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Kiplinger Washington Editors
(49 results)-
Tools & Templates
A Budget For Today And Tomorrow
January 1, 2008, 12:00am PST
Use this tool to get on top of your monthly living costs by projecting expenditures in various categories, and then comparing those projections to what you actually spend. First, enter your...
Provided by Kiplinger Washington Editors
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Tools & Templates
Personal CPI Calculator
January 1, 2008, 12:00am PST
This is a tool to calculate personal Consumer Price Index (CPI). User can find out personal inflation rate by estimating what percentage of the budget one actually spends in each category. The...
Provided by Kiplinger Washington Editors
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Tools & Templates
What's Your Net Worth?
January 1, 2008, 12:00am PST
This tool is a balance sheet for determining net worth. Calculating your net worth is a great way to take a barometer reading on the current state of your finances. To use this worksheet, fill out...
Provided by Kiplinger Washington Editors
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Tools & Templates
What Will It Take To Save For A Vehicle, Home, Etc.?
January 1, 2008, 12:00am PST
"What will it take to save for a vehicle, home, etc.?" calculates different combinations to save a lump-sum amount that you intend to use to buy a vehicle, home or other big-ticket item by using...
Provided by Kiplinger Washington Editors
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Tools & Templates
Job Assessor: Which Job Is More For You
January 1, 2008, 12:00am PST
Do you want to assess which job is best fit for you? Then use this tool and rate the attributes of any job to draw your conclusion.
Provided by Kiplinger Washington Editors
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Tools & Templates
Can One Of You Afford To Quit?
January 1, 2008, 12:00am PST
Before deciding to live on only one income - to take care of children, go back to school or even start a business - a two-income family must consider a number of questions. First, can you afford...
Provided by Kiplinger Washington Editors
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Tools & Templates
Which Online Broker Is Best For You?
January 1, 2008, 12:00am PST
How do you choose an online broker? The answer comes down to your priorities and what type of investor you are. 11 online brokers were examined, including the major players as well as several...
Provided by Kiplinger Washington Editors
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Tools & Templates
Test Your Risk Tolerance
January 1, 2008, 12:00am PST
Many factors play into how much risk you can afford to have in your portfolio. This tool is designed to get at some of those factors and demonstrate how their combination will affect your...
Provided by Kiplinger Washington Editors
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Tools & Templates
What Is The Return On My Stock If I Sell Now?
January 1, 2008, 12:00am PST
Want to know what is the return on the stock if you sell now? Here is tool to calculate it.
Provided by Kiplinger Washington Editors
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Tools & Templates
How Do Exchange Rates Affect My Foreign Stock?
January 1, 2008, 12:00am PST
To buy shares of a foreign stock, you need to pay for them in the local currency. Start by calculating the exchange rate between the currency and the dollar on the day you buy the shares. This...
Provided by Kiplinger Washington Editors
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Tools & Templates
What Stock Price Achieves My Target Rate Of Return?
January 1, 2008, 12:00am PST
This calculator computes the price at which you will have to sell shares of stock to realize your desired rate of return. You select whether you want your return to be calculated before or after...
Provided by Kiplinger Washington Editors
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Tools & Templates
Should I Sell My Stock Now And Invest The Money Elsewhere?
January 1, 2008, 12:00am PST
You may be tempted to sell stock you now own if you believe another investment will provide a higher rate of return. However, if you sell, you may incur transaction fees and income taxes that...
Provided by Kiplinger Washington Editors
-
White Papers
How A Good Web Site Can Boost Your Sales
May 13, 2008, 12:00am PDT
Well-designed Web site that's easily found by search engines is a big help in reaching potential customers - wherever they may be. To boost sales, spiff up your Web site. Help is readily...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Much Do Fees Affect My Stock's Rate Of Return?
January 1, 2008, 12:00am PST
This calculator calculates how brokerage fees you pay to buy and sell shares of stock reduce the rate of return on a stock investment. The calculator assumes you sell your shares at the current...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: Load Or No Load?
January 1, 2008, 12:00am PST
This calculator compares rates of return, before and after taxes, for two mutual funds: a fund that charges a load and a fund that does not. You specify whether the fund charges a front- or...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Should I Sell My Funds Now And Invest The Money Elsewhere?
