Banking

Read our tips for putting technology to best use in the financial sector.

  • White Papers // Jan 2010

    How To Investigate Unexpected Variance In Your Business Budget

    You are a small business owner with a solid budget. Great! However, there are unexplained variances in your budget. Oh-oh! It is important that you investigate unexpected variances as quickly and thoroughly as possible. Unfortunately, the unexpected variance will almost never be in your favor and there are a number...

    Provided By BusinessKnowledgeSource.com

  • White Papers // Jan 2010

    Tips For Managing Your Budgeting Process

    Before even beginning your business, you will need to create a budget. This is a part of the business plan required to get business financing. After your business is running the budget will become the centerpiece for making operating decisions so it is important to make a good budget that...

    Provided By BusinessKnowledgeSource.com

  • White Papers // Jan 2010

    How To Cope With Uncertain Figures When Creating Budgets

    Are you trying to put together a budget for your business? A budget is a very important part of a business for many reasons. One of the most important reasons to have a budget for your business is so that you will not overspend the money that you have! Instead,...

    Provided By BusinessKnowledgeSource.com

  • White Papers // Jan 2010

    How To Deal With Budget Variances

    Business budgets require a lot of work to create, and in order for a budget to function properly your business will need to stick to the budget as closely as possible. However, even the most closely followed budgets can end up with some type of budget variance at one time...

    Provided By BusinessKnowledgeSource.com

  • White Papers // Nov 2008

    Develop A Lay Off Early Warning System

    More and more employers are seeing labor as a mere cost to be minimized instead of a resource to be leveraged, nurtured, and maximized. You have to learn about your employer's competition and other companies that are similar to your employer in their business endeavors, size, and structure. In addition,...

    Provided By Associated Content

  • White Papers // Oct 2013

    IDC Topline: Demystifying Managed Print Service

    This paper will define the overarching concept of Outsourced Document Services (ODS) and then drill down on characteristics of the various document services under ODS, which include MPS; enabling the reader to differentiate MPS from the other print services offerings in the market. Lastly, the benefits of MPS will be...

    Provided By Fuji Xerox

  • White Papers // Oct 2013

    Case Study: ENERGEX cuts costs while achieving sustainable outcomes

    As one of the country's fastest growing organisations with more than 3,800 staff, ENERGEX has expanded rapidly over the last five years in line with increasing electricity demand in South East Queensland. Having experienced strong growth since 2003, ENERGEX initiated numerous initiatives to introduce greater operational efficiencies across the business....

    Provided By Fuji Xerox

  • White Papers // Oct 2010

    HIPAA Audit Compliance For

    As of April 20, 2006 all level of health plans must comply with Health Insurance Portability and Accountability Act (HIPAA). The intent of this paper is not to provide the reader a detailed overview of HIPAA, its encompassing requirements and impact on the organization. The fact is if they are...

    Provided By e-DMZ Security

  • White Papers // May 2009

    How To Analyze A Company's Cash Flow Statement

    The cash flow statement has three sections, cash flow generated by or used by operations, cash flow generated by or used by investing activities, and cash flow generated by or used by financing activities. Cash flow generated by or used by operations reflects the cash produced by (or used by)...

    Provided By Associated Content

  • White Papers // Oct 2008

    Cash Vs. GAAP Financial Statements

    Most companies do their day to day accounting practices using the "Accrual method". This allows them to track their revenue and expense as they are 'Accrued'. There are some smaller, usually sole proprietor type businesses, which use the "Cash basis" also sometimes referred to as 'Checkbook' or "Passbook' accounting. This...

    Provided By Associated Content

  • White Papers // Jan 2009

    Interview Skills

    Having a good resume and a solid work history is important, but employers see a lot of good resumes, especially these days. You will want to spend some time on your resume and make certain it is done professionally and presents you in the best possible light. Your resume's job...

    Provided By Associated Content

  • White Papers // Jan 2009

    What Is The Cash Flow Statement

    Like the income statement, the cash flow statement also reflects changes over a period of time, rather than being a snapshot at a fixed point in time as in the balance sheet. This statement reflects all the movements of cash into the company (cash inflow) and out of the company...

