Prudential

Displaying 1-22 of 22 results

  • White Papers // Aug 2010

    Market Evolution And The Return Of Insecurity: New Challenges For Finance Executives

    Finance executives are managing in an environment in which, on the one hand, business fundamentals appear to be gradually improving, while, on the other hand, the financial markets continue to exhibit relatively high levels of instability. This paper explores why this situation is likely to persist, and discusses the implications...

    Provided By Prudential

  • White Papers // Jul 2010

    The Modern Annuity

    Annuities have been around a long time. But the retirement landscape is changing - traditional defined benefit pension plans are going by the wayside in the private sector, and people are living longer in retirement. More and more retirees will be faced with having to convert retirement savings into a...

    Provided By Prudential

  • White Papers // Jun 2010

    Prudential's Commitment To The U.S. Retirement Market

    Prudential's institutional retirement business helps plan sponsors administer and manage retirement plans and provide investment offerings for their participants, including guaranteed payment benefits. Prudential manages nearly $184 billion in total retirement account values for nearly 6,600 plans, and meet the needs of over 3.6 million plan participants and annuitants. Prudential...

    Provided By Prudential

  • White Papers // May 2010

    Request For Information Regarding Lifetime Income Options For Participants And Beneficiaries In Retirement Plans

    Defined contribution programs, originally intended only as supplemental saving options for traditional pension plans, have now emerged as the nation's primary retirement-savings vehicle. This 30-year trend has left the majority of American workers woefully unprepared to generate the levels of guaranteed lifetime income once afforded by pension programs, in part...

    Provided By Prudential

  • White Papers // Mar 2010

    Leveraging Multiple Small Employer Plans To Close The Retirement Coverage Gap

    The market turbulence of the past eighteen months has undeniably demonstrated the need for greater retirement security. As a result of nearly unprecedented market volatility, many American workers are facing the stark reality of having to work longer, attempting to re-enter the workforce after retiring, or accepting decreased standards of...

    Provided By Prudential

  • White Papers // Mar 2010

    Asian Americans On The Road To Retirement

    Operating in a country that embraces diversity, Prudential Financial has long been committed to understanding the wide range of viewpoints and experiences among diverse groups. Among the various diverse groups, Asian Americans emerge as an important force, contributing to the U.S. economy as they diligently work to secure their own...

    Provided By Prudential

  • White Papers // Mar 2010

    Planning For Retirement: The Distribution Of Lifetime Healthcare Costs

    While many individuals look forward to their retirement, healthcare costs loom as a large risk, making it difficult to determine how much to set aside in planning for retirement. Using projected healthcare costs for the average household may be a good starting point, but this approach does not address the...

    Provided By Prudential

  • White Papers // Feb 2010

    Women Indicate Strong Need For Guidance And Support With Respect To Workplace Retirement Plans

    More than half of Americans struggle to meet their retirement savings goals, and the majority feel retirement plan decisions are complicated, so it comes as no surprise that 84% think it is time to re-evaluate how we plan and save for retirement, including the creation of new and improved workplace...

    Provided By Prudential

  • White Papers // Jan 2010

    The New Economic Reality And The Workplace Retirement Plan

    The shortcomings of today's Defined Contribution (DC) plans - which have emerged slowly over the last decade - were thrust into high relief by the 2008-2009 market collapse, which cost DC participants close to a trillion dollars in savings and forced millions to rethink when and how they might retire....

    Provided By Prudential

  • White Papers // Jan 2010

    Setting A New Course: Institutional Investing After The Crisis

    As fears of a replay of depression-era economics begin to fade into memory, institutional investors have benefited from a sharp recovery across many financial markets. Rebounding markets have rewarded all types of investors, ranging from those who largely left their investments in place to those who opportunistically invested in depressed...

    Provided By Prudential

  • White Papers // Oct 2009

    Redefining Defined Contribution Plans To Enhance Retirement Security

    While almost all investors were affected by the market collapse last year, Baby Boomers approaching or in their first years of retirement were among the most seriously impacted. Near retirees, especially those without access to other sources of retirement income such as a Defined Benefit (DB) plan, now find themselves...

