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Darby Bank and Trust Co. used an innovative method to roll out Two-Factor Authentication for its online banking customers. The Georgia financial institution wanted to enhance the security of its online banking process. Before using a Two-Factor Authentication solution, customers could log into the bank's computers remotely using only a password. The security of customer bank accounts depended on keeping passwords protected, but bank managers knew that customers don't always protect their passwords. Adding another layer of identification would safeguard the bank's deposits and its depositors. With digital certificates on their computers, and with their own secure passwords, Darby Bank and Trust's customers could bank online with as little shift as possible from their already-familiar procedures.
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