Banking

Your business can calculate and account for ROI and TCO with the right financial management.

  • White Papers // Jan 2010

    How To Become An Accounting Clerk

    Accounting is a very important part of nearly all companies and organizations and it involves an abundance of tasks. In addition to accountants, trained professionals are required to keep financial records and handle a variety of financial transactions. This is the job of accounting clerks. Accounting clerks need at least...

    Provided By DegreeFinders.com

  • White Papers // Jul 2009

    IT Must Play a Key Role in Adapting to IFRS

    In late November 2008, the Securities and Exchange Commission (SEC) released for comment its proposed roadmap of the steps required for conversion from US Generally Accepted Accounting Principles (US GAAP) to International Financial Reporting Standards (IFRS). Its release takes closer to a single set of high-quality, globally accepted accounting standards,...

    Provided By Ernst & Young

  • White Papers // Aug 2009

    Enhancing Receivables For Improved Business Performance

    Since the start of the financial crisis, working capital management has become a dominant theme for corporate treasurers. In a constrained credit market with a high cost of borrowing through overdrafts or the capital markets, corporate are forced to look internally for ways to address costly inefficiencies in the financial...

    Provided By Association for Financial Professionals

  • White Papers // Jun 2009

    RMA Study Examines Statistics For Days Payables Outstanding

    During tough economic times, monitoring your Day's Payables Outstanding (DPO) metric is extremely important. DPO shows how long it takes you to pay vendors. It's important because it's a key component in your company's formula for calculating working capital. Companies must maintain the proper amount of working capital to pay...

    Provided By Accounts Payable 360

  • White Papers // Mar 2009

    AP Automation: Overcoming Common Barriers To Paper-Free AP Processing

    When AP departments begin to implement new automation, there are certain obstacles that are bound to pop up. Luckily, there's enough experience here to reveal what these common obstacles are - and how AP managers dealt with them and were able to get their department further down the road to...

    Provided By Accounts Payable 360

  • White Papers // Jan 2010

    Budgeting - Forecasting Profit And Cashflow For A Future Period

    Perhaps one of the most important tools for small business success is the financial budget. This is a forecast of the expected income and expenditure that will be generated by the operations of the business for a period into the future. The time period extends from several months to a...

    Provided By ABC Article Directory

  • White Papers // Jan 2010

    Keep Your Accounts Receivable Current

    Accounts receivable is the money you've earned - but not yet received - from your customers. You should do everything you can to cut down the amount of time it takes for your customers to pay up. After all, your business needs cash to run. When the amount of time...

    Provided By Dun & Bradstreet

  • White Papers // Jun 2009

    Accounts Payable Outsourcing Achieves Dramatic Results

    One of the areas that businesses have turned to in order to cut costs is invoice processing in accounts payable. Previously, companies would implement the latest technology as part of an in-house solution to cover individual AP processes such as data entry into an ERP system, verification of signature approval...

    Provided By Articles Factory

  • White Papers // Jan 2010

    Factoring Account Receivables

    Factoring account receivables is an important service from which many companies would benefit, for reasons of freeing up cash flow and having more operating capital. In today's business world, accounts receivables can often have the effect of holding up a company's much needed cash, which would otherwise be used to...

    Provided By DirectoryM

  • White Papers // Jan 2010

    Account Receivable Factoring

    Account receivable factoring is something that all businesses must take into account when creating their financial income statements at the end of a fiscal term, whether it's in quarters or years. Regardless of how a company defines its terms, accounts receivables can be some of the most important aspects of...

    Provided By DirectoryM

  • White Papers // Jan 2010

    Factoring

    There are many ways to keep the cash flowing when handling your business and dealing with the business world. One of the methods utilized to maintain cash flow, a method that is growing quickly in popularity, is that of factoring. Factoring is the practice of selling your accounts receivable at...

    Provided By DirectoryM

  • White Papers // Jan 2010

    Factoring Benefits

    Invoice factoring, (also called accounts receivable finance, or accounts receivable factoring) is a form of commercial finance whereby a business sells its accounts receivable (in the form of invoices) at a discount. Factoring is considered off balance sheet financing in that it is not a form of debt or a...

    Provided By DirectoryM

  • White Papers // Jan 2010

    Factoring Considerations

    Factoring to sustain a non-profitable business without some hope of profitability in the future is a sure way to drive yourself into bankruptcy. Instead, you should let your business die a dignified death. Factoring so that you can remove cash from your business is a bad idea, akin to taking...

