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"Phishing" usually refers to the practice of posting a deceptive message as part of an attempt at fraud and/or identity theft. It's sometimes referred to as "Carding", "Hoax Mail", or "Spoofing". This paper, will refer exclusively to the practice as phishing, as the use of these other terms can be confusing for the following reasons. Historically, carding is understood to apply to the fraudulent use of an (often stolen) credit card, resulting in direct loss to the retailer. It doesn't necessarily carry the same implications of theft of the card owner's money or identity. Furthermore, the presentation of a stolen card or card data is only part of the full phishing process, and may not be part of a phishing attack at all.
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