American Express

Displaying 361-400 of 1758 results

  • Webcasts // Jul 2010

    Surviving The Early Years

    Pandora is an online music recommendation provider launched right as the dot-com bubble burst in March 2000. So, what did founder Tim Westergren and his young company do? "We kind of improvised for a few years," says Westergren. "We just hung on for dear life. Our money ran out after...

    Provided By American Express

  • White Papers // Jul 2010

    How Businesses Are Booming

    Every day business owners are celebrating individual wins: a new product, a new hire, a grand opening, another satisfied customer. They're looking forward, finding better ways to do business, and succeeding in spite of challenges. They're getting more out of their businesses and giving back to their communities. They are,...

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  • White Papers // Jul 2010

    New Tech Initiatives Promise To Boost Small-Business Competitiveness

    Small businesses on both the low- and high-tech ends of the spectrum stand to gain from two new technology-related initiatives on Capitol Hill. Spurred by recommendations from the Federal Communications Commission's (FCC) March 2010 report, "Connecting America: The National Broadband Plan," both proposals seek to enable small companies to compete...

    Provided By American Express

  • Webcasts // Jul 2010

    Small Business Rules: The Trims Unlimited Rule

    Be prepared to be lucky - The Trims Unlimited Rule. In 1985 Susan Roth took over her mother's personal shopping business and turned it into Trims Unlimited, a corporate gift supplier for everything from International conferences to White House dinners. From the perfect gift bag, to a Lifetime Achievement award,...

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  • White Papers // Jul 2010

    Counting The Cost Of 401(K) Plans

    At a time when many corporations are cutting benefits, beefing up your employee benefits can differentiate your small business as a desirable employer. Though 401(k) plans have been under scrutiny for excessive fees, retirement plans are still attractive to prospective employees and long-time employees alike. Sorting through the costs of...

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  • Webcasts // Jul 2010

    Top Five: Evaluating A Franchise

    If you're thinking about starting a business, opening a franchise is always an option. This webcast explains about five trips for evaluating franchise opportunities courtesy of the Small Business Administration.

    Provided By American Express

  • Webcasts // Jul 2010

    American Business: Immigration Confrontation

    The controversy rages on over Arizona's proposed immigration law and the state's small business owners are caught in the crosshairs. This webcast shows what impact the impending crackdown on illegal immigrants could have on small business.

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  • White Papers // Jul 2010

    8 Marketing Makeovers For Under $80

    Who said marketing your business has to cost a lot of money? If you're clear on who your ideal customer is and what's important to them when they are buying what you're selling, you are in for a treat. How much more professional would you look if you were able...

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  • White Papers // Jul 2010

    New 1099 Filing Requirements For 2011: Truth Serum Or More Red Tape?

    1099 forms fall under the category of "information returns". Businesses must file information returns to report certain transactions. There are over 120 different transactions that require the filing of an information return and over 20 different information return forms. A common example includes filing a 1099-INT (the form) when interest...

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  • White Papers // Jul 2010

    SBA Wants Your Help Mentoring High-Growth Companies

    Were you mentored during the startup and early stages of your company? How did it help you? The Small Business Administration (SBA) wants to know. The SBA has put out a Request for Information seeking input from entrepreneurs and the general public on ideas for "creating and leveraging existing entrepreneurial...

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  • Webcasts // Jul 2010

    Coming Up With A Business Idea

    Go Try It On is a website where people get advice on their outfits after uploading a picture for others on the site to see. Founder & CEO Marissa Evans says she got the idea for her business from the countless moments her friends and sister would ask her for...

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  • White Papers // Jul 2010

    The Ups And Downs Of Venture Capital

    Remember 007? Bond, James Bond? Remember his awesome Aston Martin? Wondering what that has to do with venture capital? Keep reading. First quarter 2010 numbers are in, and Venture Capital investment in both dollars and deals were down. The good news, if you can call it that, is that it's...

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  • White Papers // Jul 2010

    What To Do About Health Insurance Now

    Many small businesses struggle to provide health coverage for their staff. If you are one of these businesses and feel caught between a rock and a hard place, there are good reasons. According to a report, premiums are going up in 2011 by 9 percent for all employers (higher for...

