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Currently there is a clear need for efficient security models by banks which offer online access to their banking systems. In face of the growing number of transactions processed through online banking systems, several new security technologies and models which aim at providing authenticated secure communications through known insecure channels have been introduced in current literature. The number of malware and exploits focused on online banking systems vulnerabilities has been steadily growing during past years. Recent reports indicate that banking trojans were among the 50 main security threats in 2009, while Brazil fiures as the source and destination of most of those attacks performed in Latin America.
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