January 1, 2008, 12:00am PST
This calculator calculates how brokerage fees and taxes affect a potential decision to replace shares of a mutual fund you currently own with shares of another fund. You enter an expected annual...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Much Do Fees Affect My Return On My Fund?
January 1, 2008, 12:00am PST
This calculator calculates the impact of brokerage fees, loads and fund operating expenses on a mutual funds investment returns. Returns are shown before and after taxes. All of these expenses, as...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: A Front Or Back Load?
January 1, 2008, 12:00am PST
This calculator compares rates of return, before and after taxes, for two mutual funds, a fund that charges a front-end load and a fund that charges a back-end load. You specify each funds loads...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Selling Price Provides My Target Rate Of Return On My Fund?
January 1, 2008, 12:00am PST
This calculator calculates the price at which you will have to sell shares of a mutual fund to realize your desired rate of return. Returns are calculated before and after taxes. The calculator...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Do Exchange Rates Affect My Foreign Fund?
January 1, 2008, 12:00am PST
This calculator shows how a change in the exchange rate of two countries affects the rate of return, either positively or adversely, that you earn from investing in shares of a mutual fund of that...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Fund Is Better?
January 1, 2007, 12:00am PST
This calculator compares rates of return, before and after taxes, for two mutual funds. You specify each funds loads and current capital gains and dividend distributions. You also select a holding...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Bond Is Better?
January 1, 2008, 12:00am PST
This calculator compares rates of return, before and after taxes, for two bond investments. User can select a Treasury security, corporate bond or municipal bond. Treasury securities are exempt...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Should I Buy A Tax-Exempt Or Taxable Bond?
January 1, 2008, 12:00am PST
This calculator calculates rates of return, before and after taxes, for a taxable and tax-exempt bond. Rates of return are shown for two scenarios: holding the bond to maturity and selling before...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Is The Bond Return If I Sell Now?
January 1, 2008, 12:00am PST
This calculator shows rates of return for a bond if you should sell it today. A graph shows you the trade-off in rates of return if you hold to maturity. Returns are provided on a pretax and...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Might Be My Yield-To-Call?
January 1, 2008, 12:00am PST
This calculator calculates your rate of return, before and after taxes, for a callable bond. A callable bond is a bond that can be redeemed by the issuing company, municipality or government....
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Is My Current Yield On Coupon Income Received?
January 1, 2008, 12:00am PST
This calculator shows the current yield of a bond. Yields are provided before and after taxes. Current yield equals the bond coupon rate divided by the bond's current price.
Provided by Kiplinger Washington Editors
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Tools & Templates
What Is My Yield To Maturity?
January 1, 2008, 12:00am PST
Yield to maturity is the rate of return you earn on a bond if you hold the bond to maturity. Yield to maturity assumes that the interest coupons you receive on the bond can be reinvested at the...
Provided by Kiplinger Washington Editors
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Tools & Templates
Should I Buy A Zero Coupon Bond?
January 1, 2008, 12:00am PST
This calculator compares two bond investments buying a bond at a substantial discount to par value and receiving no coupon (a zero-coupon bond), and buying a bond with a coupon. User can select a...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Price Should I Pay?
January 1, 2008, 12:00am PST
This calculator shows the current price (market value) of a bond given the market interest rate that you enter. It also calculates the price at which you would sell the bond in order to achieve...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: Discount Or High Coupon Rate?
January 1, 2008, 12:00am PST
This calculator computes rates of return, before and after taxes, for a discounted bond and high-coupon bond. Generally, you pay a price below par value (discount) for a bond that has a low coupon...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Will It Take To Become A Millionaire?
January 1, 2008, 12:00am PST
"What will it take to become a millionaire?" calculates how long it will take you to save $1 million based on the savings information that you provide. This information includes the amount of your...
Provided by Kiplinger Washington Editors
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Tools & Templates
How Does My Salary Compare?
January 1, 2008, 12:00am PST
Use this tool to see the national average salaries adjusted by location. User will get personalized answers with a personal Salary preview (a free, emailed look at the effect of your personal...