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  • Webcasts // Jul 2010

    Providing Great Customer Service

    What happens when a business goes above and beyond the call of customer service? They can turn into a $300 million business. At least that's the case with Diapers.com. "We've got a 24/7 customer service team located in the office, and we empower them to take care of the customer...

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  • White Papers // Jul 2010

    12 Social Media Friendly Business Cards

    While virtual business cards are becoming a viable alternative to paper cards, there is still a huge demand for traditional business cards. When you meet someone, it is very unlikely that they will first ask to bump, DUB or get LinkedIn. Instead, as your meeting comes to an end, you'll...

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  • White Papers // Jul 2010

    Market Segmentation To Grow Customers, Sales And Profits

    Deepen market research when you realize that the market is shifting, growing, and becoming more diverse. Identify possibilities for segmenting your markets or identifying a new niche through ongoing conversations with customers and analyses of industry trends. See the benefits and constraints of segmenting markets solely on traditional demographics (age,...

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  • White Papers // Jul 2010

    Now, Even Community Bank Loans May Be Harder To Get

    Community banks have been a lifeline for entrepreneurs during the recession - one of the few places that small-business owners have still been able to get traditional loans. But the Wall Street Journal not long ago took a look at how community banks facing increased federal scrutiny from regulators are...

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  • White Papers // Jul 2010

    The Industries You Should Start A Business In Right Now

    In the wake of the financial crisis the concept of free enterprise and competition has been radically changed. Like it or not, the government is playing a greater role in more industries in order to keep trade ongoing and juice demand that might otherwise be anemic. While some might argue...

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  • Webcasts // Jul 2010

    Building A Successful Partnership

    Arianna Huffington calls The Huffington Post her first partnership and describes herself as "a bit of a loner." She met her fellow co-founder, Ken Lerer, two years before the launch of the news site and found a like-minded partner she could work with. "It was really amazing how little it...

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  • White Papers // Jul 2010

    5 Social Media Trends To Watch Right Now

    Social media is a growing trend that's here to stay, and many companies are keeping tabs on new social technologies as they emerge. With new sites, services, apps and practices that help businesses connect more directly with customers coming online at a rapid pace, it's often helpful to zoom out...

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  • White Papers // Jul 2010

    3 Easy Ways Any Business Can Save Money

    We hear a lot about the economy turning around - that businesses are experiencing an upswing. Nevertheless, the glory days haven't exactly returned for many businesses, which are still making cuts and whittling budgets down. Even if your business is doing fine, it never hurts to be smart and trim...

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  • White Papers // Jul 2010

    Paying Your Attorney: What's Tax Deductible?

    Small businesses use legal services for a variety of reasons, and the fees for these services can be hefty. Small businesses, for example, are particularly vulnerable to frivolous lawsuits designed essentially to extort a settlement (a few years ago more than one-third reported that they had have been sued) and...

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  • White Papers // Jul 2010

    3 Social Media F-Words (And 3 Companies That Use Them)

    Social platforms give companies the ability to connect with an enormous number of would-be customers. But what's the use in amassing followers or friends or whatever if you aren't talking to people who are actually interested in your products or services? What's the use of collecting friends on Facebook, for...

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  • Webcasts // Jul 2010

    Small Business Rules: The Extreme Pizza Rule

    "Keep your friends close, and your franchisees closer." - The Extreme Pizza Rule. Todd Parent learned the ins-and-outs of his business before he started his company, even though it meant starting at the bottom of the restaurant eco-system. When Todd decided he wanted to open a restaurant, he didn't have...

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  • White Papers // Jul 2010

    Keep Your Sanity And Improve Financial Results With A Management Dashboard

    Having relevant knowledge about your business and your industry is essential for making good decisions. Making uninformed decisions is the fastest way for owners to destroy a business. 50 years ago, the challenge was identifying sources and creating methods to capture data that could be analyzed and used to create...

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  • White Papers // Jul 2010

    4 Pricing Strategies To Promote Value

    You know the value of your product - the benefits and innovations that set your products or services apart from the rest. You want your customers to think about these factors when they weigh your product against competing selections, but odds are that they won't. Of the many options on...

