University of Craiova

Displaying 1-40 of 46 results

  • White Papers // Jun 2013

    Application of Anomaly Detection Algorithms for Detecting SYN Flooding Attacks

    The authors investigate statistical anomaly detection algorithms for detecting SYN flooding, which is the most common type of Denial of Service (DoS) attack. The two algorithms considered are an adaptive threshold algorithm and a particular application of the CUmulative SUM (CUSUM) algorithm for change point detection. The performance is investigated...

    Provided By University of Craiova

  • White Papers // May 2012

    Diachronic Linked Data: Towards Long-Term Preservation of Structured Interrelated Information

    The linked data paradigm is one of the most promising technologies for publishing, sharing, and connecting data on the web, and offers a new way for data integration and interoperability. However, the proliferation of distributed, inter-connected sources of information and services on the web poses significant new challenges for managing...

    Provided By University of Craiova

  • White Papers // Mar 2012

    Fast and Power-Efficient Hardware Implementation of a Routing Scheme for WSNs

    One of the most rapidly expanding areas, nowadays, in networking systems is the Wireless Sensor Network (WSN). Typically WSNs rely on multi-hop routing protocols which must be able to establish communication among nodes and guarantee packet deliveries. In this paper, the authors present a novel approach for the implementation of...

    Provided By University of Craiova

  • White Papers // Nov 2011

    ECMAF: An Event-Based Cross-Layer Service Monitoring and Adaptation Framework

    Although several techniques have been proposed towards monitoring and adaptation of Service-Based Applications (SBAs), few of them deal with cross-layer issues. This paper proposes a framework, able to monitor and adapt SBAs across all functional layers. This is achieved by using techniques, such as event monitoring and logging, event-pattern detection,...

    Provided By University of Craiova

  • White Papers // Oct 2011

    Concurrency Control Techniques for a Multimedia Database System

    The paper presents the concurrency control methods used to provide simultaneous access to databases, in a multimedia relational database management system. This is an original system that integrates methods for extracting visual characteristics (color and texture characteristics) from images and for executing content-based visual queries. In order to accomplish this,...

    Provided By University of Craiova

  • White Papers // May 2011

    Correlations Of Environment Romanian Economy Between Investment Needs And Opportunities

    Currently, the correlations between the naturally environment problems and the economic and social situation are the important part of the national policy for every country. As a starting point, a series of measurable targets - the Millennium Development Goals (MDG) from the United Nations - were established for monitoring progress....

    Provided By University of Craiova

  • White Papers // Mar 2011

    SMEs' Financing - Effects Of The Small Business Act In Europe

    An important initiative in the SMEs sector, the "Small Business Act for Europe"- (SBA) was elaborate in June 2008 by the European Commission and it has as central point the principle "Think small first". The main objective of the Small Business act is to define principles and measures in order...

    Provided By University of Craiova

  • White Papers // Feb 2011

    Impact Of Culture On Global Marketing

    This paper analyzes the international marketing activities under the influence of cultural environments on different markets. The marketing mix concerning product, distribution and communication policy is expanding its significance where cultural values are involved. As methodological approach the authors analyzed each marketing policy taking into account the cultural variable that...

    Provided By University of Craiova

  • White Papers // Feb 2011

    Co-payment Mechanisms Within Various Social Health Insurance Systems

    Under the impact of various financial constraints, population growth and demographic aging, most countries, including some well developed ones, are now facing funding shortages in their health insurance systems. Due to these facts, co-payment mechanisms were implemented under several forms, depending on the nature of the people who partake: premiums...

    Provided By University of Craiova

  • White Papers // Dec 2010

    The Global Financial Crisis As Incentive For Enhancing Assurance For Financial Reporting

    The paper aims to analyze world-wide financial crisis' impact and implications as regards assurance for financial reporting, starting with and comparing reactions of international accounting and audit professional organizations, as regards possible accounting professional's contributions to economical stability, and establishes the global crisis as incentive for enhancing assurance for financial...

