Banking

Read our tips for putting technology to best use in the financial sector.

  • White Papers // Jan 2010

    How To Convert Statutory Accounting Principles To GAAP

    State insurance regulators require insurance companies to keep their accounting records for filing annual financial reports in accordance with Statutory Accounting Principles (SAP). The Internal Revenue Service requires insurers to report their financial statements and tax returns in accordance with Generally Accepted Accounting Principles (GAAP). The primary difference between SAP...

    Provided By eHow

  • White Papers // Nov 2011

    Design of Simulated Pattern Painting Based on Image Segmentation and Recognition Method

    The paper introduces the segmentation method of binary image and grey level image into the design of simulated pattern painting. They are region segmentation method based on seeds and region segmenting and merging method. Firstly according to the design characteristic of simulated pattern painting, it carries on the chromatic image...

    Provided By Academy Publisher

  • White Papers // Sep 2011

    Enriched Format Text Categorization Using A Component Similarity Approach

    Text categorization has been widely studied for years. However, conventional plain text categorization approaches which work good in plain text behave poor when they are simply applied to enriched format texts. An categorization approach that is applicable to enriched format text is proposed. During feature selection, the authors get feature...

    Provided By Academy Publisher

  • White Papers // Nov 2011

    Evolution and Thinking of the Accounting Supervision Mode of China's State-owned Enterprises

    State-owned enterprise is an important and indispensable component of China's national economy. Transformation and innovation of accounting supervision mode of State-owned enterprises play a decisive role in building and improving China's modern enterprise system. China's current accounting supervision model of state-owned enterprises is continuously innovating. It's theoretically and practically significant...

    Provided By Academy Publisher

  • White Papers // Mar 2009

    Testing the Cloud

    Cloud Computing presents tangible benefits to businesses. These can be both immediate and vast ranging, from reductions in cost of ownership to location independence. However along with these potential benefits comes a new set of concerns; security, privacy, availability, performance and integrity. Suitable testing must be at the core of...

    Provided By AppLabs

  • White Papers // May 2009

    The Testing Approach to Stock Exchange Applications

    From the days of physical scrip to dematerialized stocks and from the days of simple equities to structured products, stock exchanges throughout the world have witnessed enormous change in their functioning. And ever since the introduction of online trading, the financial market has undergone a rapid change, leading to complexities...

    Provided By AppLabs

  • White Papers // Jan 2010

    Avert Legal Battles With A Former Employer In Your Industry

    When one leaves a company to start his own, it's logical to make use of the knowledge, business relationships and experience you already have. However, if the new venture is in the same industry as the former employer, it's important to know the legal rights. If one is considering starting...

    Provided By MasterCard

  • White Papers // Jan 2010

    The Case For Health Care Coverage

    There are nearly 20 million micro-businesses - businesses with fewer than 10 employees - in the United States, according to NASE, and every year, fewer of them can afford health care. "It's not a pretty picture," the author says. A 2005 survey of America's smallest businesses by NASE pointed out...

    Provided By MasterCard

  • White Papers // Jan 2010

    How Underground Utility And Cable Installation Construction Companies Can Get Working Capital

    This paper explains how to obtain working capital for your underground utility or cable installation company. Running a construction company that installs underground utilities or over ground cables can be very profitable. Most of the times, the clients are top rates companies such as major utilities or cable operators. Although...

    Provided By Buzzle.com

  • White Papers // Jan 2010

    Small Business Loans And Working Capital Management Changes

    Small business owners are currently faced with an imposing number of changes when they are seeking working capital financing and small business loans. Commercial borrowers should approach the situation by planning ahead with contingency financing strategies for their business financing options. There have recently been a number of small business...

    Provided By Buzzle.com

  • White Papers // Feb 2010

    Working Capital Loans And Business Financing Need Intensive Care

    The concept of intensive care being necessary for working capital loans accurately reflects the stress and uncertainties that most small business owners are experiencing when requesting business financing from banks. Experienced specialists can frequently help in restoring financial health even though the commercial financing patients (business borrowers) might be in...

    Provided By Buzzle.com

  • White Papers // Mar 2010

    Credit Card Processing Advances And Working Capital Basics

    To improve their understanding of working capital management options, small business owners should review the basics for credit card processing advances and working capital financing. The potential of reducing a significant business expense is likely to be appealing to even thriving small businesses. It is frequently a good idea to...

    Provided By Buzzle.com

  • White Papers // Apr 2010

    Working Capital Financing In Six Words

    By describing working capital financing options in six words, this report provides a concise explanation of short-term small business financing and cash management issues. In addition to reducing credit card processing costs, practical working capital alternatives include working capital loans and merchant cash advances. "Avoid a long and winding road"...