    Provided By E-articles.info

  • White Papers // Jan 2010

    Music Industry Business Plan: Live And Recorded Music

    Whether you are a band, artist manager, record label, or music store, if you can learn how to take the best advantage of both live and recorded revenue streams, you may be able to beat competitors at the music game. Your business plan should describe your strategy of utilizing these...

    Provided By Growthink

  • White Papers // Jan 2010

    How To Choose The Right Business Factoring Company For Your Business

    If you run your own business that has a large number of credit clients, then you would have realized that it could be very difficult to meet your daily expenses without a steady inflow of cash. You might have wished time and again for a way, by which you could...

    Provided By contentdig.com

  • White Papers // Jan 2010

    What To Look For In An Accounts Receivable Financing Program

    What account receivable financing is all about? It is a program of converting your business invoices, private or government, into cash easily and without any personal guarantees or long term contracts. Sometimes small business owners have to struggle hard to obtain capital to meet the cash requirements in the organization....

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  • White Papers // Jan 2010

    Why Freight Bill Factoring Is Important In Business

    Freight invoice factoring is important in business because it is a viable financing tool for growing businesses, providing them with a solution to accelerate slow payments and free up cash flow. However, for factoring to work successfully for you, your business must have a commercial or government clientele and provide...

    Provided By contentdig.com

  • White Papers // Jan 2010

    How To Use Freight Factoring To Expand Your Trucking Business

    If you are issuing a large number of credit invoices in your trucking business, but still feel that there is no money to pay for your expenses, then you are not alone. The nature of the trucking business is such that no matter how well you do you will still...

    Provided By contentdig.com

  • White Papers // Jan 2010

    The Advantages And Disadvantages Of Business Factoring

    If your business gets cash-flow blockages on a regular basis due to a large number of credit clients being on your sales ledger, then you could find a lot of cash constraints affecting the smooth functioning of your business at regular intervals. Business factoring is a process, where a factoring...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Pitfalls To Avoid When You Go In For Business Factoring

    Factoring is a smart way to bring in cash flow to your businesses. It provides ready capital to meet the ongoing daily operational expenses. The procedure is relatively simple and quick hence, this type of funding is gaining popularity with business houses. However, while working out the solution to augment...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Freight Brokers: Factoring Your Freight Bills Will Help Your Cash Flow

    You are in a profitable business, if you run a freight brokerage company. However, it can prove very challenging financially if you do not have a nice cash cushion to help pay off your drivers on time. Your clients may take anywhere from a month to two months to clear...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Help Your Small Business Grow With Business Factoring

    As a small business owner there is often times when face a cash crunch. Small businesses generally have customers who pay after a period of 30 to 60 days or even more. Factoring involves selling of invoices or accounts receivables to the factoring companies. The factors will accept the receivables...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Freight Factoring Tips For Companies

    Without cash, you just can't move forward in the transport business because cash is required for virtually every transaction such as paying fuel bills, employee salaries, repairs and maintenance bills and other expenses. It's not that the transport business does not generate cash. It certainly does so, but since most...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Solve Your Cash Flow Issues With Freight Bill Factoring

    If you are in the trucking industry then you must be aware of how difficult it is to manage various expenses without enough cash in your hands. The payments that you are supposed to receive from your clients, government or non-government, usually come after a period of 30 to 90...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Your Guide To Truck Factoring Services

    Truck factoring is a great arrangement, especially for the owner of the vehicle. It is a relaxing arrangement and reduces the amount of stress and tension that normally would leave any trucker worried. The flow of money is constant as long as they have assured business. For any person who...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Freight Bill Factoring: A Great Financing Option For Transportation Companies

    Transportation is a very cash-flow-intensive business. The operational costs of running this business are huge. Small and medium size trucking companies find it difficult to manage the ever-increasing fuel bills, driver payments, and breakdown/repairs, lease rentals, tire purchases and salaries. However, most trucking companies are profitable, very few new and...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Freight Factoring: A Boon To Transportation And Logistics Companies

    Freight factoring is in fact an extension of the trucking company's business. It offers an easy alternative to bank loans. The trucking company does not have to give any collateral security and interest. Freight factoring is flexible as the advances increase, as more freight bills are submitted and factoring fee...