    Provided By University of Craiova

  • White Papers // Oct 2010

    Leadership And The Team, Vital Elements Of Management In The Banking System

    The banking industry is a relevant example of dramatical changes in the last 2 years and we can tell that the leaders who administrated the situation have made a good job. Ben Bernanke-US Federal Reserve Chairman, Lloyd Blankfein-Goldman Sachs Chairman are two of the leaders responsible with regaining the trust...

    Provided By University of Craiova

  • White Papers // Sep 2010

    The Private Health Insurance Market In The European Union

    Private health insurance serves three distinct functions in western European health systems. The first is as an alternative for mandatory (statutory) social health insurance arrangements. The second function is to supplement statutory insurance, providing coverage for services not covered by social insurance. A third function of private health insurance is...

    Provided By University of Craiova

  • White Papers // Jun 2010

    Banking's Implications On Romanian's Business Environment In Context Of Global Financial Crisis

    The economic crisis which has begun in 2007 has brought to surface most of the problems from the Romanian economy. While the highly industrialized countries have engaged heavily in anti crisis measures, Romania preferred to let this phenomenon go away. The problem with the economic crisis is that one cannot...

    Provided By University of Craiova

  • White Papers // May 2010

    The Analysis Of The Monetary Policy Dynamics In Romania Using A Structural Vector Autoregressive Model

    The efficient functioning of the enlarged future euro zone still needs some answers to a set of essential questions. One of these questions is related to the pertinence of the inflation target of 2% established by the European Central Bank (ECB). Indeed, despite of a considerable deceleration of the prices...

    Provided By University of Craiova

  • White Papers // May 2010

    Coordination Of Fiscal Policies At European Level

    The concept of fiscal policy is often presented in different ways, usually highlighting its feature regarding the fiscal system promoted by a specific country. In fact, fiscal policy cannot be conceived different from a mixture between the methods of acquiring the resources for the state and those regarding the destinations...

    Provided By University of Craiova

  • White Papers // May 2010

    Crisis Management Fiscal Policy Action Of Member States

    Does the crisis over the past three years mean that it would have been better to have a different fiscal policy? A topical issue of European authorities for the past year has been represented by the need to find a solution in this respect, i.e. to adopt the adequate fiscal...

    Provided By University of Craiova

  • White Papers // May 2010

    Developments Of Credit Default Swap Contracts Under The Influence Of Global Crisis

    Credit derivatives are the latest tools in the management of the credit risk portfolio. Credit derivatives have grown considerably because they provide an effective mechanism for the exchange of credit risk. While modern banking is built on the sensible notion that a loan portfolio is less risky than a single...

    Provided By University of Craiova

  • White Papers // May 2010

    New Options Of Financing The Health Insurance System In Romania

    Romania's health insurance market is stuttering into life, but is restricted by the financial crisis, a lack of comprehensive private medical providers and an absence of long-term Government policy. Healthcare in Romania suffers from a massive budget shortfall. There are fewer than five million contributors and more than 20 million...

    Provided By University of Craiova

  • White Papers // May 2010

    Global Financial Crisis And Integration Into World Economy

    Mr. Calin Stoica - Diaconovici maintains that "The U.S. image has suffered considerably in the last ten years and the economic crises has brought only resentments to the Wall Street. Andres Martinez, director of the NAF, believes that this century will be an American one. From a military point of...

    Provided By University of Craiova

  • White Papers // May 2010

    Trends And Expectations Regarding Lending Activity

    Lending is one of the most profitable and most important investment activities of the credit institutions. Granting of any credit itself is preceded by an analysis phase of documentation, submitted by the client, then by his approval, according to the internal rules of each bank. The banks, in order to...

    Provided By University of Craiova

  • White Papers // Apr 2010

    Autonomic Computing Strategy for Server Virtualization

    This paper presents a technique specially adapted for the implementation of some techniques for self-supply and self-optimization for autonomic computing with application in server virtualization. The autonomic computing processes are considered non-linear, variable systems with constant linear parameter variations. The approach is based on the fact that a computer system...

    Provided By University of Craiova

  • White Papers // Jan 2010

    Efficiency And Limits Of Monetary Policy In The Financial Instability. Romania's Case

    The world has evolved from closed and dogmatically economies toward open and flexible actual economies, in the same time adjusting concepts regarding general objectives of economic policy. It is recognized more and more the role of monetary policy as a tool of indirect intervention, most often used by modern authorities,...

