Software

Software-as-a-service offers cost savings, scalability and mobile accessibility -- if you correctly manage the resulting SLAs, APIs and data structures.

  • White Papers // Jan 2003

    What Kind of Information Can You Get from a Background Check?

    Hiring process is a critical one so it is to be handled very carefully. Background check is one of the important concepts of recruiting process. Have you ever thought "What Kind of Information Can You Get from a Background Check?" Read the article to know what most employment screening firms...

    Provided By AllBusiness.com

  • White Papers // Oct 2002

    To Form a More Perfect Union

    Unions have a loud voice in communicating with elected officials ? and rightfully so. However, the voice must not be so loud that it resembles a seat right next to the bank of speakers at a rock concert. It must not be so loud that it causes long term hearing...

    Provided By County News Online

  • White Papers // Feb 2002

    Workers Worried About Pensions, Survey Reveals

    American workers now seriously mistrust the safety of their employee retirement accounts. A greater number of respondents with stock-based accounts are more worried about their retirement fortunes than are those who lack such risks. This overall anxiety about equity investments in pension plan is likely to put reforms of company...

    Provided By CFO Publishing

  • White Papers // Jan 2002

    Annual Incentive Stock Option and Employee Stock Purchase Plan Reporting Requirements

    "This article provides a reminder of the annual reporting requirements for an incentive stock option (?ISO?) and an employee stock purchase plan (?ESPP?) under section 6039 of the Internal Revenue Code of 1986 (?Code?). Employers that grant ISOs or stock purchase rights under ESPPs are required to distribute special notices...

    Provided By Pillsbury Winthrop

  • White Papers // Jan 2003

    At What Price?Guidelines for a Customer-Focused Pricing Strategy

    An article of this author says to develop an optimal pricing strategy, a retailer must be able to distinguish between "price-sensitive" items - frequently shopped/purchased or heavily advertised items such as milk, and paper which are not readily known or recognized. Read on to know more.

    Provided By Professional Pricing Society

  • White Papers // Oct 2002

    Banks and Enterprises: Ideal Partners in EIPP

    In a bank-driven EIPP, the bank acts as a guarantor of transactions. The regulated security orientation of banks further builds trust. With a bank-driven EIPP solution, the bank is the chief contact point for the enterprise. This paper further argues that technology providers may deliver the EIPP service directly to...

    Provided By Montgomery Research

  • White Papers // Jan 2003

    Communication and Sales, Part Three

    Proper communication is critical to sales success. To become an excellent communicator it is important to remember certain phrases and words should be avoided. This article explains few pointers on things you should not say and why like putting down, being reasonable, cussing and swear words etc. It is just...

    Provided By Salestrainingplus.com

  • White Papers // May 1999

    The Defined Benefit Approach.

    "The article is not oopposed to individuals investing in the stock market and might even be receptive to a proposal -- such as that made nearly 20 years ago by the President's Commission on Pension Policy, to require individuals to make their own investments -- so long as these are...

    Provided By Pension Research Council

  • White Papers // Feb 2001

    Taking Stock in Employee Benefits

    "Broad-based, employer-sponsored stock ownership plans are an increasingly important method of rewarding working Americans at all income levels. Once a prerogative of executives, stock ownership programs (such as stock options and stock purchase plans) are now becoming part of the total rewards package of rank-and-file employees across a wide range...

    Provided By American Benefits Council

  • White Papers // Jul 2000

    Balancing The Sales Channels

    The Challenge of Aligning, Motivating and Compensating Sales Channels. Sales organizations have been charged with increasing market share, improving sales productivity, enhancing customer satisfaction and producing profitable revenue growth. Most commonly, direct and indirect channels have been used as the conduits for providing a company's products or services. But with...

    Provided By Xchange Magazine

  • White Papers // May 2003

    Staying Power.

    "When you need key people to stick with you through tough times, reward them for their loyalty.The retention bonus, once a compensation tool reserved largely for top corporate executives, is increasingly being used to retain essential mid-level and rank-and-file employees, particularly in companies facing a financial crisis.Though still less common...

    Provided By Society for Human Resource Management

  • Case Studies // Aug 1998

    Creating The Ownership Culture

    The most important aspect of the program is constant communications. Each day on whiteboards located in bank offices worldwide the closing stock prices are listed. Employees can also get information on the current status of the stock and the company's performance through the bank's intranet and quarterly brochures announce Take...

    Provided By Fed.org

  • White Papers // Oct 2001

    Toon Up

    Motivated by research showing that soft-drink slurping is a contributing factor in many instances of childhood obesity, one enterprising dairy company has figured out a "Wile E." way to market its milk drinks by appealing to the kids' sweet tooth. Helping out with the before, during and after this era...

