LendingTree

Displaying 1-24 of 24 results

  • White Papers // Sep 2009

    Interest Rates Drop

    Many homeowners refinance their mortgage to get a lower interest rate and monthly payment or to trade in an adjustable-rate or interest-only mortgage for a fixed interest rate and predictable payments. A dip in interest rates makes both of those options even more attractive as the savings could be even...

    Provided By LendingTree

  • White Papers // Sep 2009

    Tax Credit Spurs Home Buyers

    The tax credit isn't the only reason to consider buying a home this year. Interest rates on home mortgages are still very low and home prices have declined in many areas. A mortgage payment might even be cheaper than the rent you are currently paying each month. The deadline to...

    Provided By LendingTree

  • White Papers // Sep 2009

    Conforming Loans

    A conforming loan usually means a lower interest rate and substantial savings. If you're shopping for a mortgage, you may have heard the term "Conforming loan" and wondered what it meant or how it might apply to your situation. The bottom line is that borrowers can save money if they...

    Provided By LendingTree

  • White Papers // Aug 2009

    Home Appraisals: What You Should Know

    An appraisal is an assessment of a home's value - and an important component of getting final approval for your loan. If you're shopping for a loan to buy a home or refinance your mortgage, you may already know that a home appraisal is almost always required before a loan...

    Provided By LendingTree

  • White Papers // Jul 2009

    5 Tips For First-Time Mortgage Borrowers

    Shopping for a mortgage can be intimidating. It's natural to feel anxious about doing something new for the first time, and getting your first mortgage is no exception. Fortunately, there are a few simple things you can do to make sure you're being well-prepared before you start looking for your...

    Provided By LendingTree

  • White Papers // Jul 2009

    The Fed's Take On Interest Rates, Inflation

    The Fed doesn't directly control or set interest rates on mortgages, auto loans, credit-cards or other types of consumer debt. However, the Fed's actions and target interest rates do have a big effect on the general level and direction of interest rates on mortgages and other consumer financial products. For...

    Provided By LendingTree

  • White Papers // May 2009

    Jumbo Loan Basics

    Jumbo loans offer large loan amounts for borrowers in high-cost markets, but may come with stricter qualifying requirements and higher interest rates. If you want to borrow an especially large amount of money to buy a home or refinance your existing mortgage, you may already be familiar with the term...

    Provided By LendingTree

  • White Papers // May 2009

    Tax Credit For Energy-Efficient Home Improvements

    A new federal tax credit allows homeowners to recoup part of the cost of certain energy-efficient home improvements. The tax credit can be claimed for such improvements as energy-efficient doors, windows, insulation, roofing materials, Heating Ventilation and Air-Conditioning (HVAC) systems, solar panels, solar water heaters, geothermal heat pumps, fuel cells...

    Provided By LendingTree

  • White Papers // Feb 2009

    New Tax Credit For Home Buyers

    Economic stimulus gives first-time home buyers $8,000 bonus. If you're thinking about buying a home this year, you're in luck. The economic stimulus bill that President Obama signed contains a big tax break for home buyers who haven't owned a home in the previous three years. The new home buyer...

    Provided By LendingTree

  • White Papers // Feb 2009

    What Interest Rate Will You Pay On Your Loan?

    If you've decided to buy a home or refinance your mortgage, you may be puzzled by the different interest rates you've seen advertised for home loans. You're not alone: Many home buyers and homeowners are confused when they discover they don't qualify for these rock-bottom interest rates. The reality is...

    Provided By LendingTree

  • White Papers // Jan 2009

    Getting Preapproved Takes On New Importance

    Getting preapproved for a mortgage can help you buy a home you can afford. If you're getting ready to buy a home, you probably already know that lower home prices and interest rates have made homes much more affordable. But did you also know that getting preapproved for a mortgage...