    Provided By University of Craiova

  • White Papers // Jan 2010

    The Future And Perspectives Of Financing The Healthcare System

    Health care can generally be financed in four different ways: social insurance, which is based on tax-like contributions and managed or regulated by the state, a health system, which is completely financed from tax revenues and other government resources, private direct payments (out of pocket) and private health insurance. These...

    Provided By University of Craiova

  • White Papers // Jan 2010

    The Global Financial Crisis Goes Down

    From August 2007 and until the end of 2009, the global financial crisis has broken out in force, at first in the United States of America, with the power of global expansion on long time, and gives also signals of exhaustion by scientific constraints. For the Fed chairman, Ben Bernanke,...

    Provided By University of Craiova

  • White Papers // Dec 2009

    The Use of MIMO Technologies in Wireless Communication Networks

    This paper provides a detailed picture on computer networks and especially on wireless networks, focusing on specific characteristics of wireless systems. By using MIMO technology (Multiple Input Multiple Output), network logon ca be realized at distances much greater. The use of antennas allows reception and transmission of multiple data streams...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Financial Instability Threatens The Investments For Environmental Protection In Romania

    As a first issue, the main idea is that the environmental sustainability must be integrated into core development work, maximizing synergies. Then, it should be underlined the link between the environment problems and the economic and social situation from every country. Concretely, it should be noticed that there is a...

    Provided By University of Craiova

  • White Papers // Oct 2009

    The Global Derivatives Trend In 2008

    At the beginning of the '60 was propagated the efficient market theory by Eugene Fama and for decades the economists considered that the price formed on different markets objectively reflect all available information at that moment in time. Therefore they said that anybody couldn't obtain a better turnover that the...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Corporate Strategies During The Global Crisis

    The financial crisis has created a structural break that shifts many of the competitive parameters that the corporate strategies were built on. Hence, companies have to comprehensively reassess and often redesign their strategies, both to survive the crisis, and to benefit from the next economic upswing. The financial crisis originated...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Direct Inflation Targeting - Between Hopes And Accomplishments

    Inflation is a negative phenomenon, which affects the economy on both short and long term. On short term, it erodes the purchasing power of the currency and thereby it affects the most vulnerable citizens - those with fixed incomes. On long term, inflation discourages investments and stifles economic growth. Therefore,...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Environmental Sustainability Between Investments Needs And Financing Possibilities In Romania

    The problems posed by the environment become pressing at the global level for the developed countries as well as for the developing countries. As a first issue, the main idea is that the environmental sustainability must be integrated into core development work, maximizing synergies. Then, it should be underlined the...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Financial Stability - Coordinate Of Contemporary Monetary Policy

    All monetary authorities are facing with problems regarding immediate control and forecast issues of some interventions effects through monetary objectives and tools. These problems become more complicated if we take into consideration savings through globalization phenomenon and intersection between monetary and financial market. It is unanimous accepted that economical stabilization...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Interdependencies Between Romanian Fiscal Policies And Inflationary Tensions In The Current Europe

    The nature of fiscal policy has important consequences on how the monetary policies are built because monetary policy has consequences on budgetary solvency in terms of fiscal policy data, so that any change in monetary policy requires change, to some extent correlated, and in politics tax. Experience shows that Member...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Basel II Versus the Global Financial Crisis

    Basel II - present or future many banks have invested heavily in recent years to improve methods of risk management to meet the Basel II requirements. But some banks still make great efforts to obtain approval of models of risk management. But now that large banks have almost completed the...

    Provided By University of Craiova

  • White Papers // Oct 2009

    The Investment - Strategic Decision For Entreprise

    The strategy of enterprise causes the selection's activity fields in which it attends to development the activity, as their intensity and nature, estimated the competition and the dynamical and complex environment which the enterprise will action. It describes the manner in which this follows to achieve his purposes, taking into...

    Provided By University of Craiova

  • White Papers // May 2009

    Mezzanine Debt: Benefits Or Drawbacks For Firm's Financing?