    Provided By Entrepreneur Media

  • White Papers // Jan 2002

    Increasing The Conversion Of Telephone Sales Leads

    Many marketing campaigns are designed to generate telephone inquiries. Then it is up to your telephone sales reps to qualify those leads and convert the best of them into customers. This case study describes a process used in a major call center for Increasing The Conversion Of Telephone Sales Leads.

    Provided By SeaBird Associates

  • White Papers // Jan 2003

    Product Placements for brand building

    "As part of our strategic alliances, the article provides celebrity outreach marketing promotional services that can give your products nationwide exposure as an alternative to launching television commercials. ] Comprehend the article to know more about this."

    Provided By Strtegic Buzz

  • White Papers // Mar 2003

    Tug-of War Between Cyclical Forces and Investors

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    Provided By Morgan Stanley Dean Witter & Co.

  • White Papers // Jul 2003

    Economic Slowdown:Difficulty for International Equity Investors

    The article says six-month period ended April 30, 2003, was difficult for international equity investors. The moves during the period were sharp: markets breached their October lows in mid-March before moving solidly higher in April. Asia was more defensive until late in the period when the news on SARS escalated...

    Provided By Morgan Stanley Dean Witter & Co.

  • White Papers // Mar 2003

    Net Branching

    Mortgage brokers who do not have FHA approval who want to refer FHA business to the bank have approached many banks. Since the brokers want to be paid, they propose to perform origination services for the banks. Such outsourcing arrangements are not permissible if the mortgage broker is not FHA...

    Provided By Fredrikson & Byron P.A.

  • White Papers // Jan 2002

    Electronic Bill Presentment and Payment

    Electronic commerce is evolving far beyond simply ordering goods online or buyer-to-supplier commerce. Advances in technology and online security have positioned the Internet as an efficient and cost-effective delivery channel for companies to present bills to their customers. Electronic billing also creates opportunities to generate additional revenue by cross-selling products...

    Provided By Wachovia

  • White Papers // Sep 2003

    Hedging Swaps

    Dealers at commercial banks do most of the market making that is done in the interest rate swap and currency swap markets. In addition to making markets to their customers, these traders will also make prices to other financial institutions in the wholesale or interbank market, often in transactions facilitated...

    Provided By The Financial Pipeline

  • White Papers // Nov 2001

    Investment Of Credit Funds

    No credit union chartered by the State of Georgia shall invest its funds which are not used in loans in any bank, building and loan association, savings and loan association, or credit union in an amount exceeding five percent of the total deposits of the bank, building and loan association,...

    Provided By Ganet.Org

  • White Papers // Nov 2001

    Investment Of Credit Funds II

    No credit union chartered by the State of Georgia shall invest its funds which are not used in loans in any bank, building and loan association, savings and loan association, or credit union in an amount exceeding five percent of the total deposits of the bank, building and loan association,...

    Provided By Ganet.Org

  • White Papers // Feb 2001

    Online Advantage

    Internet technology and RESPA reform will change the way banks conduct mortgage business. Most banks specialize in good-to-perfect credit borrowers. Compared to big banks and specialty mortgage companies, regional and community banks tend to tread more carefully. The article informs that mortgage brokers typically receive a yield-spread premium, essentially a...

    Provided By CMP Media

  • White Papers // Jul 1997

    Economic Performance

    Is employee stock ownership associated with better or worse corporate performance? Theories on this question are mixed, with predictions of both positive and negative effects. This study examines public companies where employees are major stakeholders through broadly based employee stock ownership, and compares the performance of these companies with other...

    Provided By Foundation For Enterprise Development

  • White Papers // Jan 2003

    Stock Ownership

    American Capital has been a pioneer in structuring collectively bargained stock-for-wage agreements that are fair to all parties in a transaction. Stock ownership through an Employee Stock Ownership Plan can be an effective trade-off for taking wage and benefit cuts in a downturn because employees can gain the benefits of...

    Provided By American Capital

  • White Papers // Feb 2001

    Taking Stock In Employee benefits II

    Broad-based, employer-sponsored stock ownership plans are an increasingly important method of rewarding working Americans at all income levels. Once a prerogative of executives, stock ownership programs (such as stock options and stock purchase plans) are now becoming part of the total rewards package of rank-and-file employees across a wide range...

    Provided By American Benefits Council

  • White Papers // Sep 1998

    Currency Hedging and Goods Trade

    A puzzle in empirical international finance is the difficulty in finding a large and negative effect of exchange rate volatility on international trade. A common explanation is the availability of hedging instruments. This paper examines the empirical validity of this explanation using data on over 1,000 country pairs. Which countries...

