SEP IRA, a SIMPLE IRA or a...

    Provided by Bankrate

  • Tools & Templates

    Roth vs. Traditional IRA Calculator

    January 2, 2009, 12:00am PST

    An IRA can be an effective retirement tool. There are two basic types of Individual Retirement Accounts (IRAs): the Roth IRA and the traditional IRA. Use this Roth vs. traditional IRA tool to...

    Provided by Bankrate

  • Tools & Templates

    IRA Savings Calculator

    January 1, 2009, 12:00am PST

    Use this tool to determine how much monthly income your retirement savings may provide you in your retirement. Your annual savings, expected rate of return and your current age all have an impact...

    Provided by Bankrate

  • Tools & Templates

    IRA Minimum With Drawl Calculator

    January 1, 2009, 12:00am PST

    The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually; starting the year you turn age 70-1/2. Determining...

    Provided by Bankrate

  • Tools & Templates

    IRA Required Minimum Distribution

    January 1, 2009, 12:00am PST

    The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually; starting the year you turn age 70-1/2. Determining...

    Provided by Bankrate

  • Tools & Templates

    IRA Beneficiary Calculator

    January 1, 2009, 12:00am PST

    When you are the beneficiary of a retirement plan, specific IRS rules regulate the minimum withdrawals you must take. If you want to simply take your inherited money right now and pay taxes, you...

    Provided by Bankrate

  • Tools & Templates

    Convert IRA To Roth Calculator

    January 1, 2009, 12:00am PST

    In 1997, the Roth IRA was introduced. Since then, many people have converted all or a portion of their existing traditional IRAs to a Roth IRAs, where interest earned may be completely tax-free....

    Provided by Bankrate

  • Tools & Templates

    72(t) Distributions: Impact On Retirement Fund Balances

    January 1, 2009, 12:00am PST

    The Internal Revenue Code sections 72(t) and 72(q) allow for penalty free early withdrawals from retirement accounts. The IRS limits how much can be withdrawn by assuming any future earnings will...

    Provided by Bankrate

  • Tools & Templates

    72(t) Calculator: Early Withdrawals From Retirement Accounts

    January 1, 2009, 12:00am PST

    The Internal Revenue Code sections 72(t) and 72(q) allow for penalty free early withdrawals from retirement accounts. These sections allow you to begin receiving money from your retirement...

    Provided by Bankrate

  • Tools & Templates

    401(k) Retirement Calculator

    January 1, 2009, 12:00am PST

    A 401(k) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 401(k) are tax deferred. You...

    Provided by Bankrate

  • Tools & Templates

    401(k) And Roth Contribution Calculator

    January 1, 2009, 12:00am PST

    401(k) can be an effective retirement tool. Use this 401(k) and Roth contribution tool to help determine the option that could work and how it might affect your paycheck.

    Provided by Bankrate

  • Tools & Templates

    401(k) Contribution Calculator

    January 1, 2009, 12:00am PST

    An employer sponsored retirement savings account could be one of your best tools for creating a secure retirement. Use this tool to see how increasing your contributions to a 401(k), 403(b) or 457...

    Provided by Bankrate

  • Tools & Templates

    401(k) Or Roth IRA Calculator

    January 1, 2009, 12:00am PST

    A 401(k) can be an effective retirement tool. Use this 401(k) or Roth tool to help determine the best option for retirement.

    Provided by Bankrate

  • Tools & Templates

    Tax Deductible Loan Calculator

    January 1, 2009, 12:00am PST

    This tax-deductible loan tool helps determine the tax savings on loans or lines of credit with tax-deductible interest payments. For a loan payment, select fixed-term loan. For a line of credit...

    Provided by Bankrate

  • Tools & Templates

    Line Of Credit Calculator

    January 1, 2009, 12:00am PST

    Use this line of credit tool to determine how big a line of credit you may qualify to receive. The line of credit is based on a percentage of the value of the home. The more the home is worth, the...

    Provided by Bankrate

  • Tools & Templates

    Can You Borrow From Your Home Equity?

    January 1, 2009, 12:00am PST

    The appeal of home equity borrowing resides in the low interest rates, tax deductibility of interest and growing equity a homeowner builds over time. But home equity also represents a valuable...

    Provided by Bankrate

  • Tools & Templates

    Home Equity Loans Vs. Lines Of Credit.

