Banking

Read our tips for putting technology to best use in the financial sector.

  • White Papers // Jan 2009

    Ladies - Dress For Success At your Job Interview

    Are you nervous about what an employer may ask during an interview? Have you considered that an equally important part of an in person discussion is the part where an employer asks, "Do you have any questions?" Some companies consider this a formality. Sometimes the interviewer is just being polite...

    Provided By Articles Factory

  • White Papers // Dec 2008

    Four Secrets To Pain-Free Performance Reviews

    Employers should regularly give meaningful feedback to employees regarding their work performance. Most companies perform a formal evaluation at least annually, and many do it twice annually. Employers who do periodic reviews typically enjoy many benefits for their efforts. In order to evaluate an employee properly, you should have several...

    Provided By Articles Factory

  • White Papers // Nov 2008

    What Are The Key Elements A Solution Must Have To Automate Your Accounts Payable Processes?

    The distributed nature of accounts payable processes often requires approval on several levels, and generates huge volumes of documentation that are difficult to effectively manage. Not only does this increase the amount of time needed to process each invoice, but it also sets the stage for costs to spiral out...

    Provided By Articles Factory

  • White Papers // Jun 2006

    Get Free Payroll Forms Download From the Internet

    In the payroll form a person will see how many hours the person worked for the specified period of time. The person will also see the rate the person is provided. Then all of these shall be calculated for the gross pay a person shall receive. There are many different...

    Provided By Articles4Everyone.org

  • White Papers // Jul 2010

    Skills, Informality, And Development

    This paper makes an attempt to estimate the index of informal sector employment which can be attributed to the supply-push phenomenon. Factors which explain the inter-state variations include the industrial-informal sector wage gap, revenue expenditure, and development expenditure incurred by the government. Increased development expenditure brings in a decline in...

    Provided By University of Delhi

  • White Papers // Aug 2010

    Career Planning In A Competitive Job Market

    Establishing and developing a network of useful contacts is all the more important. Some jobs may never be advertised but are filled by individuals already known to the organization. Perhaps they have worked there e.g. in a paid or unpaid capacity, or they have had substantial contact with the organization...

    Provided By City University London

  • White Papers // Feb 2009

    Increased Control Through Outsourcing: Measuring the Effectiveness of Finance and Accounting Solutions

    With the global economy in flux, consumer spending down, and an expected slow recovery in the offing, today's chief financial officers and controllers are faced with a significant challenge. They have to find a way to reduce operating costs and ensure adequate cash flow, all while positioning their companies to...

    Provided By Affiliated Computer Services

  • White Papers // Dec 2008

    Anatomy Of Bankruptcies: A Cautionary Tale

    When you watch the stock of a famous American company plummet, you may think you see a bargain of a lifetime. But before you buy any beaten-up stock, ask yourself why it's cheap. If the stock is down because of weak fundamentals, a looming bankruptcy could wipe out most if...

    Provided By Charles Schwab

  • White Papers // Mar 2009

    GM Bonds: Risks And Scenarios

    Investors should ask themselves whether they want to accept the risk of holding remaining GM bonds or, if exchanged, common stock going forward. Whatever the outcome, there will be significant challenges, including eventual repayment of the mounting Treasury loans over the long term. In bankruptcy, all bets are off. Terms...

    Provided By Charles Schwab

  • White Papers // Nov 2009

    The Pros And Cons Of Bond Sectors And Types

    There's no single bond market: Fixed income securities come in many flavors and types, and they carry widely varying levels of risk. This paper explains four key sectors - government, credit (corporate and municipal), international and aggressive income bonds. The paper discusses the pros and cons of each. Choosing fixed...

    Provided By Charles Schwab

  • White Papers // Nov 2009

    The Impact Of Interest Rates On Bond Investments

    One of the most fundamental factors to consider in fixed income investing is interest rates, which present both risks and opportunities - particularly in today's low-interest-rate environment. This is important whether you invest in fixed income and are concerned about managing risk in your total portfolio, or if you invest...

    Provided By Charles Schwab

  • White Papers // Apr 2011

    Towards A Role For Regional Banks - Comment On "The Economics Of Regional Demarcation In Banking"

    In its attempts to open up European markets and thus to foster competition, improve consumer welfare, and perhaps also increase growth potentials, the regional demarcation of banking markets has finally come under serious scrutiny by the European Commission (2007). As Raab and Welzel (2011) demonstrate from a purely industrial economics...

    Provided By University of Vienna

  • White Papers // Apr 2009

    Financial Fraud and Internet Banking: Threats and Countermeasures

    To reach the gullible as well as the experienced, cybercriminals are developing new attack methods and new traps. One example is clickjacking. Also known as UI redress attack, this web-related structural weakness can fool users when they view a web page made of two layers. While users believe they are...