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  • White Papers // Jul 2010

    5 Keys To A Great Elevator Pitch

    A great elevator pitch could be the thing that launches your startup from obscure garage-based business to a fully-funded market-busting machine. It's a precious few minutes where you have the undivided attention of your dream investor, and he or she is interested in hearing about your business. So you probably...

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  • Webcasts // Jul 2010

    Dollars & Sense: Creating A Virtual Office

    Technology is enabling entrepreneurs to run their businesses remotely. Rieva Lesonsky, CEO of GrowBiz Media, a company that helps entrepreneurs launch and grow their businesses, provides tips on how you can set up a virtual office.

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  • White Papers // Jul 2010

    A New Form Of Innovation

    There are only three kinds of resources they have to devote to every kind of work to be done: Time, Talent (people) and Money. The normal businesses devote far too much of these scarce resources to problem solving or to "incremental innovation," which, if successful, adds only a small increment...

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  • White Papers // Jun 2010

    8 Great Business Ideas You Can Start Today

    Conventional wisdom says that starting a new business in an economic downturn is a bad idea. But we're learning that some industries are growing, despite the shaky economy. This paper provides some of the best ideas for starting a business right now. Most of them don't require much startup resources...

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  • White Papers // Jun 2010

    How To Pay Your Employees When Your Startup Is Just Getting Started

    Call it the Catch-22 of startup life. You need talented employees to help grow your business. But without enough cash flow, you can't get the money to pay them. "It's the dilemma every early-stage company faces," says Rosalind Resnick, CEO of Axxess Business Consulting in New York. Certainly, you might...

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  • White Papers // Jun 2010

    5 Ways To Accidentally Lose Your Customer's Trust Online

    It is tempting when it comes to putting a form on your website to ask for all the information you could possibly need. The only problem with that is that the more you ask for, the more questions you raise in a potential customers mind about how you might be...

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  • White Papers // Jun 2010

    3 Questions You Must Ask Before Investing In New Equipment

    Evaluating the purchase of new equipment can be a complicated process. There are many stakeholders to consider, vendors are aggressively bombarding you with information and you have limited time to make a decision. It is easy to miss some key questions during the evaluation process which can prove costly later...

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  • White Papers // Jun 2010

    Ads That Follow You Across The Internet - A Twist On An Old Idea

    Sometimes the most interesting innovations come from the simplest ideas. Look for innovation in the simplest ways and smallest things. At its core, retargeting is nothing more than serving up banner ads of a certain type to a certain audience - with the main difference being that the ads are...

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  • White Papers // Jun 2010

    On The Necessity Of Protecting Your Intellectual Property

    Intellectual Property, or IP, is one of those things that used to be important to only a few small business owners involved in very narrow industries, most typically inventors and writers. While there are very few things the author misses about his lawyering days, IP is one of them. It...

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  • White Papers // Jun 2010

    5 Search Engine Marketing Trends That Impact Your Business

    Many small businesses have implemented a variety of online marketing efforts to attract new customers and increase overall sales. As a $16 billion industry, Search Engine Marketing represents a substantial opportunity to connect with customers at the moment they are looking for products and services to buy. While Search Engine...

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  • White Papers // Jun 2010

    Optimizing Your Site For Search Engine Marketing

    For millions of websites, publishers, and online businesses, search is still the king. While social media may have the media's attention and Twitter and Facebook are garnering a lot of the hype, search still trumps them when it comes to driving traffic and being discovered by potential new customers. Because...

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  • White Papers // Jun 2010

    Small-Business Owners Expect The Best

    Of all the concepts we have to understand in order to claim our piece of this new economic age, perhaps the most important is economic recovery. For those who lead small businesses, there are actually two recoveries taking place that impact our future: national and individual. The national recovery is...

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  • White Papers // Jun 2010

    How To Boost Your Chances Of Getting Approved For A Bank Loan

    Despite recent moves by the Obama administration to loosen bank lending to small businesses, it still can be tricky to get a loan. But, it's not impossible, especially for firms with a healthy balance sheet. "If the owner has a strong credit history, the company has been in business for...

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  • Webcasts // Jun 2010

    American Business: Start Me Up

    Starting your own company is not for the faint of heart. For most, the journey is filled with incredibly exciting times and moments of complete terror. Meet two entrepreneurs who have put everything on the line to turn their concept into a reality.

