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        <title><![CDATA[Universal Commerce: Adapting to the Power of Smart Devices]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/universal-commerce-adapting-to-the-power-of-smart-devices/32594413]]></link>
        <s:doctype><![CDATA[Whitepapers]]></s:doctype>
        <description><![CDATA[Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. Whether the choice of payment is...]]></description>
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        <pubDate>Fri, 30 Nov 2012 23:59:23 -0800</pubDate>
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        <title><![CDATA[Universal Commerce: A Seamless, Personalised Purchase Experience for Today's Connected Consumers]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/universal-commerce-a-seamless-personalised-purchase-experience-for-todays-connected-consumers/32591003]]></link>
        <s:doctype><![CDATA[Whitepapers]]></s:doctype>
        <description><![CDATA[Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. Whether the choice of payment is...]]></description>
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        <pubDate>Tue, 20 Nov 2012 17:17:22 -0800</pubDate>
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        <title><![CDATA[Tapping Into Generation Y: Nine Ways Community Financial Institutions Can Use Technology To Capture Young Customers]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/tapping-into-generation-y-nine-ways-community-financial-institutions-can-use-technology-to-capture-young-customers/3388699]]></link>
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        <description><![CDATA[Community financial institutions probably have no better time to capture Generation Y customers than now, but they need the right technology to do so. This generation, roughly comprising people...]]></description>
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        <pubDate>Mon, 29 Aug 2011 02:07:40 -0700</pubDate>
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        <title><![CDATA[Reducing PCI DSS Scope with the TransArmorSM Solution]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/reducing-pci-dss-scope-with-the-transarmorsm-solution/3316505]]></link>
        <s:doctype><![CDATA[White Papers]]></s:doctype>
        <description><![CDATA[Organizations who handle payment card data are obligated to comply with the Payment Card Industry Data Security Standard (PCI DSS). This whitepaper discusses how the TransArmor solution can enable...]]></description>
        <guid><![CDATA[http://www.techrepublic.com/whitepapers/reducing-pci-dss-scope-with-the-transarmorsm-solution/3316505]]></guid>
        <pubDate>Fri, 12 Aug 2011 12:50:13 -0700</pubDate>
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        <title><![CDATA[How Security Can Help Grow Your Business: The Marketing Side of Tokenization]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/how-security-can-help-grow-your-business-the-marketing-side-of-tokenization/3316503]]></link>
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        <description><![CDATA[Tokenization is more than a security measure and more than a cost savings technique. It can be used to build your business. This white paper discusses the ways tokens can be used in back-end...]]></description>
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        <pubDate>Fri, 12 Aug 2011 12:47:08 -0700</pubDate>
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        <title><![CDATA[The Risks and Opportunities in a Mobile Commerce Economy]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/the-risks-and-opportunities-in-a-mobile-commerce-economy/2503393]]></link>
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        <description><![CDATA[This paper is part of a series being presented by First Data on the ongoing development of mobile commerce solutions. First Data believes - and I personally believe - that the rapid proliferation...]]></description>
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        <pubDate>Mon, 07 Feb 2011 06:28:54 -0800</pubDate>
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        <title><![CDATA[Data Encryption And Tokenization: An Innovative One-Two Punch To Increase Data Security And Reduce The Challenges Of PCI DSS Compliance]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/data-encryption-and-tokenization-an-innovative-one-two-punch-to-increase-data-security-and-reduce-the-challenges-of-pci-dss-compliance/2503387]]></link>
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        <description><![CDATA[Some controls are in place to help card payment processors prevent credit card fraud through increased controls around data and by limiting potential exposure to compromised information records....]]></description>
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        <pubDate>Mon, 07 Feb 2011 06:27:53 -0800</pubDate>
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        <title><![CDATA[Payment Strategies for eCommerce Growth]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/payment-strategies-for-ecommerce-growth/2503379]]></link>
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        <description><![CDATA[eCommerce sales climbed 11 percent in 2009, even as total retail sales fell 6 percent, and analysts are forecasting continued strong growth in eCommerce sales over the next five years. Today, 63...]]></description>
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        <pubDate>Mon, 07 Feb 2011 06:26:51 -0800</pubDate>
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        <title><![CDATA[A Primer on Payment Security Technologies: Encryption and Tokenization]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/a-primer-on-payment-security-technologies-encryption-and-tokenization/2503365]]></link>