    Provided By NBER.org: National Bureau of Economic Research

  • White Papers // Apr 2001

    Independent Credit Card

    "Under the proposal, a national bank would be deemed an ""independent credit card bank"" if it engages primarily in credit card operations and is not affiliated with a full-service national bank. This proposal reflects the fact that many independent credit card banks securitize or sell receivables, thereby removing those assets...

    Provided By DON'T USE: Office of the Comptroller of the Currency

  • White Papers // Sep 2003

    Ingenuity & Innovations

    For banks, there's never a finish line in the race to understand technology. Keeping up is the only way to get ahead. The battle for banks is not necessarily lost, and it?s also possible banks are not doing as poorly as many in the bank world think. The perception is...

    Provided By Bank Technology News

  • White Papers // Jul 2003

    IRS Proposes New Regulations For Incentive Stock Options II

    The IRS proposed regulations on the treatment of ISOs and options granted under Employee Stock Purchase Plans ESPPs that are largely the same as the previous rules. The new rules specify that ISOs may only be granted from a plan that states the maximum number of shares that may be...

    Provided By Frederic W Cook

  • White Papers // Feb 2002

    Accounting For Employee Stock Options

    There is no issue or debate about how the value of outright grants of stock, restricted Stock or deferred stock should be accounted for. Expense is measured by the stock's intrinsic value at grant, without regard to the negative effects on value of non-transferability and forfeitability provisions, and amortized over...

    Provided By Frederic W Cook

  • White Papers // Apr 2003

    Merger Activity as a Determinant of De Novo Entry into Urban Banking Markets

    The increase in both the number of bank (and thrift) mergers and the number of de novo entries has led the press to speculate that these trends are interrelated. Specifically, the media have suggested that out-of-market acquisitions encourage de novo entry. This paper examines the determinants of de novo entry...

    Provided By Federal Deposit Insurance Corp.

  • White Papers // Mar 2001

    Trade Execution: What Every Investor Should Know

    When you place an order to buy or sell stock, you might not think about where or how your broker will execute the trade. But where and how your order is executed can impact the overall costs of the transaction, including the price you pay for the stock. Here's what...

    Provided By U.S. Securities and Exchange Commission

  • White Papers // Sep 2003

    Mergers, Main Street And Staying Independent

    Privately held banks are benefiting from big-bank sprawl, picking off customers from their larger brethren with more intimate customer service and strong ties to the community. This article imparts that while bank M&A activity stalled in the past year, investment bankers are eagerly awaiting the deal-making to heat up again....

    Provided By U.S. Securities and Exchange Commission

  • White Papers // Feb 2004

    The Mobile Platform Wars

    Since the very inception of mobile games (meaning 1999), it's been clear that multiplayer gaming is the real future of mobile entertainment. After all, while most cell phones are not very good game platforms (small screens, awkward controls, limited processing power), they do offer one feature that consoles are only...

    Provided By The Themis Group

  • White Papers // Oct 2003

    Real-Time Information in the Banking Sector

    In the finance world, information is a tradeable commodity. Screens stacked high in banks' dealing rooms pump in continuous news, real-time prices, historic data and analytical commentary. So essential is real-time information to the making of trading decisions that the regulatory authorities have put measures in place to ensure the...

    Provided By Cable & Wireless

  • White Papers // Jul 2002

    Nutrition in the Fast Lane

    Fast food restaurants do not have to remain taboo for the health-conscious consumer. Although some typical foods are high in fat and sodium, it is possible to eat nutritious "fast food" meals if you choose wisely. Typical meals at fast food restaurants supply adequate amounts of protein, iron, and several...

    Provided By Regents of the University of California

  • White Papers // Jul 2002

    World Turning to Bicycle for Mobility and Exercise

    In the year 2000, world bicycle production climbed to 101 million, more than double the 41 million cars produced. Sales of bikes are soaring because they provide affordable mobility for billions of people, increase physical fitness, alleviate traffic congestion, and do not pollute the air. Indeed by 1965, car production,...

    Provided By Earth Policy Institute

  • White Papers // May 2002

    Digital Redesign of Children's Toys

    Mohr's Law predicts as the price of Integrated Circuits drops, toy manufactures will add this powerful element into toys. Many mothers question whether the super powered toys have any value added compared to their traditional counterparts. Is the new generation of toys interface with their surroundings. Other constraints in the...

    Provided By University at Buffalo

  • White Papers // Oct 2004

    Purchasing for Pollution Prevention: Mercury-Free Medical and Surgical Supplies Fact Sheet

    A wide variety of medical equipment can contain mercury, from thermometers and blood pressure equipment to diagnostic analyzers. Many hospitals are now buying only mercury-free products, and government agencies can easily follow suit by restricting mercury on their purchasing contracts. With INFORM's technical assistance, Massachusetts changed its guidelines to allow...

    Provided By INFORM