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  • White Papers // Apr 2010

    Want To Sell Your Business' Start Now

    Given the unusual economic environment, now isn't the best time to sell a company. But it's the perfect time to plan to sell one. Your bottom line for the last couple of years probably isn't anything to brag about. And that isn't just a problem for your checkbook. The selling...

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  • White Papers // Apr 2010

    Is $13.25 A Reasonable Price For A Cup Of Coffee?

    Now $2.65 for a coffee may not sound like a big deal - but when it comes time to sell your business, that coffee may be costing you three, four or five times that amount. Here's the math: when you sell your company, the buyer will likely use a multiple...

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  • White Papers // Apr 2010

    Outsourcing Payroll: The Ins And Outs

    Depending on your company's payroll cycle, you may be taking out a couple of hours every other week to sit down and handle all the paperwork that goes along with making sure that your employees get their paychecks. That can be a significant time commitment, especially as your business grows...

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  • White Papers // Apr 2010

    Applying The 80/20 Rule To Your Inventory

    The 80/20 rule, also known as the Pareto principle, simply means that roughly 80 percent of the effects of anything you might be doing come from 20 percent of the causes. For example, 80 percent of your sales are likely generated by about 20 percent of the items you carry...

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  • White Papers // Apr 2010

    5 Creative Ways To Cut Your Office Space Costs

    If, like many small business owners, you want to cut costs, one prime place to look is your office space. That typically can come to as much as 5 percent of total revenues for many small companies, according to the author. It's also an area where it's easy to find...

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  • White Papers // Apr 2010

    5 Things You Should Never Tell Investors

    Are you hoping to raise some capital to get your business off the ground? Are you anxiously waiting for the day when your bank account is flush with newly-injected investor cash? Are you thinking about presenting your business plan to a group of Angel Investors or Venture Capitalists? If you...

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  • White Papers // Apr 2010

    Growing Smart: Best Bet Strategies To Expand Your Business

    The easiest, cheapest, safest way to grow your business is to sell more stuff to existing customers because both are known quantities. Here's how: Build customer loyalty (i.e., frequent buyer cards, low price guarantee). Encourage customers to buy more (i.e., "Buy two get one free," quantity packaging, "Best results with...

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  • White Papers // Apr 2010

    The Concerns Of Many Small Business Owners

    According to the National Federation of Independent Business February Small Business Optimism Index, small business optimism has fallen. After moving up substantially in January to 89.3, the Optimism Index dropped back to a low 88.0, where it was in December. "[The number] has been below 90 for 17 consecutive months,"...

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  • White Papers // Apr 2010

    6 Tips For Improving Your Invoicing Process

    An efficient invoicing process is essential to maintaining a healthy cash flow. Smart invoicing can significantly shorten the time between when you complete a project and when you get paid for it. It can also reduce the time spent sending invoices and handling payments. No matter what your current invoice...

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  • White Papers // Apr 2010

    Health Care Reform Means Big Tax Changes

    As a small business owner, the recently enacted Patient Protection and Affordable Care Act and its companion, the Health Care and Education Reconciliation Act, will dramatically change your tax landscape over the next several years. While one of the avowed purposes of health care reform is to bring down the...

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  • White Papers // Apr 2010

    The High Cost Of Employee Turnover

    It's impossible to be all things to all people. No matter how great your company is, it's likely that some of your employees will eventually move on to other opportunities. That may be costing you more than you realize, once you consider both the direct and indirect costs. Investing a...

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  • White Papers // Apr 2010

    Increasing Rapid Payments From Your Customers

    One key component of small business success is cash flow - getting payments from your customers so that you have the money to pay your suppliers (and, hopefully, earn some profit for yourself). Of course, that's easier said than done. There are many things that can interfere with this pipeline,...

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  • White Papers // Apr 2010

    Trying To Be "The Next Big Thing" Will Usually End In Failure

    Businesses succeed when they produce something special, something different than what can already be found out there. Google succeeded because they were able to offer great internet searching for free, and their secret was tying targeted advertising to those search results. If you're in the search business and you're striving...