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        <description><![CDATA[All merchants - whether they are brick-and-mortar, brick-and-click, or completely web-based - have both an obligation and an industry mandate to protect consumers' payment card data. The Payment...]]></description>
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        <pubDate>Mon, 07 Feb 2011 06:24:24 -0800</pubDate>
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        <title><![CDATA[Is Your Internet Banking Solution Costing You Customers]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/is-your-internet-banking-solution-costing-you-customers/2503331]]></link>
        <s:doctype><![CDATA[White Papers]]></s:doctype>
        <description><![CDATA[Internet banking enables customers to save time, take control of their personal finances and even help the environment by opting to receive electronic statements. According to author, 61 million...]]></description>
        <guid><![CDATA[http://www.techrepublic.com/whitepapers/is-your-internet-banking-solution-costing-you-customers/2503331]]></guid>
        <pubDate>Mon, 07 Feb 2011 06:20:16 -0800</pubDate>
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        <title><![CDATA[The Vanishing Checkout Lane: Will Today's Point Of Sale Satisfy Tomorrow's Retail Customers?]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/the-vanishing-checkout-lane-will-todays-point-of-sale-satisfy-tomorrows-retail-customers/2375553]]></link>
        <s:doctype><![CDATA[White Papers]]></s:doctype>
        <description><![CDATA[Changing POS technology has also changed people's attitudes about how they pay for things. A Nilson Report found that debit and credit card transactions now account for more than half of all...]]></description>
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        <pubDate>Tue, 28 Dec 2010 21:45:57 -0800</pubDate>
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        <title><![CDATA[Going Direct with Mobile Marketing]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/going-direct-with-mobile-marketing/2301163]]></link>
        <s:doctype><![CDATA[White Papers]]></s:doctype>
        <description><![CDATA[In recent years, there has been a proliferation of new advertising channel opportunities as well as a growing sophistication in analytics used to segment audiences and fine-tune messaging. The...]]></description>
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        <pubDate>Fri, 22 Oct 2010 10:46:02 -0700</pubDate>
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        <title><![CDATA[Mobile Account Management: The Mobile Commerce Enabler]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/mobile-account-management-the-mobile-commerce-enabler/2251113]]></link>
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        <description><![CDATA[The cornerstone of mobile commerce is the ability for consumers to manage money in their electronic wallets - bank accounts, yes, but so many other account types, too. In the same way people...]]></description>
        <guid><![CDATA[http://www.techrepublic.com/whitepapers/mobile-account-management-the-mobile-commerce-enabler/2251113]]></guid>
        <pubDate>Thu, 07 Oct 2010 09:36:58 -0700</pubDate>
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        <title><![CDATA[Mobile Payment: The Linchpin of the Mobile Commerce Economy]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/mobile-payment-the-linchpin-of-the-mobile-commerce-economy/2251095]]></link>
        <s:doctype><![CDATA[White Papers]]></s:doctype>
        <description><![CDATA[Mobile commerce offers significant revenue opportunities for phone service carriers in the form of higher-priced data plans to customers who want to have mobile commerce capabilities in their...]]></description>
        <guid><![CDATA[http://www.techrepublic.com/whitepapers/mobile-payment-the-linchpin-of-the-mobile-commerce-economy/2251095]]></guid>
        <pubDate>Thu, 07 Oct 2010 09:27:46 -0700</pubDate>
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        <title><![CDATA[Is Your Internet Banking Solution Costing You Customers': Don't Let an Underperforming System Cost You Business - Conversion to a New Internet Banking Solution Is Easier Than You Think]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/is-your-internet-banking-solution-costing-you-customers-dont-let-an-underperforming-system-cost-you-business-conversion-to-a-new-internet-banking-solution-is-easier-than-you-think/2189663]]></link>
        <s:doctype><![CDATA[White Papers]]></s:doctype>
        <description><![CDATA[Internet banking enables customers to save time, take control of their personal finances and even help the environment by opting to receive electronic statements. According to Javelin Strategy &amp;...]]></description>
        <guid><![CDATA[http://www.techrepublic.com/whitepapers/is-your-internet-banking-solution-costing-you-customers-dont-let-an-underperforming-system-cost-you-business-conversion-to-a-new-internet-banking-solution-is-easier-than-you-think/2189663]]></guid>
        <pubDate>Tue, 21 Sep 2010 05:36:07 -0700</pubDate>
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        <title><![CDATA[Leveraging a Secure IP-Based Payment Connection Network to Reduce Costs and Increase Customer Satisfaction]]></title>
        <link><![CDATA[http://www.techrepublic.com/whitepapers/leveraging-a-secure-ip-based-payment-connection-network-to-reduce-costs-and-increase-customer-satisfaction/1908373]]></link>
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        <description><![CDATA[The ubiquitous card swipe has been a familiar feature of commerce for decades. For consumers, it's a daily activity that's become part of the modern culture and shopping routine. According to a...]]></description>
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        <pubDate>Wed, 21 Jul 2010 07:17:54 -0700</pubDate>
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