Provided by Kiplinger Washington Editors
-
Tools & Templates
The True Cost Of Paying The Minimum
January 1, 2008, 12:00am PST
Is your money being sucked into a compound interest sinkhole? If you're not paying off your credit cards every month, that's just what can happen. It depends on the interest rate charged by the...
Provided by Kiplinger Washington Editors
-
Tools & Templates
FICO Score Estimator - Get Started
January 1, 2008, 12:00am PST
This is a tool to estimate FICO score. Answer ten easy questions and get a free estimated range for the three FICO scores, plus customized product recommendations from myFICO, the most trusted...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Should I Consolidate My Debts?
January 1, 2008, 12:00am PST
The preferred types of consolidation loans are home equity loans or home equity lines of credit. Generally, the interest portion of such debts can be deducted from your taxable income. In...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: Rebate Card Or Low Rate Card?
January 1, 2008, 12:00am PST
Rebate award cards allow you to accumulate points, or credits, toward merchandise when you make purchases. Often, the award card comes with a higher annual fee than an ordinary card and may have a...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: Flight Card Or Low Rate Card?
January 1, 2008, 12:00am PST
Frequent-flier award cards allow you to accumulate miles when you make purchases. Often, the award card comes with a higher annual fee than an ordinary credit card and may have a higher interest...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Will Rate Changes Affect My Balance?
January 1, 2008, 12:00am PST
The calculator shows the change in your credit card balance after one year, based on current use and the card's interest rate. If you charge more than you pay, your card balance increases. If your...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Much Life Insurance Do I Need?
January 1, 2008, 12:00am PST
"How much life insurance do I need?" calculates how much life insurance coverage your family may need to cover future expenses in the event of your untimely death.
Provided by Kiplinger Washington Editors
-
Tools & Templates
Estimate My Medicare Prescription Drug Savings
January 1, 2008, 12:00am PST
Estimate your medicare prescription drug savings enter using this tool. Your annual drug costs in the box below and click the "submit" button to see approximately how much you'd pay when...
Provided by Kiplinger Washington Editors
-
Software
Kiplinger's Top 100 Money-Saving Tips 1.0 (Mobile)
February 24, 2012, 12:00am PST
Kiplingers Top 100 Money-Saving Tips are guaranteed to help you save and make more money. Keep them at your fingertips wherever you go, whenever you need them!For more than 50 years, Kiplinger has...
Provided by Kiplinger Washington Editors
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Tools & Templates
Recoup Your Savings Calculator
January 1, 2009, 12:00am PST
You can use this tool experimenting with different combinations of contribution rates, rates of return on investments and years of saving for a variety of your financial goals such as retirement...
Provided by Kiplinger Washington Editors
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Tools & Templates
How Can I Reduce My Mortgage Insurance Costs?
January 1, 2008, 12:00am PST
This calculator estimates your monthly payment for Private Mortgage Insurance (PMI) over a range of down payments. If your down payment is at least 20% of the appraisal value of your home, your...
Provided by Kiplinger Washington Editors
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Tools & Templates
How Much Will My Loan Payments Be?
January 1, 2008, 12:00am PST
This calculator calculates monthly payments for an amortizing loan and interest-only payments on a line of credit. Many personal and home equity lines of credit require interest-only payments. The...
Provided by Kiplinger Washington Editors
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Tools & Templates
How Large A Line Of Credit Can I Obtain?
January 1, 2008, 12:00am PST
To calculate the maximum home equity line of credit you can obtain, find the maximum Combined Loan-To-Value (CLTV) ratio the lender will consider. Loans are the sum of the amount of the proposed...
Provided by Kiplinger Washington Editors
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Tools & Templates
Should You Be A Landlord?
January 1, 2008, 12:00am PST
Buying a house or duplex to rent isn't at all like investing in stocks or mutual funds. This is hands-on work that starts with finding a property capable of generating enough rental income to make...
Provided by Kiplinger Washington Editors
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Tools & Templates
How Much Will A New Mortgage Reduce My Taxes?
January 1, 2008, 12:00am PST
This calculator shows the average yearly tax savings on a mortgage loan and calculates the after-tax interest rate on the loan. Loan closing costs, including mortgage points, are amortized over...