    January 1, 2009, 12:00am PST

    Should you get a home equity loan or a home equity line of credit, known as a HELOC? With a home equity loan, you get a lump sum. A HELOC provides you a revolving credit line, much like a credit...

    Provided by Bankrate

  • Tools & Templates

    Compound Savings Calculator

    January 1, 2009, 12:00am PST

    Consistent investing over a long period of time can be an effective strategy to accumulate wealth. Even small deposits to a savings account can add up over time. This compound savings tool...

    Provided by Bankrate

  • Tools & Templates

    Lunch Savings Calculator

    January 1, 2009, 12:00am PST

    The best way to increase personal savings is to spend less money. Even a simple change such as bringing a lunch to work can make a big difference in the amount saved. This lunch savings tool...

    Provided by Bankrate

  • Tools & Templates

    Spending Calculator - Benefit Of Spending Less

    January 1, 2009, 12:00am PST

    Reducing spending can be worth more than you think. Use this spending tool to see just how much the budget reductions may be worth, if the funds were invested. View the value of this new potential...

    Provided by Bankrate

  • Tools & Templates

    Interactive IRA Picker

    January 1, 2009, 12:00am PST

    Use this tool select the IRA that's right for you.

    Provided by Bankrate

  • Tools & Templates

    Calculate: Your Savings Vs. National Average

    January 1, 2009, 12:00am PST

    Enter your current age, average monthly savings and your interest rate. The tool will show you how much you will have accumulated when you reach age 65, and the national average of 401(k) savings...

    Provided by Bankrate

  • Tools & Templates

    CD Interest Calculator

    January 1, 2009, 12:00am PST

    Use this CD tool to find out how much interest is earned on a Certificate of Deposit (CD). Just enter a few pieces of information and this CD tool will calculate the Annual Percentage Yield (APY)...

    Provided by Bankrate

  • Tools & Templates

    How Long Will Your Savings Last?

    January 1, 2009, 12:00am PST

    This tool allows you to see how long a lump sum amount will last.

    Provided by Bankrate

  • Tools & Templates

    CD Laddering Calculator: How To Maximize The Return On Your CDs

    January 1, 2009, 12:00am PST

    Use 'CD Laddering' to get high yields and sufficient access to your cash. CD laddering is your best option for a savings portfolio that will deliver both interest income and available cash. This...

    Provided by Bankrate

  • Tools & Templates

    How Do I Reach My Retirement Goal?

    January 1, 2009, 12:00am PST

    Based upon the current value of your investments, and the period of time until retirement this tool helps you to calculate to reach to you retirement goal.

    Provided by Bankrate

  • Tools & Templates

    How Long Until You Become A Millionaire?

    January 1, 2009, 12:00am PST

    Based upon the current value of your investments, monthly deposit and its average annual return this tool calculates how long it will take you to become a millionaire.

    Provided by Bankrate

  • Tools & Templates

    How Much Will You Need To Retire?

    January 1, 2009, 12:00am PST

    This retirement tool shows what interest rate you need to earn to reach retirement goal.

    Provided by Bankrate

  • Tools & Templates

    Should You Borrow From Your 401(k) Plan?

    January 1, 2009, 12:00am PST

    If you have money problems, borrowing from your 401(k) plan seems like an easy answer. With low interest rates and immediate approval, why not take funds from your planned retirement to use for...

    Provided by Bankrate

  • Tools & Templates

    How Much Money Can You Save In Your 401(k) Plan?

    January 1, 2009, 12:00am PST

    Use this tool to calculate how much money you can save in your 401(k) plan. It gives result on the basis on currently saved money, per month contribution and the years left for retirement.

    Provided by Bankrate

  • Tools & Templates

    Refinance Interest Savings Calculator

    January 1, 2009, 12:00am PST

    How much interest can you save if you refinance your mortgage? This tool helps you find out. Enter the specifics about your current mortgage, along with your current appraised value, new loan...

    Provided by Bankrate

  • Tools & Templates

    Mortgage Refinance Break-Even Calculator

    January 1, 2009, 12:00am PST

    How long will it take to break even on a mortgage refinance? That depends on a multitude of factors, including your current interest rate, the new potential rate, closing costs and how long you...

    Provided by Bankrate

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