    Provided By Buzzle.com

  • White Papers // Jan 2010

    Working Capital Requirement

    This paper provides an insight on working capital requirements for a business. There are four main financial requirements of a business, namely, working capital, fixed assets, marketing costs and a contingency fund. Financial management for a business involves managing all of these in an efficient manner. Working capital is the...

    Provided By Buzzle.com

  • White Papers // Mar 2010

    What Is Net Working Capital

    Net working capital is calculated to know the current liquid position of an organization. It is the difference between the short term assets, also known as the current assets of an organization, and the short term debts or the current liabilities of a company. Net working capital is a good...

    Provided By Buzzle.com

  • White Papers // May 2010

    Working Capital Line Of Credit

    Working capital line of credit is nothing but loans which you may take from a bank to finance your business. It is different from a business loan, in a business loan you borrow a fixed amount of money and repay it in monthly installments which is pre-decided. This is the...

    Provided By Buzzle.com

  • Tools & Templates // Jan 2009

    Sample Payroll Assistant Cover Letter

    Use this template as a cover letter to apply for the post of payroll assistant. When writing a payroll assistant cover letter make sure you tell the hiring manager your expertise and experience assisting the payroll examiner to do his or her job: making sure employers comply with laws and...

    Provided By Job Bank USA

  • White Papers // May 2010

    Insolvency Of An Enterprise And Methods Of Financial Analysis For Predicting It

    The purpose of this paper is to draw attention to the topical problem of entity-level insolvency and the insolvency prediction models. Definitions, symptoms, causes and factors affecting insolvency, suggested by various authors, are reviewed. The impact of enterprise insolvency on a country's economic growth is weighed up. Finally, the paper...

    Provided By Vilnius University

  • White Papers // Apr 2010

    Budget Allocation For Permanent And Contingent Capacity Under Stochastic Demand

    The authors develop a model of budget allocation for permanent and contingent workforce under stochastic demand. The level of permanent capacity is determined at the beginning of the horizon and is kept constant throughout whereas the number of temporary workers to be hired must be decided in each period. Compared...

    Provided By Technische Universiteit Eindhoven

  • White Papers // May 2009

    Neural Network Based Switching Models for VLSI Design of ATM Networks

    This paper presents a framework for designing neural network solutions using extensions of the competitive learning Artificial Neural Network(ANN) model for ATM networks in VLSI design. Unlike conventional LANs, ATM LANs utilize a mesh topology comprising a number of interconnected switching exchanges similar in principle to that used in conventional...

    Provided By Academy Publisher

  • White Papers // Jun 2011

    Research on Real-Time Publish/Subscribe System Supported by Data-Integration

    At present, distributed real-time applications flourish, including the military systems, telecommunications, factory automation, traffic control, financial trading, medical imaging, and so on, these applications will need to make real-time reliable data transmission. Publish/Subscribe interaction scheme is very suitable for distributed communications system applications. In this paper, based on the OMG...

    Provided By Academy Publisher

  • White Papers // Feb 2011

    Study on Rational Application of eXtensible Business Reporting Language

    Extensible Business Reporting Language (XBRL) has developed rapidly since its birth as one of accounting information processing standards and the latest technology. The governmental departments (including finance, taxation, business and other institutions), listed companies, famous software companies, academic institutions and other professions are paying more and more attention to the...

    Provided By Academy Publisher

  • White Papers // Jun 2010

    TOMIN: Trustworthy Mobile Cash With Expiration-date Attached

    Online mobile payment systems based on mobile cash provide privacy to customers and are feasible for real point of sale, virtual point of sale, and person-to-person mobile commerce scenarios. The merchant does not perform complex operations and the bank verifies the validity of the mobile cash before the merchant delivers...

    Provided By Academy Publisher

  • White Papers // Jun 2009

    Routing in Mobile Wireless Networks for Realtime Multimedia Applications-Reuse of Virtual Circuits

    Routing places an important role in determining the quality of service in wireless networks. The routing methods adopted in wireless networks have many drawbacks. This paper aims to review the current routing methods used in wireless networks. This paper proposes an innovative solution to overcome the problems in routing. This...

    Provided By Dhofar University

  • White Papers // Jan 2009

    Job Interview Techniques Which Help You Secure The Job

    To give yourself the best chance possible to secure a job at an interview, you want to convey three things to the prospective employer: you would make a good, valuable employee, the job opening is a good fit for you, and you are interested in and enthusiastic about the position...

    Provided By HELIUM

  • White Papers // Jan 2009

    Why File A Wrongful Termination Claim?

    Many people have lost their jobs and believe that they shouldn't have been terminated. There are a lot of reasons why employees are dismissed and why employers have dismissed them. One of the main reasons an employee would file a wrongful termination claim is to make it legally and publicly...