Provided by Kiplinger Washington Editors
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Tools & Templates
How Much Will My Home Payments Be?
January 1, 2008, 12:00am PST
This calculator calculates the monthly mortgage payment for a given loan amount, interest rate and loan term. Payments are shown for principal and interest (P+I) and combined (P+I+T+I) payments....
Provided by Kiplinger Washington Editors
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Tools & Templates
How Much Can You Spend For Housing
January 1, 2008, 12:00am PST
Before you can know how big a mortgage payment you can afford, you need to tally up your other monthly expenses. The first part of this calculator will help to do just that. Part two will help to...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Estimate My Medicare Prescription Drug Savings
January 1, 2008, 12:00am PST
Estimate your medicare prescription drug savings enter using this tool. Your annual drug costs in the box below and click the "submit" button to see approximately how much you'd pay when...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Much Life Insurance Do I Need?
January 1, 2008, 12:00am PST
"How much life insurance do I need?" calculates how much life insurance coverage your family may need to cover future expenses in the event of your untimely death.
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Will Rate Changes Affect My Balance?
January 1, 2008, 12:00am PST
The calculator shows the change in your credit card balance after one year, based on current use and the card's interest rate. If you charge more than you pay, your card balance increases. If your...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: Flight Card Or Low Rate Card?
January 1, 2008, 12:00am PST
Frequent-flier award cards allow you to accumulate miles when you make purchases. Often, the award card comes with a higher annual fee than an ordinary credit card and may have a higher interest...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: Rebate Card Or Low Rate Card?
January 1, 2008, 12:00am PST
Rebate award cards allow you to accumulate points, or credits, toward merchandise when you make purchases. Often, the award card comes with a higher annual fee than an ordinary card and may have a...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Should I Consolidate My Debts?
January 1, 2008, 12:00am PST
The preferred types of consolidation loans are home equity loans or home equity lines of credit. Generally, the interest portion of such debts can be deducted from your taxable income. In...
Provided by Kiplinger Washington Editors
-
Tools & Templates
FICO Score Estimator - Get Started
January 1, 2008, 12:00am PST
This is a tool to estimate FICO score. Answer ten easy questions and get a free estimated range for the three FICO scores, plus customized product recommendations from myFICO, the most trusted...
Provided by Kiplinger Washington Editors
-
Tools & Templates
The True Cost Of Paying The Minimum
January 1, 2008, 12:00am PST
Is your money being sucked into a compound interest sinkhole? If you're not paying off your credit cards every month, that's just what can happen. It depends on the interest rate charged by the...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Does My Salary Compare?
January 1, 2008, 12:00am PST
Use this tool to see the national average salaries adjusted by location. User will get personalized answers with a personal Salary preview (a free, emailed look at the effect of your personal...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Will It Take To Become A Millionaire?
January 1, 2008, 12:00am PST
"What will it take to become a millionaire?" calculates how long it will take you to save $1 million based on the savings information that you provide. This information includes the amount of your...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: Discount Or High Coupon Rate?
January 1, 2008, 12:00am PST
This calculator computes rates of return, before and after taxes, for a discounted bond and high-coupon bond. Generally, you pay a price below par value (discount) for a bond that has a low coupon...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Price Should I Pay?
January 1, 2008, 12:00am PST
This calculator shows the current price (market value) of a bond given the market interest rate that you enter. It also calculates the price at which you would sell the bond in order to achieve...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Should I Buy A Zero Coupon Bond?
January 1, 2008, 12:00am PST
This calculator compares two bond investments buying a bond at a substantial discount to par value and receiving no coupon (a zero-coupon bond), and buying a bond with a coupon. User can select a...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Is My Yield To Maturity?
January 1, 2008, 12:00am PST
Yield to maturity is the rate of return you earn on a bond if you hold the bond to maturity. Yield to maturity assumes that the interest coupons you receive on the bond can be reinvested at the...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Is My Current Yield On Coupon Income Received?
January 1, 2008, 12:00am PST
This calculator shows the current yield of a bond. Yields are provided before and after taxes. Current yield equals the bond coupon rate divided by the bond's current price.