    Mezzanine finance is an alternative source of finance to debt and equity and it can be helpful in financing the start-up and firms' expansion. But in order to take their investment decisions, the firms should compare the benefits and challenges generated by this form of financing in function of their...

    Provided By University of Craiova

  • White Papers // May 2009

    Considerations On The Retail Credit Market In Romania

    The rhythm of significant growth of the credit, as well as the conduction of it preponderantly towards the population represents characteristics met in Romania until middle of 2008 year. Before these evolutions, the Romanian banks appeared to have found the necessary instruments for a corresponding management of the crediting process....

    Provided By University of Craiova

  • White Papers // Feb 2009

    Coordinates Of The Romanian Fiscal Policy In The Context Of European Integration

    The moment of EU extension to the east at the 1st of January 2007 is extremely important in the recent Romanian history. A feeling of self satisfaction has unfortunately come upon Romania like the one specific for a person who can rest in peace until the destination after hardly catching...

    Provided By University of Craiova

  • White Papers // Jan 2009

    Forecasting Inflation And Its Determinants

    VAR modeling in inflation forecasting has been widely used, and rather successful, even if there have been several critiques of its exactness or accuracy. This paper is structured into two sections. The first one accomplishes a general presentation of VAR modeling in forecasting inflation, and the second is focused on...

    Provided By University of Craiova

  • White Papers // Jan 2009

    Is China's Economic Growth A Danger For Others Economies?

    Extrapolating past real GDP growth rates into the future, the size of the Chinese economy surpasses that of the U.S. in purchasing power terms between 2012 and 2015; by 2025, China is likely to be the world's largest economic power by almost any measure. The extrapolations are supported by two...

    Provided By University of Craiova

  • White Papers // Jan 2009

    Foreign Direct Investment And Economic Growth

    How does foreign direct investment triggered by foreign economic growth affect domestic economic activity? Estimates produced using foreign GDP growth rates for changes in foreign activity indicate that 10% greater foreign capital investment is associated with 2.2% greater domestic investment, and that 10% greater foreign employee compensation is associated with...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Environmental Sustainability Between Investments Needs And Financing Possibilities In Romania

    The problems posed by the environment become pressing at the global level for the developed countries as well as for the developing countries. As a first issue, the main idea is that the environmental sustainability must be integrated into core development work, maximizing synergies. Then, it should be underlined the...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Financial Instability Threatens The Investments For Environmental Protection In Romania

    As a first issue, the main idea is that the environmental sustainability must be integrated into core development work, maximizing synergies. Then, it should be underlined the link between the environment problems and the economic and social situation from every country. Concretely, it should be noticed that there is a...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Financial Stability - Coordinate Of Contemporary Monetary Policy

    All monetary authorities are facing with problems regarding immediate control and forecast issues of some interventions effects through monetary objectives and tools. These problems become more complicated if we take into consideration savings through globalization phenomenon and intersection between monetary and financial market. It is unanimous accepted that economical stabilization...

    Provided By University of Craiova

  • White Papers // Jan 2010

    Efficiency And Limits Of Monetary Policy In The Financial Instability. Romania's Case

    The world has evolved from closed and dogmatically economies toward open and flexible actual economies, in the same time adjusting concepts regarding general objectives of economic policy. It is recognized more and more the role of monetary policy as a tool of indirect intervention, most often used by modern authorities,...

    Provided By University of Craiova

  • White Papers // May 2010

    The Analysis Of The Monetary Policy Dynamics In Romania Using A Structural Vector Autoregressive Model

    The efficient functioning of the enlarged future euro zone still needs some answers to a set of essential questions. One of these questions is related to the pertinence of the inflation target of 2% established by the European Central Bank (ECB). Indeed, despite of a considerable deceleration of the prices...

    Provided By University of Craiova

  • White Papers // Feb 2009

    Coordinates Of The Romanian Fiscal Policy In The Context Of European Integration

    The moment of EU extension to the east at the 1st of January 2007 is extremely important in the recent Romanian history. A feeling of self satisfaction has unfortunately come upon Romania like the one specific for a person who can rest in peace until the destination after hardly catching...