    Provided By HELIUM

  • White Papers // Jan 2010

    Budgeting For Small Businesses

    Wondering how to prepare a budget for your small business? Budgeting is critical in business no matter what size your business is. This paper gets you started with small business budgeting. Budgeting is an important and necessary part of small business ownership. To begin with, lenders and investors are going...

    Provided By Gaebler Ventures

  • White Papers // Jan 2010

    Creating A Budget For A Business

    This paper covers the fundamentals of business budgeting. If you are not creating a business budget, you may be impeding on your chances of owning a successful business. Business budgeting is an indispensable tool that can help ensure business success. But, surprisingly, many business owners don't understand what business budgeting...

    Provided By Gaebler Ventures

  • White Papers // Jan 2010

    Budgeting For Small Businesses: Budgeting Mistakes

    Budgeting mistakes can be deadly. Wouldn't it be horrible if you did everything right to set your business on the path to success, but a few budgeting mistakes ultimately lead to your downfall? This paper gives a list of budgeting mistakes and budgeting tips to review before you start your...

    Provided By Gaebler Ventures

  • White Papers // Jan 2010

    Business Finance: Basic Guide To Capital Budgeting

    There may be only a few projects that your company can undertake when they first start up. This is why budgeting your money in the most efficient way is so important. If you choose unprofitable or sub-optimal projects, it will be harder to get your company off the ground. However,...

    Provided By Gaebler Ventures

  • White Papers // Jan 2010

    Small Business Accounting: Factoring Receivables

    Factoring receivables can get you out of a cash flow crunch in a hurry. The business is keeping its head above water, but cash is tight and another bank loan just isn't an option. The cash flow pinch has your back against the wall and you're starting to wonder whether...

    Provided By Gaebler Ventures

  • White Papers // Jan 2010

    Factoring Receivables: The Basics

    Factoring receivables lets you unlock cash that's tied up in your unpaid invoices. Freeing up cash flow in this manner can be an effective way to solve short-term financial crunches. Apart from the unpleasantness often associated with tracking down overdue invoices, collecting accounts receivables takes time and attention away from...

    Provided By Gaebler Ventures

  • White Papers // Sep 2009

    How To Find Small Business Budgeting Software

    Business budgeting is a basic but essential process that allows businesses to attain many goals and keep track of expenses. How can business budgeting software help and is it really necessary for a small business? Budgeting with software gives a business owner control over the accuracy, completeness, and timeliness of...

    Provided By Suite101

  • White Papers // Apr 2009

    Financial Budgeting In Four Simple Steps: Free Budgeting Help

    As an entrepreneur, budgeting is an essential skill - no matter what kind of business being run, or how involved in day to day operations an entrepreneur is. Why? Because in order to know how much to draw in salary (say, to fill out when working through a business plan)...

    Provided By Suite101

  • White Papers // Nov 2009

    Budgeting And Forecasting Financial Planning

    Many business professionals believe that creating a budget and forecast are a waste of time. The general consensus of these adversaries is that the future is impossible to predict, so why even bother. A budget and forecast are never 100% accurate. The budget and forecast should not be considered a...

    Provided By Suite101

  • White Papers // Nov 2009

    Small Business Budgeting - Financial Planning

    Business budgeting is important for maximizing profits and giving the company financial direction. The first step to creating a budget is the creation of the sales forecast. The forecast is an estimate of future sales and other types of income. Although the budget is not a prediction of the future,...

    Provided By Suite101

  • White Papers // Jun 2014

    Transform your email management ROI

    Mimecast commissioned Forrester Consulting to examine the total economic impact and potential return on investment (ROI) enterprises may realize by deploying its Unified Email Management solution.

    Provided By Mimecast

  • White Papers // Jan 2009

    How To Use Credit Card Financing And Business Cash Advances

    The use of credit card financing often refers to business cash advances in which working capital is obtained by business owners based upon future credit card processing activity. Alternatively the use of personal credit cards to obtain a cash advance is also referred to as a credit card loan. With...

    Provided By iSnare.com

  • White Papers // Oct 2009

    Accounting 101: Accounts Payable - Small Business Bookkeeping Basic Account Entry Lessons

    Accounts payable (AP) is an important part of almost every small business. When purchases are made, most businesses are given credit terms where the money is paid at a later date. Payments to be made for purchases at a later date are known as accounts payable. There are two basic...

    Provided By Suite101

  • White Papers // Jan 2009

    Days In Accounts Receivable Ratio: Measuring The Cash Flow Of A Business

    A company that provides customers credit, or that allows payments over time needs to have a good understanding of when they can be expect to be paid. Looking at historical ratios can provide insight, as well as offering an opportunity to benchmark against other companies. The days in accounts receivable...

    Provided By Suite101