    Provided By contentdig.com

  • White Papers // Jan 2010

    How Accounts Receivable Financing Works

    Finance is the basic requirement of any business-be it a small business or large. There are banks, private financial firms that provide finance to a business. Accounts receivable financing is a kind of safety loan where the company that supplies the material to the clients remains satisfied as it has...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Improve Your Cash Flow With Business Factoring

    All businesses big or small face situations where they feel a cash crunch would hamper their growth opportunities. Usually, it is difficult for a company to arrange for loans and advances from banks as banks require substantial assets as collateral. In such situations the cash flow needs can be satisfied...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Factoring: What's In It For You?

    Factoring or Accounts Receivable Financing is a tool for providing working capital and cash flow to businesses of all sizes and in all industries. It is especially useful for startups and for small, minority, women-owned and / or disadvantaged companies. There are many reasons why Factoring should be considered. This...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Advantages And Disadvantages Of Debt Factoring

    Debt factoring takes place when a business sells its accounts receivable to a specialized finance company known as a factor. The receivables are sold at a discount and the factor has the responsibility of collecting the outstanding amounts. This is also referred to as accounts receivable financing or factoring. This...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Analyzing Receivables Purchase Agreements

    A Receivables Purchase Agreement is a contract for the purchase and sale of a company's accounts receivable. Accounts receivables is a collection of the accounts that a company reasonably believes, by performance on a contract or history of past performance, will generate income. A company purchasing those accounts receivables is...

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  • White Papers // Jan 2010

    Accounts Receivable Financing And The Trucking Industry

    Many owners of trucking companies often face a very tricky situation. They will have clients who do not pay their invoice before the credit period of 30 to 60 days, while at the same time being in constant need of finance to pay off different expenses. Truck driver's wages, fuel,...

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  • White Papers // Jan 2010

    Receivables Factoring Companies: Learn How You Can Expand Business Options

    Invoice factoring advantages: imagine how you could grow your business with excellent cash flow. When you partner with invoice factoring companies, you can receive payment on your customer invoices within 24 hours of billing, freeing up your company's cash flow. So, by not investigating factoring companies, you may be limiting...

    Provided By contentdig.com

  • White Papers // Jan 2009

    Tips For Reducing Costs In The Form Of Payroll Deductions

    Every business has expenses and costs that are a necessary part of business. The trick is simply to not let your expenses and costs overpower your income. There are many tips to achieving this goal, including reducing overhead, office costs and even reducing payroll. This paper gives some tips for...

    Provided By BusinessKnowledgeSource.com

  • White Papers // Jan 2009

    Electronic Payroll - Is It Right For You?

    In this information day and age, more and more employers are turning to electronic payroll in order to get their employees their paychecks, and for good reason. There are many benefits to using electronic payroll that are beneficial to all involved. Electronic payroll helps ensure that account numbers and checks...

    Provided By BusinessKnowledgeSource.com

  • White Papers // Jan 2009

    Ways To Increase Your Working Capital

    Every business needs some type of working capital. Working capital is defined as the money that is available to any business for their use or the current assets of a business minus the liabilities of the business. The working capital of a business is what is used to pay the...

    Provided By BusinessKnowledgeSource.com

  • White Papers // Jan 2010

    Non Recourse Factoring Vs. Recourse Factoring

    Factoring is a means of getting a cash advance on payable invoices. Factoring companies hold the payable invoices, and the business gets the much needed cash. There is a fee, of course, for this service, and the service has two types of factoring coverage: recourse and non recourse. Both types...

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  • White Papers // Jan 2010

    Recourse Or Non-Recourse Factoring, Which Is Better

    For your business to flourish in spite of supplying to credit customers on a regular basis, you will need to have ready cash in your hand every time you need to pay your suppliers and your employees, and even take care of routine expenses. Business factoring is one such method...

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  • White Papers // Jan 2010

    Invoice Factoring Can Save Your Business

    Invoice factoring is the basic practice of selling invoices to financial factoring companies for the purpose of receiving money right away. Smaller companies often fall into the financial trap of not having available resources and therefore sell their invoices to financial agencies in order to gain working capital. This practice...

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  • White Papers // Jan 2010

    How Does Business Factoring Work

    Business factoring is also known as invoice discounting, debt factoring, receivables factoring, among others albeit with a few small alterations. This is a very helpful financial tool for fast growing companies that have many credit clients in the pipeline, but not enough ready cash to service them effectively and meet...

    Provided By contentdig.com