    Provided By DirectoryM

  • White Papers // Jan 2010

    Analyzing Receivables Purchase Agreements

    A Receivables Purchase Agreement is a contract for the purchase and sale of a company's accounts receivable. Accounts receivables is a collection of the accounts that a company reasonably believes, by performance on a contract or history of past performance, will generate income. A company purchasing those accounts receivables is...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Accounts Receivable Financing And The Trucking Industry

    Many owners of trucking companies often face a very tricky situation. They will have clients who do not pay their invoice before the credit period of 30 to 60 days, while at the same time being in constant need of finance to pay off different expenses. Truck driver's wages, fuel,...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Receivables Factoring Companies: Learn How You Can Expand Business Options

    Invoice factoring advantages: imagine how you could grow your business with excellent cash flow. When you partner with invoice factoring companies, you can receive payment on your customer invoices within 24 hours of billing, freeing up your company's cash flow. So, by not investigating factoring companies, you may be limiting...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Your Resource Guide to Accounts Receivable Financing

    Accounts receivable financing is nothing but selling your outstanding invoices or receivables at a discount either to a factoring or finance company, which assumes risk on the receivables and gives you instant cash for your business. Depending on the age of a receivable, the amount of value is assigned to...

    Provided By contentdig.com

  • White Papers // Jan 2010

    The Right Accounts Receivable Financing Company Could Be The Key To Your Success

    In order to survive cutthroat competition in the corporate world, companies have to offer world-class services, which are not only at par but also a cut above the rest. Companies have to provide good services consistently to be able to stay ahead, and to enable survival in providing consistent services;...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Accounts Receivable Financing In The Medical Industry

    The medical industry faces the challenge of keeping their practices or medical institutions functioning smoothly for the need of timely working capital. The health care industry is bogged down by the growing accounts receivables from their patients' providers of medical insurance carriers. The medical fraternity also faces the difficulty in...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Accounts Receivable Financing Simplified

    Accounts receivable financing is another name for factoring. It simply means selling your slow paying invoices at a discount to a factor in return for immediate cash. Factoring improves your cash flow and greatly simplifies your accounting process because once you factor your receivables i.e. sell your invoices, the factor...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Accounts Receivable Financing Could Be The Key To Your Success

    Basically accounts receivable financing implies selling outstanding invoices or receivables at a reduced rate to a factoring or finance company, which in turn accepts the financial risk on the receivables and offers ready cash for your business. It can become the key to your success in the following ways: Accounts...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Who Is Eligible For Accounts Receivable Factoring?

    Finding a factoring company is not all that difficult, but many people do not know what a factoring company actually does or provides. If you are in business for yourself, chances are good; you should really understand the concept behind a factoring company providing a cash advance via an invoice...

    Provided By contentdig.com

  • White Papers // Jan 2010

    The Numerous Benefits Of Accounts Receivable Financing

    It is not without reason that accounts receivable financing has been consistently gaining popularity. The benefits offered by this type of financing are too good to resist. Using accounts receivable financing improves your company's financial profile and credit rating in the market. Increasing number of companies is resorting to accounts...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Accounts Receivable Financing In The Transport Industry

    Anyone running a transport business has realized the pain of arranging for ready cash to take care of routine expenses such as fuel, drivers' wages, etc. On the one hand the transporter would have to extend credit terms ranging from 30 to 90 days to clients while on the other...

    Provided By contentdig.com

  • White Papers // Jan 2010

    Training Budgets In A Bad Economy

    It's well known that when a company has to cut back on expenses, one of the first things to go is budget for training such as Excel courses. It is rare that an organization completely eliminates training, so managers are usually faced with reduced rather than eliminated budgets. It becomes...

    Provided By contentdig.com

  • White Papers // Jan 2010

    How To Become An Employee Benefits Manager

    Employee benefits are an essential part of human resources departments. Employee benefits managers are trained professionals that manage the employee benefits programs of a variety of companies and organizations. Employee benefits managers typically need at least a bachelor degree in business administration, human resources, or other related field. Prospective employee...

    Provided By DegreeFinders.com

  • White Papers // Aug 2009

    How Performance Management Can Help You to Navigate Through Turbulent Times: Know Where You're Going in the Near-Term

    Continuous planning and rolling forecasts are the keys to managing the future and keeping 'In control'. It is also a change that is uncontroversial and can be made without fanfare and directives. Most importantly, it is a key step in convincing senior executives to let go of the old annual...

    Provided By IBM

  • White Papers // Sep 2009

    Better Customer Care and Insight: New Intelligence for Banking With IBM Cognos Software

    While financial services institutions must address the current economic situation and react to the far-reaching underlying changes to the banking ecosystem, they must also look beyond today's crisis and prepare for tomorrow through innovation and new business models. Offerings may vary from bank to bank, but what will truly set...