    Provided By LendingTree

  • White Papers // Jan 2009

    6 Ways To Cut Your Housing Costs

    Refinancing and cutting your monthly utility and insurance expenses could save you money on your housing costs. Housing costs make up a large chunk of most people's household budget. That's one reason why housing costs can be a prime target if you're looking for some good ways to save money...

    Provided By LendingTree

  • White Papers // Jan 2009

    6 Tips To Refinance Your Mortgage Faster

    Hordes of homeowners across the country have decided it's a great time to shop for a new mortgage, especially one that has lower payments, a lower interest rate or a rate that's fixed instead of adjustable. This rush to refinance, which was triggered by historically low interest rates, has swamped...

    Provided By LendingTree

  • Tools & Templates // Jan 2009

    Mortgage Loan Comparison Calculator

    This tool helps you compare mortgages and determine which home loan is right for you.

    Provided By LendingTree

  • Tools & Templates // Jan 2009

    Adjustable-Rate Mortgage (ARM) Payment Calculator

    This tool helps you determine the amount of your ARM payments.

    Provided By LendingTree

  • White Papers // Nov 2008

    Avoiding Negative Equity

    Home buyers can position themselves to avoid being underwater on their mortgage. If you're thinking about buying a home, you may be concerned about the prospect of negative equity. Also referred to as being "Underwater" or "Upside-down," negative equity occurs when you owe more on your mortgage than your home...

    Provided By LendingTree

  • White Papers // Oct 2008

    5 Ways To Protect Your Finances

    If you're feeling less secure about your financial situation these days, you're not alone. Job losses, stock market gyrations, tighter credit and Congressional debates about the economy have made many people anxious about their finances. Fortunately, there are some smart ways to respond to uncertainty about today's economy and even...

    Provided By LendingTree

  • White Papers // Sep 2008

    U.S. Government May Buy Mortgages

    Top officials in the federal government have been working on a new plan to strengthen the country's financial system. The plan would allow the U.S. government to buy mortgage-backed securities and other assets from banks and financial institutions. The U.S. Treasury would then be able to sell those assets or...

    Provided By LendingTree

  • White Papers // Sep 2008

    First-Time Home Buyer Tax Credit

    The federal government has enacted a tax credit of up to $7,500 to encourage first-time home buyers to jump into the housing market. If you meet the relatively easy qualifications, you could find an extra $7,500 in your pocket as a bonus for buying your first home. The First-Time Home...

    Provided By LendingTree

  • White Papers // Jul 2008

    Better Credit Can Save Cash

    Improving your credit - and paying your bills on time - can save you money. Your credit score is based on your history of using credit and paying your debts. Your personal characteristics such as your income, age, marital status, home state, education or ethnicity have no effect on your...

    Provided By LendingTree

  • White Papers // Jul 2008

    Rate Locks When Rates Are Rising

    If you're ready to apply for a home loan, but are concerned that interest rates might go up before your loan closes, a rate lock might be just what you need. A rate lock puts a hold on your interest rate for a set period of time, though you'll still...

    Provided By LendingTree

  • White Papers // Jul 2008

    Rising Rates May Make ARMs Riskier

    If you have an Adjustable-Rate Mortgage (ARM) and are worried about the prospect of higher interest rates later this year, you might want to consider refinancing to take advantage of today's still-attractive interest rates on fixed-rate mortgages. If your ARM has already been reset or is scheduled to reset soon...

    Provided By LendingTree

  • White Papers // Jun 2008

    Survey Finds Tougher Loan Requirements

    It's no secret that banks have raised the bar for borrowers who want to get a new home loan. The fact is that today's requirements may be significantly more challenging, regardless of whether you want to buy a home, refinance your current mortgage or take out a home equity loan...

    Provided By LendingTree

  • White Papers // May 2008

    Real estate: A Good Time To Buy?

    There's no question that the current housing market is very different from the one we've experienced in recent years. In many parts of the country, there are a lot of homes for sale and interest rates are still near historic lows. These factors combine to create what can be considered...