    Provided By McAfee

  • White Papers // Oct 2010

    Forecast Revisions Of Mexican Inflation And GDP Growth

    The authors analyze forecasts of inflation and GDP growth contained in Banco de Mexico's Survey of Professional Forecasters for the period 1995-2009. The forecasts are for the current and the following year, comprising an unbalanced three-dimensional panel with multiple individual forecasters, target years, and forecast horizons. The fixed-event nature of...

    Provided By Banco de Mexico

  • Webcasts // Jan 2011

    Automating Compliance and Security With SIEM at the Bank of China

    In this webcast, the presenters speak about increasing compliance requirements and relentless cyber threats and attacks, the Bank of China in New York needed to automate network security to make its IT staff more effective and efficient.

    Provided By NitroSecurity

  • White Papers // Mar 2009

    Bank Loan Announcements And Borrower Stock Returns: Does Bank Origin Matter?

    Banks play a special role as providers of informative signals about the quality and value of their borrowers. Such signals, however, may have a quality of their own as the banks' selection and monitoring abilities may differ. Using an event study methodology, the authors study the importance of the geographical...

    Provided By European Central Bank

  • White Papers // Mar 2009

    What Drives Returns To Euro Area Housing? Evidence From A Dynamic Dividend-Discount Model

    The authors apply a dynamic dividend-discount model to analyse unexpected housing returns in a panel of eight euro area countries which together comprise 90% of euro area GDP. The application of this model allows for a decomposition of house price movements into movements in rent (cash-flow) and expected return news...

    Provided By European Central Bank

  • White Papers // Jul 2009

    Universal Banks And Corporate Control: Evidence From The Global Syndicated Loan Market

    Banks play a role in the corporate governance of firms as well as acting as debt financiers around the world. Universal banks can have control over borrowing firms by representation on the board of directors or by holding shares through direct stakes or institutional holdings. The authors investigate the effects...

    Provided By European Central Bank

  • White Papers // Apr 2010

    Converging Enterprise Communications, IT and the Cloud

    Vendor hype has devalued the promise of unified communications and threatens to cause confusion with the move to cloud computing. In the absence of clear and unambiguous explanations of the benefits of embarking on such projects, end users could be forgiven for thinking that these are technologies without a purpose....

    Provided By NEC Unified Solutions

  • White Papers // Jan 2009

    Outsourced Payroll Administration: How A ASO Solution Helps Your Human Resources Problems

    Next time you get your wages you should seriously consider taking your Payroll Administrator out for coffee. Payroll Management is an extraordinarily complicated job. Here is an example of the work a Payroll Administrator must perform to do her job. In any given pay period, your Payroll Administrator must process...

    Provided By Icthus.Net Communications

  • White Papers // Sep 2006

    Customer Relationship Management in Banking Sector and a Model Design for Banking Performance Enhancement

    Nowadays, many businesses such as banks, insurance companies, and other service providers realize the importance of Customer Relationship Management (CRM) and its potential to help them acquire new customers retain existing ones and maximize their lifetime value. At this point, close relationship with customers will require a strong coordination between...

    Provided By Yildiz Technical University

  • White Papers // Jun 2009

    Performance Analysis of Issues Related to Broadband Services

    Satellite communication offers a number of advantages over traditional terrestrial point-to-point networks. Satellites seem an ideal means for offering Internet and intranet access over long distances and to remote locations. However, Internet protocols are required to be optimized for satellite conditions, and consequently, the throughput over satellite networks is restricted...

    Provided By Walchand College of Engineering

  • White Papers // Jan 2010

    Clock and Data Recovery Circuit for 2.5Gb/s Burst-Mode Receiver

    This paper describes a 2.5Gb/s CDR for asynchronous burst-mode data transmission, such as ATM-PON. A CDR employing gated-oscillators was designed and simulated using AlGaAs/GaAs HBT. The gated-oscillator consumes 1.12 W of power with a single - 7 V supply, and the differential output voltage swing is 0.9 Vp-p into 50...

    Provided By Information and Communications University

  • White Papers // Dec 2009

    Credit Card Interchange Fees

    The authors build a model of credit card pricing that explicitly takes into account credit functionality. They show that a monopoly card network always selects an interchange fee that exceeds the level that maximizes consumer surplus. If regulators only care about consumer surplus, a conservative regulatory approach is to cap...

    Provided By European Central Bank

  • White Papers // Jan 2010

    Defining GAAP As It Applies To Accounting Guidelines

    GAAP stands for Generally Accepted Accounting Principles. When your company's accounting guidelines are set up to comply with GAAP, your accounting is being performed correctly. GAAP is a framework of accounting standards, rules and procedures defined by the professional accounting industry, which has been adopted by nearly all publicly traded...

    Provided By eHow

  • White Papers // Jan 2010

    Why Is The Accrual Basis Of Accounting Accepted By GAAP?

