The paper measures the effect of coinsurance rate on the demand for healthcare in Japan. The authors construct the control group of consumers and estimate the average treatment effect of the April 2003 rise in coinsurance rate of heads of households on their healthcare expenditure. Another approach assesses the impact ...Download Now
Many land titling programs have produced lackluster results in terms of achieving access to credit for the poor. This may reflect insufficient emphasis on local banking practices. Bankers commonly use sophisticated methods other than collateral to ensure repayment. Some methods rely on ex-ante information flows and formal land titles can ...Download Now
Unlike the textbook model of a top manager being an omniscient planner, coordinator and monitor, the real life managers suffer from discontinuity, lack of systematic information collection and limited time for analysis and reflection. Why do not business leaders set up their organizations in the way that would allow them ...Download Now
The modern history of the Russian stock market has mirrored ups and downs of the country's transition as well as swings in investor perceptions. In this paper, the authors describe the evolution of the Russian stock market over its first decade, with particular attention to the risk factors driving stock ...Download Now
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