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Might Be My Yield-To-Call?
January 1, 2008, 12:00am PST
This calculator calculates your rate of return, before and after taxes, for a callable bond. A callable bond is a bond that can be redeemed by the issuing company, municipality or government....
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Is The Bond Return If I Sell Now?
January 1, 2008, 12:00am PST
This calculator shows rates of return for a bond if you should sell it today. A graph shows you the trade-off in rates of return if you hold to maturity. Returns are provided on a pretax and...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Should I Buy A Tax-Exempt Or Taxable Bond?
January 1, 2008, 12:00am PST
This calculator calculates rates of return, before and after taxes, for a taxable and tax-exempt bond. Rates of return are shown for two scenarios: holding the bond to maturity and selling before...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Bond Is Better?
January 1, 2008, 12:00am PST
This calculator compares rates of return, before and after taxes, for two bond investments. User can select a Treasury security, corporate bond or municipal bond. Treasury securities are exempt...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Fund Is Better?
January 1, 2007, 12:00am PST
This calculator compares rates of return, before and after taxes, for two mutual funds. You specify each funds loads and current capital gains and dividend distributions. You also select a holding...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Do Exchange Rates Affect My Foreign Fund?
January 1, 2008, 12:00am PST
This calculator shows how a change in the exchange rate of two countries affects the rate of return, either positively or adversely, that you earn from investing in shares of a mutual fund of that...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Selling Price Provides My Target Rate Of Return On My Fund?
January 1, 2008, 12:00am PST
This calculator calculates the price at which you will have to sell shares of a mutual fund to realize your desired rate of return. Returns are calculated before and after taxes. The calculator...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: A Front Or Back Load?
January 1, 2008, 12:00am PST
This calculator compares rates of return, before and after taxes, for two mutual funds, a fund that charges a front-end load and a fund that charges a back-end load. You specify each funds loads...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Much Do Fees Affect My Return On My Fund?
January 1, 2008, 12:00am PST
This calculator calculates the impact of brokerage fees, loads and fund operating expenses on a mutual funds investment returns. Returns are shown before and after taxes. All of these expenses, as...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Should I Sell My Funds Now And Invest The Money Elsewhere?
January 1, 2008, 12:00am PST
This calculator calculates how brokerage fees and taxes affect a potential decision to replace shares of a mutual fund you currently own with shares of another fund. You enter an expected annual...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Which Is Better: Load Or No Load?
January 1, 2008, 12:00am PST
This calculator compares rates of return, before and after taxes, for two mutual funds: a fund that charges a load and a fund that does not. You specify whether the fund charges a front- or...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Much Do Fees Affect My Stock's Rate Of Return?
January 1, 2008, 12:00am PST
This calculator calculates how brokerage fees you pay to buy and sell shares of stock reduce the rate of return on a stock investment. The calculator assumes you sell your shares at the current...
Provided by Kiplinger Washington Editors
-
White Papers
How A Good Web Site Can Boost Your Sales
May 13, 2008, 12:00am PDT
Well-designed Web site that's easily found by search engines is a big help in reaching potential customers - wherever they may be. To boost sales, spiff up your Web site. Help is readily...
Provided by Kiplinger Washington Editors
-
Tools & Templates
Should I Sell My Stock Now And Invest The Money Elsewhere?
January 1, 2008, 12:00am PST
You may be tempted to sell stock you now own if you believe another investment will provide a higher rate of return. However, if you sell, you may incur transaction fees and income taxes that...
Provided by Kiplinger Washington Editors
-
Tools & Templates
What Stock Price Achieves My Target Rate Of Return?
January 1, 2008, 12:00am PST
This calculator computes the price at which you will have to sell shares of stock to realize your desired rate of return. You select whether you want your return to be calculated before or after...
Provided by Kiplinger Washington Editors
-
Tools & Templates
How Do Exchange Rates Affect My Foreign Stock?
January 1, 2008, 12:00am PST
To buy shares of a foreign stock, you need to pay for them in the local currency. Start by calculating the exchange rate between the currency and the dollar on the day you buy the shares. This...
Provided by Kiplinger Washington Editors
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