    Provided By University of Craiova

  • White Papers // May 2010

    Coordination Of Fiscal Policies At European Level

    The concept of fiscal policy is often presented in different ways, usually highlighting its feature regarding the fiscal system promoted by a specific country. In fact, fiscal policy cannot be conceived different from a mixture between the methods of acquiring the resources for the state and those regarding the destinations...

    Provided By University of Craiova

  • White Papers // May 2010

    Crisis Management Fiscal Policy Action Of Member States

    Does the crisis over the past three years mean that it would have been better to have a different fiscal policy? A topical issue of European authorities for the past year has been represented by the need to find a solution in this respect, i.e. to adopt the adequate fiscal...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Interdependencies Between Romanian Fiscal Policies And Inflationary Tensions In The Current Europe

    The nature of fiscal policy has important consequences on how the monetary policies are built because monetary policy has consequences on budgetary solvency in terms of fiscal policy data, so that any change in monetary policy requires change, to some extent correlated, and in politics tax. Experience shows that Member...

    Provided By University of Craiova

  • White Papers // Oct 2011

    Concurrency Control Techniques for a Multimedia Database System

    The paper presents the concurrency control methods used to provide simultaneous access to databases, in a multimedia relational database management system. This is an original system that integrates methods for extracting visual characteristics (color and texture characteristics) from images and for executing content-based visual queries. In order to accomplish this,...

    Provided By University of Craiova

  • White Papers // Apr 2010

    Autonomic Computing Strategy for Server Virtualization

    This paper presents a technique specially adapted for the implementation of some techniques for self-supply and self-optimization for autonomic computing with application in server virtualization. The autonomic computing processes are considered non-linear, variable systems with constant linear parameter variations. The approach is based on the fact that a computer system...

    Provided By University of Craiova

  • White Papers // Mar 2012

    Fast and Power-Efficient Hardware Implementation of a Routing Scheme for WSNs

    One of the most rapidly expanding areas, nowadays, in networking systems is the Wireless Sensor Network (WSN). Typically WSNs rely on multi-hop routing protocols which must be able to establish communication among nodes and guarantee packet deliveries. In this paper, the authors present a novel approach for the implementation of...

    Provided By University of Craiova

  • White Papers // Oct 2008

    Applications Used in Workgroup Information Systems: Group Collaboration in Business

    Individuals in a business usually do not work entirely alone, but instead in teams, committees, departments, and other types of workgroups. To collaborate on common tasks, workgroup members can have meetings, talk on the telephone, send faxes, and distribute memos. Group members can also use workgroup information systems to help...

    Provided By University of Craiova

  • White Papers // Sep 2008

    Corporate Governance Principles And Practice In Emerging Countries: Case Of Romania

    Most of the literature on corporate governance emphasizes that firms should be run in the interests of shareholders. This is a suitable objective function when markets are perfect and complete. In many emerging economies this is not the case: markets are imperfect and incomplete. Corporate governance issues are especially important...

    Provided By University of Craiova

  • White Papers // Dec 2009

    The Use of MIMO Technologies in Wireless Communication Networks

    This paper provides a detailed picture on computer networks and especially on wireless networks, focusing on specific characteristics of wireless systems. By using MIMO technology (Multiple Input Multiple Output), network logon ca be realized at distances much greater. The use of antennas allows reception and transmission of multiple data streams...

    Provided By University of Craiova

  • White Papers // Jan 2009

    Forecasting Inflation And Its Determinants

    VAR modeling in inflation forecasting has been widely used, and rather successful, even if there have been several critiques of its exactness or accuracy. This paper is structured into two sections. The first one accomplishes a general presentation of VAR modeling in forecasting inflation, and the second is focused on...

    Provided By University of Craiova

  • White Papers // Dec 2008

    Inflation Influence About Investment Decision

    In this paper, the authors are dealing with an issue very important as regards the investment decision, namely the influence that it has on inflation. Thus, in a brief introduction spotlighted how they have perceived inflation today, what it means and how it manifests itself. An ample space in the...