    Provided By IBM

  • White Papers // Sep 2009

    Oracle ERP Applications and Oracle Hyperion Financial Management: Choosing the Right Financial Consolidation Solution for Your Organization

    Every organization has unique issues with their financial consolidation process. What are the challenges? Is one coping with numerous transactional systems from several vendors, or does one have single or multiple instances of the same system across the organization? Oracle gives one a choice of financial consolidation solutions. Oracle's ERP...

    Provided By Oracle

  • White Papers // Aug 2009

    Lessons From the Credit Crisis: Recommendations on Deploying Basel II Enhancements

    Around 30 Principles, Consultation Papers, Reports and Working Papers including enhancements to Basel II framework have been issued by the Basel Committee of Banking Supervisors (BCBS) since June, 2006. In the United States, the Obama administration has proposed "Financial Regulatory Reform - A New Foundation" which is being positioned as...

    Provided By Oracle

  • White Papers // Mar 2010

    Managing Exceptions in Distributed Applications

    Exceptions are the cause of lost orders, lost revenue, and overall inefficiencies. Business operations teams seldom have the visibility they need to detect these issues or respond to them proactively. As a result, transaction failures and other exceptions lead to not only immediate revenue loss but also customer churn. Distributed...

    Provided By Oracle

  • White Papers // May 2010

    Beyond Day One: Minimizing Customer Attrition During Bank Mergers And Acquisitions

    The banking industry remains under huge pressure following the financial and economic turbulence of the last few years. This has resulted in new strategic opportunities for healthy banks to expand their geographic and customer footprints via acquisitions and mergers. And as the number of deals grows, so it has become...

    Provided By Deloitte LLP

  • White Papers // May 2010

    Employer Health Care Reform: What's First, The Chicken Or The Egg?

    The era of government involvement in the private employer health care marketplace has begun, with implications for organizations of all shapes and sizes. Understanding the impacts of this significant shift will require smart first steps and deliberate processes. Should companies focus first on technical considerations related to actuarial and employee...

    Provided By Deloitte LLP

  • Case Studies // Jan 2010

    Entertainment Network Implements Custom Internal Audit Solution

    A major entertainment network with regional programming offices was faced with issues of improper alignment of corporate goals and objectives at the regional level. Also, the issues at the regional level were not understood at the top level. It was looking for optimized integration of the local network offices within...

    Provided By Deloitte LLP

  • Case Studies // Dec 2009

    AC Lens: Gains Ground on the Competition Using VeriSign Extended Validation SSL

    Online contact lens supplier AC Lens switched to VeriSign Extended Validation (EV) SSL Certificates and saw gigantic increases in both conversion rates and revenue per transaction for users who could then see EV's green address bar: 41% and 58% respectively. These two increases combine for an outstanding per-customer revenue difference...

    Provided By VeriSign

  • White Papers // Jan 2010

    Bookkeeper Career Description

    Bookkeepers keep a systematic record of financial transactions of the organization where they are employed, keeping different sets of accounting books. Bookkeepers should enjoy working with figures. They must be able to perform routine arithmetical calculations correctly. They should also be able to concentrate and work neatly. Bookkeepers are employed...

    Provided By Evolve-IT

  • White Papers // Jan 2010

    Banking Careers Description

    Bankers provide bank services to the public and commercial and industrial organizations. They keep record of all the transactions the bank handles and of the money deposited and withdrawn. Persons who want to follow a career in banking must possess the following characteristics: accuracy, responsibility and an aptitude for computational...

    Provided By Evolve-IT

  • White Papers // Mar 2010

    Budgeting: Beyond Spreadsheets

    Corporate budgeting, forecasting and reporting can be a major contributor to a company's success or failure. Yet, the annual budgeting process for most companies is hardly ideal. It usually involves investing a great deal of time to coordinate with line managers who typically see little benefit because the results are...

    Provided By IBM

  • Case Studies // Sep 2009

    First Citizens Bank Reduces Costs and Increases Availability of Online Banking Services

    One of the benefits of online banking is that it doesn't keep bankers' hours. Customers can do their banking at 3 a.m. if they wish. "Who needs to do banking at 3 a.m.?" one may ask. Apparently quite a few people do. Online banking operation needed scheduled downtime to deploy...

    Provided By IBM

  • Case Studies // Oct 2009

    IBM Case Study: First Citizens Bank - Client Video

    First Citizens Bank is a 105 year old institution and is currently the largest family controlled bank in America today with roughly over 5,000 employees and 340 branches. The bank operates in about 12 states, with its largest presence in North Carolina and Virginia. As interest rates shrink, the bank...

    Provided By IBM