    Provided By Prudential

  • White Papers // Oct 2009

    Recent Retirees Are Doubting Their Retirement Security

    More than eight in 10 Americans feel the emotional and financial impact of the market crisis. Recent retirees were hit particularly hard, with 62% feeling disappointed, regretful, or panicked by these events. About half of Recent Retirees say they're trying to remain optimistic about their future in retirement, but for...

    Provided By Prudential

  • White Papers // Oct 2009

    Near-retirees Are Set Off Course For Retirement Due To The Market Storm

    Close to nine in 10 Near Retirees felt the emotional and financial impact of the crisis - some being regretful and disappointed and others not knowing exactly what to feel, but all experiencing significant losses in their portfolios (32% on average). In the height of the financial crisis, a third...

    Provided By Prudential

  • White Papers // Oct 2009

    Job Changers Are Less Prepared For And Less Optimistic About Retirement

    While Job Changers are just as disappointed and regretful as non-Job Changers about the impact of the recent market crisis, Job Changers are facing their own challenges as a result of career volatility. Employed Americans that have changed jobs multiple times in the past 10 years are twice as likely...

    Provided By Prudential

  • White Papers // Sep 2009

    What "The Great Recession" Can Teach Us About Target-date Funds

    The portfolios and confidence of all investors fell hard in the market collapse of 2008 - perhaps none more crushingly than those of Baby Boomers on the cusp of achieving their retirement dreams. Many near-retirees, especially the vast majority who have no traditional defined benefit (DB) pension, are postponing their...

    Provided By Prudential

  • White Papers // Sep 2009

    Impact Of The Market Crisis On Retirement Preparedness

    Americans acknowledge that the market crisis has hurt their prospects for a secure retirement. Six in 10 express significant concern about their retirement savings and investments. Many are making immediate sacrifices to deal with the financial and emotional challenges, such as cutting back on spending (54%) and postponing retirement (41%)....

    Provided By Prudential

  • White Papers // Sep 2009

    The Search For A Safe Way To Save For Retirement: Identifying A Secure Investment Approach

    Plan sponsors need safe investment options to meet the needs of plan participants. There are many tradeoffs to make in determining which vehicle is most suitable to fulfill this need. Money market funds have relatively low volatility, but offer the lowest returns. Investment grade intermediate-term bond funds provide higher returns,...

    Provided By Prudential

  • White Papers // Sep 2009

    The Four Pillars And Public Policy: Prudential Financial's Positions On Legislative Issues Impacting Retirement Security In America

    Public policy affects nearly every aspect of our everyday lives, and its impact on business is no different. There is a direct connection between public policy and Prudential's ability to provide products and services for the secure retirement of Americans. Prudential has developed the "Four Pillars of U.S. Retirement" as...

    Provided By Prudential

  • White Papers // Aug 2009

    Managing Retirement Benefits Amid Capital Market Disruption

    Providing corporate retirement benefits in today's economy poses severe challenges to the typical company. Sharp declines in financial markets are triggering higher plan contributions for Defined Benefit (DB) plan sponsors at the same time that corporate revenues and profits are falling. Many participants in Defined Contribution (DC) plans are delaying...

    Provided By Prudential

  • White Papers // Aug 2009

    The Importance Of The Life Insurance Industry In The U.s.

    Life insurers' products are some of the most effective and affordable ways for Americans to manage the financial risks of premature death, outliving savings in retirement, loss of income in the case of disability, and paying expenses related to long-term care. No other private financial institution can assume these risks....

    Provided By Prudential

  • White Papers // Aug 2009

    The Search For A Safe Way To Save For Retirement

    The events of the last twelve months have underscored the importance of safe investment options in retirement savings vehicles such as Defined Contribution (DC) plans. Millions of Americans have lost a significant portion of their retirement assets, and many of these individuals may have to delay their planned retirements. DC...

    Provided By Prudential

  • White Papers // Jul 2009

    Riders On The Storm: CFOs And The Credit Crisis

    We are all living with reminders of the dividends that effective risk management can pay, and of the depth of the problems that ensue when it is done badly. Many senior finance executives are increasingly focused on risk management across the enterprise, as well they should be. The good news...