    Provided By University of Craiova

  • White Papers // Oct 2009

    The Global Derivatives Trend In 2008

    At the beginning of the '60 was propagated the efficient market theory by Eugene Fama and for decades the economists considered that the price formed on different markets objectively reflect all available information at that moment in time. Therefore they said that anybody couldn't obtain a better turnover that the...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Corporate Strategies During The Global Crisis

    The financial crisis has created a structural break that shifts many of the competitive parameters that the corporate strategies were built on. Hence, companies have to comprehensively reassess and often redesign their strategies, both to survive the crisis, and to benefit from the next economic upswing. The financial crisis originated...

    Provided By University of Craiova

  • White Papers // Dec 2010

    The Global Financial Crisis As Incentive For Enhancing Assurance For Financial Reporting

    The paper aims to analyze world-wide financial crisis' impact and implications as regards assurance for financial reporting, starting with and comparing reactions of international accounting and audit professional organizations, as regards possible accounting professional's contributions to economical stability, and establishes the global crisis as incentive for enhancing assurance for financial...

    Provided By University of Craiova

  • White Papers // May 2010

    Developments Of Credit Default Swap Contracts Under The Influence Of Global Crisis

    Credit derivatives are the latest tools in the management of the credit risk portfolio. Credit derivatives have grown considerably because they provide an effective mechanism for the exchange of credit risk. While modern banking is built on the sensible notion that a loan portfolio is less risky than a single...

    Provided By University of Craiova

  • White Papers // Jun 2010

    Banking's Implications On Romanian's Business Environment In Context Of Global Financial Crisis

    The economic crisis which has begun in 2007 has brought to surface most of the problems from the Romanian economy. While the highly industrialized countries have engaged heavily in anti crisis measures, Romania preferred to let this phenomenon go away. The problem with the economic crisis is that one cannot...

    Provided By University of Craiova

  • White Papers // Feb 2011

    Impact Of Culture On Global Marketing

    This paper analyzes the international marketing activities under the influence of cultural environments on different markets. The marketing mix concerning product, distribution and communication policy is expanding its significance where cultural values are involved. As methodological approach the authors analyzed each marketing policy taking into account the cultural variable that...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Basel II Versus the Global Financial Crisis

    Basel II - present or future many banks have invested heavily in recent years to improve methods of risk management to meet the Basel II requirements. But some banks still make great efforts to obtain approval of models of risk management. But now that large banks have almost completed the...

    Provided By University of Craiova

  • White Papers // Oct 2009

    Direct Inflation Targeting - Between Hopes And Accomplishments

    Inflation is a negative phenomenon, which affects the economy on both short and long term. On short term, it erodes the purchasing power of the currency and thereby it affects the most vulnerable citizens - those with fixed incomes. On long term, inflation discourages investments and stifles economic growth. Therefore,...

    Provided By University of Craiova

  • White Papers // Jan 2009

    Is China's Economic Growth A Danger For Others Economies?

    Extrapolating past real GDP growth rates into the future, the size of the Chinese economy surpasses that of the U.S. in purchasing power terms between 2012 and 2015; by 2025, China is likely to be the world's largest economic power by almost any measure. The extrapolations are supported by two...

    Provided By University of Craiova

  • White Papers // Jan 2009

    Foreign Direct Investment And Economic Growth

    How does foreign direct investment triggered by foreign economic growth affect domestic economic activity? Estimates produced using foreign GDP growth rates for changes in foreign activity indicate that 10% greater foreign capital investment is associated with 2.2% greater domestic investment, and that 10% greater foreign employee compensation is associated with...

    Provided By University of Craiova

  • White Papers // Sep 2010

    The Private Health Insurance Market In The European Union

    Private health insurance serves three distinct functions in western European health systems. The first is as an alternative for mandatory (statutory) social health insurance arrangements. The second function is to supplement statutory insurance, providing coverage for services not covered by social insurance. A third function of private health insurance is...

    Provided By University of Craiova

  • White Papers // May 2010

    New Options Of Financing The Health Insurance System In Romania

    Romania's health insurance market is stuttering into life, but is restricted by the financial crisis, a lack of comprehensive private medical providers and an absence of long-term Government policy. Healthcare in Romania suffers from a massive budget shortfall. There are fewer than five million contributors and more than 20 million...