    Provided By LendingTree

  • White Papers // Jul 2008

    Rate Locks When Rates Are Rising

    If you're ready to apply for a home loan, but are concerned that interest rates might go up before your loan closes, a rate lock might be just what you need. A rate lock puts a hold on your interest rate for a set period of time, though you'll still...

    Provided By LendingTree

  • White Papers // Jul 2008

    Rising Rates May Make ARMs Riskier

    If you have an Adjustable-Rate Mortgage (ARM) and are worried about the prospect of higher interest rates later this year, you might want to consider refinancing to take advantage of today's still-attractive interest rates on fixed-rate mortgages. If your ARM has already been reset or is scheduled to reset soon...

    Provided By LendingTree

  • White Papers // Jun 2008

    Survey Finds Tougher Loan Requirements

    It's no secret that banks have raised the bar for borrowers who want to get a new home loan. The fact is that today's requirements may be significantly more challenging, regardless of whether you want to buy a home, refinance your current mortgage or take out a home equity loan...

    Provided By LendingTree

  • White Papers // Jul 2009

    The Fed's Take On Interest Rates, Inflation

    The Fed doesn't directly control or set interest rates on mortgages, auto loans, credit-cards or other types of consumer debt. However, the Fed's actions and target interest rates do have a big effect on the general level and direction of interest rates on mortgages and other consumer financial products. For...

    Provided By LendingTree

  • White Papers // Jul 2009

    5 Tips For First-Time Mortgage Borrowers

    Shopping for a mortgage can be intimidating. It's natural to feel anxious about doing something new for the first time, and getting your first mortgage is no exception. Fortunately, there are a few simple things you can do to make sure you're being well-prepared before you start looking for your...

    Provided By LendingTree

  • Tools & Templates // Jan 2009

    Mortgage Loan Comparison Calculator

    This tool helps you compare mortgages and determine which home loan is right for you.

    Provided By LendingTree

  • Tools & Templates // Jan 2009

    Adjustable-Rate Mortgage (ARM) Payment Calculator

    This tool helps you determine the amount of your ARM payments.

    Provided By LendingTree

  • White Papers // Sep 2009

    Tax Credit Spurs Home Buyers

    The tax credit isn't the only reason to consider buying a home this year. Interest rates on home mortgages are still very low and home prices have declined in many areas. A mortgage payment might even be cheaper than the rent you are currently paying each month. The deadline to...

    Provided By LendingTree

  • White Papers // May 2009

    Tax Credit For Energy-Efficient Home Improvements

    A new federal tax credit allows homeowners to recoup part of the cost of certain energy-efficient home improvements. The tax credit can be claimed for such improvements as energy-efficient doors, windows, insulation, roofing materials, Heating Ventilation and Air-Conditioning (HVAC) systems, solar panels, solar water heaters, geothermal heat pumps, fuel cells...

    Provided By LendingTree

  • White Papers // Aug 2009

    Home Appraisals: What You Should Know

    An appraisal is an assessment of a home's value - and an important component of getting final approval for your loan. If you're shopping for a loan to buy a home or refinance your mortgage, you may already know that a home appraisal is almost always required before a loan...

    Provided By LendingTree

  • White Papers // Sep 2009

    Interest Rates Drop

    Many homeowners refinance their mortgage to get a lower interest rate and monthly payment or to trade in an adjustable-rate or interest-only mortgage for a fixed interest rate and predictable payments. A dip in interest rates makes both of those options even more attractive as the savings could be even...

    Provided By LendingTree

  • White Papers // May 2008

    Real estate: A Good Time To Buy?

    There's no question that the current housing market is very different from the one we've experienced in recent years. In many parts of the country, there are a lot of homes for sale and interest rates are still near historic lows. These factors combine to create what can be considered...

