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Malware is at an all-time high. The security industry is in an arms race with malware creators and distributors. If business or home computers were fortunate enough to have not been attacked before, chances are increasing that will become a victim in the coming year. Fraudsters use schemes involving trickery and malware to steal valuable information from individuals and companies, which they use themselves or sell to others in the criminal underground. This paper also says that the malicious software on computer can contact its host server to download more nasty software, such as spyware, a key logger, or a hijacker.
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