    Provided By University of Craiova

  • White Papers // Feb 2011

    Co-payment Mechanisms Within Various Social Health Insurance Systems

    Under the impact of various financial constraints, population growth and demographic aging, most countries, including some well developed ones, are now facing funding shortages in their health insurance systems. Due to these facts, co-payment mechanisms were implemented under several forms, depending on the nature of the people who partake: premiums...

    Provided By University of Craiova

  • White Papers // Jan 2010

    The Future And Perspectives Of Financing The Healthcare System

    Health care can generally be financed in four different ways: social insurance, which is based on tax-like contributions and managed or regulated by the state, a health system, which is completely financed from tax revenues and other government resources, private direct payments (out of pocket) and private health insurance. These...

    Provided By University of Craiova

  • White Papers // Jan 2009

    The Influence Of The Foreign Direct Investment Upon The Foreign Trade

    The increase of the foreign direct investments' volume intercepted by a country determines the increase of the trade balance deficit, due to the imports of technology and of know-how realized by the multinationals' subsidiaries in the host countries, to which are added important profits repatriated proceeded from the exploitation of...

    Provided By University of Craiova

  • White Papers // May 2010

    Global Financial Crisis And Integration Into World Economy

    Mr. Calin Stoica - Diaconovici maintains that "The U.S. image has suffered considerably in the last ten years and the economic crises has brought only resentments to the Wall Street. Andres Martinez, director of the NAF, believes that this century will be an American one. From a military point of...

    Provided By University of Craiova

  • White Papers // Jan 2010

    The Global Financial Crisis Goes Down

    From August 2007 and until the end of 2009, the global financial crisis has broken out in force, at first in the United States of America, with the power of global expansion on long time, and gives also signals of exhaustion by scientific constraints. For the Fed chairman, Ben Bernanke,...

    Provided By University of Craiova

  • White Papers // Dec 2008

    The Correlation Between Research & Development And The Economic Growth In Romania

    The increasing productivity of production factors, due to progresses in science and technology is today the engine of economic growth. The economic theory managed to endogenize the technical progress, first as a result of the unintended activities of firms, then as the result of profit driven behaviour of economic agents....

    Provided By University of Craiova

  • White Papers // May 2009

    Mezzanine Debt: Benefits Or Drawbacks For Firm's Financing?

    Mezzanine finance is an alternative source of finance to debt and equity and it can be helpful in financing the start-up and firms' expansion. But in order to take their investment decisions, the firms should compare the benefits and challenges generated by this form of financing in function of their...

    Provided By University of Craiova

  • White Papers // Mar 2011

    SMEs' Financing - Effects Of The Small Business Act In Europe

    An important initiative in the SMEs sector, the "Small Business Act for Europe"- (SBA) was elaborate in June 2008 by the European Commission and it has as central point the principle "Think small first". The main objective of the Small Business act is to define principles and measures in order...

    Provided By University of Craiova

  • White Papers // May 2010

    Trends And Expectations Regarding Lending Activity

    Lending is one of the most profitable and most important investment activities of the credit institutions. Granting of any credit itself is preceded by an analysis phase of documentation, submitted by the client, then by his approval, according to the internal rules of each bank. The banks, in order to...

    Provided By University of Craiova

  • White Papers // Oct 2010

    Leadership And The Team, Vital Elements Of Management In The Banking System

    The banking industry is a relevant example of dramatical changes in the last 2 years and we can tell that the leaders who administrated the situation have made a good job. Ben Bernanke-US Federal Reserve Chairman, Lloyd Blankfein-Goldman Sachs Chairman are two of the leaders responsible with regaining the trust...

    Provided By University of Craiova

  • White Papers // May 2009

    Considerations On The Retail Credit Market In Romania

    The rhythm of significant growth of the credit, as well as the conduction of it preponderantly towards the population represents characteristics met in Romania until middle of 2008 year. Before these evolutions, the Romanian banks appeared to have found the necessary instruments for a corresponding management of the crediting process....

    Provided By University of Craiova