    Provided By LendingTree

  • White Papers // Jan 2009

    6 Tips To Refinance Your Mortgage Faster

    Hordes of homeowners across the country have decided it's a great time to shop for a new mortgage, especially one that has lower payments, a lower interest rate or a rate that's fixed instead of adjustable. This rush to refinance, which was triggered by historically low interest rates, has swamped...

    Provided By LendingTree

  • White Papers // Jan 2009

    6 Ways To Cut Your Housing Costs

    Refinancing and cutting your monthly utility and insurance expenses could save you money on your housing costs. Housing costs make up a large chunk of most people's household budget. That's one reason why housing costs can be a prime target if you're looking for some good ways to save money...

    Provided By LendingTree

  • White Papers // Nov 2008

    Avoiding Negative Equity

    Home buyers can position themselves to avoid being underwater on their mortgage. If you're thinking about buying a home, you may be concerned about the prospect of negative equity. Also referred to as being "Underwater" or "Upside-down," negative equity occurs when you owe more on your mortgage than your home...

    Provided By LendingTree

  • White Papers // Oct 2008

    5 Ways To Protect Your Finances

    If you're feeling less secure about your financial situation these days, you're not alone. Job losses, stock market gyrations, tighter credit and Congressional debates about the economy have made many people anxious about their finances. Fortunately, there are some smart ways to respond to uncertainty about today's economy and even...

    Provided By LendingTree

  • White Papers // Sep 2008

    U.S. Government May Buy Mortgages

    Top officials in the federal government have been working on a new plan to strengthen the country's financial system. The plan would allow the U.S. government to buy mortgage-backed securities and other assets from banks and financial institutions. The U.S. Treasury would then be able to sell those assets or...

    Provided By LendingTree

  • White Papers // Sep 2008

    First-Time Home Buyer Tax Credit

    The federal government has enacted a tax credit of up to $7,500 to encourage first-time home buyers to jump into the housing market. If you meet the relatively easy qualifications, you could find an extra $7,500 in your pocket as a bonus for buying your first home. The First-Time Home...

    Provided By LendingTree

  • White Papers // Jul 2008

    Better Credit Can Save Cash

    Improving your credit - and paying your bills on time - can save you money. Your credit score is based on your history of using credit and paying your debts. Your personal characteristics such as your income, age, marital status, home state, education or ethnicity have no effect on your...

    Provided By LendingTree

  • White Papers // Feb 2009

    New Tax Credit For Home Buyers

    Economic stimulus gives first-time home buyers $8,000 bonus. If you're thinking about buying a home this year, you're in luck. The economic stimulus bill that President Obama signed contains a big tax break for home buyers who haven't owned a home in the previous three years. The new home buyer...

    Provided By LendingTree

  • White Papers // Jan 2009

    Getting Preapproved Takes On New Importance

    Getting preapproved for a mortgage can help you buy a home you can afford. If you're getting ready to buy a home, you probably already know that lower home prices and interest rates have made homes much more affordable. But did you also know that getting preapproved for a mortgage...

    Provided By LendingTree

  • White Papers // Sep 2009

    Conforming Loans

    A conforming loan usually means a lower interest rate and substantial savings. If you're shopping for a mortgage, you may have heard the term "Conforming loan" and wondered what it meant or how it might apply to your situation. The bottom line is that borrowers can save money if they...

    Provided By LendingTree

  • White Papers // May 2009

    Jumbo Loan Basics

    Jumbo loans offer large loan amounts for borrowers in high-cost markets, but may come with stricter qualifying requirements and higher interest rates. If you want to borrow an especially large amount of money to buy a home or refinance your existing mortgage, you may already be familiar with the term...

    Provided By LendingTree

  • White Papers // Feb 2009

    What Interest Rate Will You Pay On Your Loan?

    If you've decided to buy a home or refinance your mortgage, you may be puzzled by the different interest rates you've seen advertised for home loans. You're not alone: Many home buyers and homeowners are confused when they discover they don't qualify for these rock-bottom interest rates. The reality is...

    Provided By LendingTree