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  • White Papers // Apr 2010

    5 Strategies To Keep Your Customers Paying On Time (Or Even Early)

    When a customer is behind in paying you, it can create an unhappy situation on both sides. No one wants to be making or receiving a call regarding late payment. By taking some steps toward more efficient invoicing, you may be able to improve both timeliness of payments and customer...

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  • White Papers // Apr 2010

    The HIRE Act: Incentives For Hiring Now

    The national unemployment rate in February 2010 remained at 9.7 percent, with the rate considerably higher in certain parts of the country. If your business has been growing but you've been reluctant to take on a new employee because of economic uncertainty or for any other reason, maybe recently enacted...

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  • White Papers // Apr 2010

    How To Make Collection Calls That Keep Customer Relationships

    Collections is the process of completing the sale, according to Abe WalkingBear Sanchez. As the endorsed Credit Consultant to the 4,500 combined members of STAFDA and PEI trade organizations, he advises companies to make collection calls using a positive, sales-oriented approach. Adopt a relationship-building mindset prior to making a call...

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  • White Papers // Mar 2010

    4 Signs You Need A CFO

    Many business owners and entrepreneurs struggle to find the right time, both financially and operationally, to hire key executives and managers in their organizations. Hiring too early wastes company resources and often either leaves the new hire bored or stuck doing mundane and low-level tasks. Hiring too late usually results...

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  • White Papers // Mar 2010

    How To Sell Your Business During The Recession? It's Not Impossible!

    You wouldn't exactly say that now is an ideal time to sell a business. Not only is it harder for buyers to find financing, but valuations are down. The average asking price to sale price ratio fell 6.1 percent in 2009, according to BuzBuySell.com, a San Francisco-based site for buying...

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  • White Papers // Mar 2010

    6 Ways To Differentiate Your E-Commerce Website

    RDFa tags improve the chances that the results delivered by your eCommerce site will match the needs of Internet shoppers, as expressed in their search queries. This microformatting approach involves specifying product attributes (names, categories, brands, manufacturers, and prices) in XHTML using Resource Description Framework-attribution methods. Basically, eCommerce site owners...

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  • White Papers // Mar 2010

    3 Components Of Financial Clarity

    The over-arching challenge most businesses have on their profit and loss statement is complying with the matching principle - matching revenues and correlated expenses in the correct period. First you need to recognize revenue when it is "earned." Even if a customer pays up-front for 3 years of products and...

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  • White Papers // Mar 2010

    Cash Flow: What It Is And What It Isn't

    If a commemorative coin were commissioned to recognize the contribution of the small business economy, it would surely be embossed with the words: In Cash We Trust. If you've ever scrambled to make payroll, you know that cash flow is to your livelihood what blood flow is to your life....

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  • White Papers // Mar 2010

    Energy Star Office Equipment For Your Small Business

    Energy Star-rated appliances are popular for homes because they can offer significantly more energy efficiency than the alternatives. You can get similar benefits for the office by choosing office equipment that has earned approval from Energy Star. Energy Star options are available for many common pieces of office equipment, from...

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  • White Papers // Mar 2010

    Cash Vs. Accrual And Why Accounting Matters For Taxes

    When you're running a small business, it may seem like deciding between cash and accrual accounting is just one more thing on the long list of things you need to get done. But the fact of the matter is the decision on which accounting method you're going to use makes...

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  • White Papers // Mar 2010

    Cash Flow And Leasing

    One of the most common pieces of advice given on business management websites when it comes to cash flow discussions is to lease your equipment. The argument in favor of leasing is straightforward: the month-to-month cost for leasing equipment is substantially lower than buying it. There's one key problem with...

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  • White Papers // Mar 2010

    Components Of A Sales-Driven Credit Function

    The reasons that customers need (or want) credit before they'll buy from your company are varied. But, generally, there is a lag between the receipt of goods and services and cash flow generated from the goods and services; that is, your customers may need to resell or add value to...

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  • White Papers // Mar 2010

    Read Your Financial Statements Like A Banker

    Let's face it - financial statements aren't the most fascinating things to read. Unless, that is, you're a banker. Your balance sheet and income statement tell a banker more about your business than you may think. Whether you're applying for a new loan, renewing a line of credit, or submitting...