    Provided By Prudential

  • White Papers // Aug 2010

    Market Evolution And The Return Of Insecurity: New Challenges For Finance Executives

    Finance executives are managing in an environment in which, on the one hand, business fundamentals appear to be gradually improving, while, on the other hand, the financial markets continue to exhibit relatively high levels of instability. This paper explores why this situation is likely to persist, and discusses the implications...

    Provided By Prudential

  • White Papers // May 2010

    Request For Information Regarding Lifetime Income Options For Participants And Beneficiaries In Retirement Plans

    Defined contribution programs, originally intended only as supplemental saving options for traditional pension plans, have now emerged as the nation's primary retirement-savings vehicle. This 30-year trend has left the majority of American workers woefully unprepared to generate the levels of guaranteed lifetime income once afforded by pension programs, in part...

    Provided By Prudential

  • White Papers // Mar 2010

    Asian Americans On The Road To Retirement

    Operating in a country that embraces diversity, Prudential Financial has long been committed to understanding the wide range of viewpoints and experiences among diverse groups. Among the various diverse groups, Asian Americans emerge as an important force, contributing to the U.S. economy as they diligently work to secure their own...

    Provided By Prudential

  • White Papers // Mar 2010

    Leveraging Multiple Small Employer Plans To Close The Retirement Coverage Gap

    The market turbulence of the past eighteen months has undeniably demonstrated the need for greater retirement security. As a result of nearly unprecedented market volatility, many American workers are facing the stark reality of having to work longer, attempting to re-enter the workforce after retiring, or accepting decreased standards of...

    Provided By Prudential

  • White Papers // Mar 2010

    Planning For Retirement: The Distribution Of Lifetime Healthcare Costs

    While many individuals look forward to their retirement, healthcare costs loom as a large risk, making it difficult to determine how much to set aside in planning for retirement. Using projected healthcare costs for the average household may be a good starting point, but this approach does not address the...

    Provided By Prudential

  • White Papers // Jan 2010

    The New Economic Reality And The Workplace Retirement Plan

    The shortcomings of today's Defined Contribution (DC) plans - which have emerged slowly over the last decade - were thrust into high relief by the 2008-2009 market collapse, which cost DC participants close to a trillion dollars in savings and forced millions to rethink when and how they might retire....

    Provided By Prudential

  • White Papers // Feb 2010

    Women Indicate Strong Need For Guidance And Support With Respect To Workplace Retirement Plans

    More than half of Americans struggle to meet their retirement savings goals, and the majority feel retirement plan decisions are complicated, so it comes as no surprise that 84% think it is time to re-evaluate how we plan and save for retirement, including the creation of new and improved workplace...

    Provided By Prudential

  • White Papers // Jan 2010

    Setting A New Course: Institutional Investing After The Crisis

    As fears of a replay of depression-era economics begin to fade into memory, institutional investors have benefited from a sharp recovery across many financial markets. Rebounding markets have rewarded all types of investors, ranging from those who largely left their investments in place to those who opportunistically invested in depressed...

    Provided By Prudential

  • White Papers // Oct 2009

    Redefining Defined Contribution Plans To Enhance Retirement Security

    While almost all investors were affected by the market collapse last year, Baby Boomers approaching or in their first years of retirement were among the most seriously impacted. Near retirees, especially those without access to other sources of retirement income such as a Defined Benefit (DB) plan, now find themselves...

    Provided By Prudential

  • White Papers // Jul 2010

    The Modern Annuity

    Annuities have been around a long time. But the retirement landscape is changing - traditional defined benefit pension plans are going by the wayside in the private sector, and people are living longer in retirement. More and more retirees will be faced with having to convert retirement savings into a...

    Provided By Prudential

  • White Papers // Sep 2009

    Impact Of The Market Crisis On Retirement Preparedness

    Americans acknowledge that the market crisis has hurt their prospects for a secure retirement. Six in 10 express significant concern about their retirement savings and investments. Many are making immediate sacrifices to deal with the financial and emotional challenges, such as cutting back on spending (54%) and postponing retirement (41%)....