    Accrual-based accounting recognizes economic transactions as they occur in the normal operations of business. This accounting method follows Generally Accepted Accounting Principles (GAAP) matching principle, matching revenues earned with the money expensed to earn that revenue. GAAP requires the use of accrual accounting because it presents a true picture of...

    Provided By eHow

  • White Papers // Jan 2010

    How To Cut Business Budget Expenses

    Business proposals take a lot of thought, analysis, time and effort to produce. Regardless of what you're proposing, chances are it's an investment that involves financial expense. Presenting a proposal with no consideration for your company or client's budget is a grave mistake. Always write a budget for a business...

    Provided By eHow

  • White Papers // Jan 2010

    How To Write A Business Budget

    Unfortunately, many small business owners neglect the crucial step of creating a clearly defined budget before spending money on behalf of the business. Without a budget the business is in danger of either overspending or spending on the wrong things because there are no limitations. A good budget will give...

    Provided By eHow

  • White Papers // Jan 2010

    How To Make A Company Budget Plan

    Creating a set budget for a company should not be intimidating. It should, however, be planned in depth in order to achieve the maximum financial outcome. Whether you are starting a company budget or planning an existing company budget, the same rule applies - develop a strategic plan for a...

    Provided By eHow

  • White Papers // Jan 2010

    How To Build A Budget For Your Small Business

    A budget becomes more realistic when it is based on as much objective, factual information as possible. By taking what you know and what you can find out and using that information as building blocks, you can develop a budget that will be a useful tool in assessing your performance...

    Provided By eHow

  • White Papers // Jan 2009

    How To Build An Operating Budget For Your Small Business When You Sell Products

    One way to build an operating budget is to determine the direct and indirect cost per unit of product. Once you calculate the total cost per unit you could add a margin to determine your sales price. You can calculate the number of units you can produce each month based...

    Provided By eHow

  • White Papers // Jan 2010

    How To Create An Operating Budget

    An operating budget is a required component of a business plan used by an entrepreneur prior to opening the business. Once the business is open, the operating budget is analyzed and updated at least once a year to reflect realistic costs and revenues. An operating budget covers every aspect of...

    Provided By eHow

  • White Papers // Jan 2010

    How To Start A Small Business Budget

    A small business is a big step for any individual. There are many expenses, and it can be very stressful at times. Your budget is a very large part of your success. The budget helps you calculate how much your business is profiting over time. Many small businesses do not...

    Provided By eHow

  • White Papers // Jan 2010

    About Wrongful Termination

    In a perfect world, an employer would be blind to his employee's color, sex, age and religion. However, the world is nowhere near perfect, and some employers are so drunk with power that, at times, it takes a lawsuit to sober them up. In some cases, an employer can terminate...

    Provided By eHow

  • White Papers // Jan 2009

    How Does Payroll Outsourcing Work?

    Payroll can be prepared by employees within a company, or it can be outsourced to a payroll service. Many businesses have discovered that outsourcing payroll to a professional service actually saves the company time and money. When a company opts to prepare its payroll in-house, there are employee expenses for...

    Provided By eHow

  • White Papers // Jan 2010

    What Is Receivable Factoring?

    Factoring receivables is a process by which companies that do not want to manage or collect their account receivable balances can sell their balances at a discount for cash. Accounts Receivable (A/R) factoring is a tool used by businesses to gain quick access to cash without obtaining a loan or...

    Provided By eHow

  • White Papers // Jan 2010

    What Is A Factoring Company Account?

    A factoring account is a business's agreement between a company and a factoring agency. Accounts receivable factoring is a form of financing where a business sells its accounts receivable to another company for a percentage of the accounts' value. The company that purchases the accounts is the factoring company, or...

    Provided By eHow

  • White Papers // Jan 2010

    How To Convert Statutory Accounting Principles To GAAP

    State insurance regulators require insurance companies to keep their accounting records for filing annual financial reports in accordance with Statutory Accounting Principles (SAP). The Internal Revenue Service requires insurers to report their financial statements and tax returns in accordance with Generally Accepted Accounting Principles (GAAP). The primary difference between SAP...

    Provided By eHow

  • White Papers // Nov 2011

    Design of Simulated Pattern Painting Based on Image Segmentation and Recognition Method

    The paper introduces the segmentation method of binary image and grey level image into the design of simulated pattern painting. They are region segmentation method based on seeds and region segmenting and merging method. Firstly according to the design characteristic of simulated pattern painting, it carries on the chromatic image...

    Provided By Academy Publisher

  • White Papers // Sep 2011

    Enriched Format Text Categorization Using A Component Similarity Approach

    Text categorization has been widely studied for years. However, conventional plain text categorization approaches which work good in plain text behave poor when they are simply applied to enriched format texts. An categorization approach that is applicable to enriched format text is proposed. During feature selection, the authors get feature...

    Provided By Academy Publisher