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  • White Papers // Feb 2010

    14 Travel Hacks And Airfare Saving Tips For Businesses

    Traveling for business can be a costly proposition; you are often on the road at peak times (and paying peak prices for it), and if a few people from the office are on the trip, the company's travel expenses can go through the roof. No matter how large or small...

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  • White Papers // Feb 2010

    Responsibility Is The Secret Sauce

    When you run a small business, lots of things can go wrong. Customers don't pay. Suppliers don't come through. Contractors don't provide the work on time. These are the realities of life. When these things happen, they're often like a sucker punch to your cash flow, which, for a small...

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  • White Papers // Feb 2010

    Exploring Debt Restructuring Options

    Many businesses piled up debt over the past two years, as sales shrank. If your business is finding it hard to keep up with all its credit card, credit line, and bank loan payments, it may be time to consider debt restructuring. If you decide to hire a firm to...

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  • White Papers // Feb 2010

    What Would Automatic IRAs Mean For Small Businesses?

    Among the raft of recent proposals that President Obama announced during his State of the Union address was a plan to help Americans increase their retirement savings. As reported by AP, the proposed package would guarantee all Americans access to a retirement plan through the workplace, increase tax credits to...

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  • White Papers // Feb 2010

    Financial Benchmarking: How Do You Compare To Your Competitors?

    There's no better evidence for the value of benchmarking than the Olympics. "The time to beat," we hear repeatedly as downhill skiers race for the finish line. That's what drives them to shatter new records set just minutes before. In business, benchmarking your performance against that of your competitors can...

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  • White Papers // Feb 2010

    An S-corporation Can Save You Thousands (At Least) In Taxes

    If you have ever wondered about the differences in incorporating your small business as either a C-corporation or an S-corporation, pay attention. What follows could save you thousands, if not millions, of dollars if you ever decide to sell your business. The basic difference between the two business entities really...

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  • White Papers // Feb 2010

    Here Comes Good News For Credit-Starved Small Businesses

    One of the biggest challenges facing small businesses today is the availability of credit. Various surveys have confirmed that while banks have tentatively become more willing to extend credit, the purse strings are mainly only opened for large businesses. Even as recently as the latest Federal Reserve Senior Loan Officers...

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  • White Papers // Feb 2010

    How To Choose An Accountant For Your Small Business

    Small business owners often overlook the importance of having a good accountant on their side. The role of the accountant doesn't have to be limited to tax preparation. He can be a valuable adviser for your business year round. Here are some things your accoutant should be involved in for...

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  • White Papers // Feb 2010

    8 Ways To Shield Your Business From Hackers

    With 85% of data breach occurring at the small business level, business owners need to secure online banking and data stringently. Most of the people are aware of the need to take sensible precautions - but how many of them regularly follow through? "I'll renew the antivirus software later," or...

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  • White Papers // Feb 2010

    Cash-Strapped Businesses Turn To Purchase-Order Financing

    It's a small-business owner's nightmare: Your company lands a major merchandise order from a corporation or government agency, but doesn't have the money to pay for manufacturing and delivery. If you can't find some cash - fast - your company stands to lose the order and possibly the customer relationship,...

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  • White Papers // Feb 2010

    Tax Breaks For Going Green

    Going green can be a matter of personal choice - of wanting to make your business better for the environment. But going green can also be good business. With the many tax deductions and credits available to business owners, making your company more sustainable can pay off when you do...

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  • White Papers // Feb 2010

    How To Deal With Audits

    Just the idea of having a problem with the IRS is enough to worry many business owners. The tax system can be difficult to deal with even at the best of times. When something goes wrong, it can be a long and expensive process to resolve. There are some ways...

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  • White Papers // Mar 2010

    Accounts Receivable: An Unlikely Source Of Cash

    Your accounts receivable are obviously worth money: just as soon as a client or customer gets around to paying his invoice, you'll have money in your hands. But in the meanwhile, those invoices are just worth the paper they're printed on. You can't spend the money that they promise you...

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  • White Papers // Mar 2010

    The Credit Crunch Myth: You Can't Fix What Ain't Broke

    Have you heard about the credit crunch? Of course, you have. Everyone has. In an effort to fix the problem, the American Recovery Reinvestment Act (ARRA) authorized $730 million in funding for the SBA to: increase the level of SBA loan guarantees to (up to 90%), allow borrowers to use...

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