    Provided By Prudential

  • White Papers // Oct 2009

    Recent Retirees Are Doubting Their Retirement Security

    More than eight in 10 Americans feel the emotional and financial impact of the market crisis. Recent retirees were hit particularly hard, with 62% feeling disappointed, regretful, or panicked by these events. About half of Recent Retirees say they're trying to remain optimistic about their future in retirement, but for...

    Provided By Prudential

  • White Papers // Oct 2009

    Near-retirees Are Set Off Course For Retirement Due To The Market Storm

    Close to nine in 10 Near Retirees felt the emotional and financial impact of the crisis - some being regretful and disappointed and others not knowing exactly what to feel, but all experiencing significant losses in their portfolios (32% on average). In the height of the financial crisis, a third...

    Provided By Prudential

  • White Papers // Oct 2009

    Job Changers Are Less Prepared For And Less Optimistic About Retirement

    While Job Changers are just as disappointed and regretful as non-Job Changers about the impact of the recent market crisis, Job Changers are facing their own challenges as a result of career volatility. Employed Americans that have changed jobs multiple times in the past 10 years are twice as likely...

    Provided By Prudential

  • White Papers // Jul 2009

    Riders On The Storm: CFOs And The Credit Crisis

    We are all living with reminders of the dividends that effective risk management can pay, and of the depth of the problems that ensue when it is done badly. Many senior finance executives are increasingly focused on risk management across the enterprise, as well they should be. The good news...

    Provided By Prudential

  • White Papers // Aug 2009

    The Search For A Safe Way To Save For Retirement

    The events of the last twelve months have underscored the importance of safe investment options in retirement savings vehicles such as Defined Contribution (DC) plans. Millions of Americans have lost a significant portion of their retirement assets, and many of these individuals may have to delay their planned retirements. DC...

    Provided By Prudential

  • White Papers // Sep 2009

    The Search For A Safe Way To Save For Retirement: Identifying A Secure Investment Approach

    Plan sponsors need safe investment options to meet the needs of plan participants. There are many tradeoffs to make in determining which vehicle is most suitable to fulfill this need. Money market funds have relatively low volatility, but offer the lowest returns. Investment grade intermediate-term bond funds provide higher returns,...

    Provided By Prudential

  • White Papers // Sep 2009

    The Four Pillars And Public Policy: Prudential Financial's Positions On Legislative Issues Impacting Retirement Security In America

    Public policy affects nearly every aspect of our everyday lives, and its impact on business is no different. There is a direct connection between public policy and Prudential's ability to provide products and services for the secure retirement of Americans. Prudential has developed the "Four Pillars of U.S. Retirement" as...

    Provided By Prudential

  • White Papers // Sep 2009

    What "The Great Recession" Can Teach Us About Target-date Funds

    The portfolios and confidence of all investors fell hard in the market collapse of 2008 - perhaps none more crushingly than those of Baby Boomers on the cusp of achieving their retirement dreams. Many near-retirees, especially the vast majority who have no traditional defined benefit (DB) pension, are postponing their...

    Provided By Prudential

  • White Papers // Aug 2009

    Managing Retirement Benefits Amid Capital Market Disruption

    Providing corporate retirement benefits in today's economy poses severe challenges to the typical company. Sharp declines in financial markets are triggering higher plan contributions for Defined Benefit (DB) plan sponsors at the same time that corporate revenues and profits are falling. Many participants in Defined Contribution (DC) plans are delaying...

    Provided By Prudential

  • White Papers // Aug 2009

    The Importance Of The Life Insurance Industry In The U.s.

    Life insurers' products are some of the most effective and affordable ways for Americans to manage the financial risks of premature death, outliving savings in retirement, loss of income in the case of disability, and paying expenses related to long-term care. No other private financial institution can assume these risks....

    Provided By Prudential

  • White Papers // Jun 2010

    Prudential's Commitment To The U.S. Retirement Market

    Prudential's institutional retirement business helps plan sponsors administer and manage retirement plans and provide investment offerings for their participants, including guaranteed payment benefits. Prudential manages nearly $184 billion in total retirement account values for nearly 6,600 plans, and meet the needs of over 3.6 million plan participants and annuitants. Prudential...

    Provided By Prudential