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Nowadays m-banking (mobile banking) is widely used in many banks. It has embarked upon supply of various services based on different systems and with the aid of various services such as the Short Message Service (SMS). However in developing countries such as Iran, m-banking is facing some challenges. One of these challenges is the issue of language of this system, because the main language of this system, in both side of bank system and customer mobile phone, is English. Also one of the main issues in m-banking services is the security of the systems. For solving the above problems,the authors proposed a method in this paper.
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